Vilma


Status: Paid Back

$725.00   Loan Request
$725.00   Paid Back

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Vilma
Location: Huancayo, Peru
Activity: General Store

About the Loan

Loan Amount: $725.00
Loan Use: Acquire merchandise for her shop and purchase wholesale lubricants and motor oil in order to expand her business.
Repayment Term: 10 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Jul 19, 2008
Date Disbursed: Aug 15, 2008
Date Funded:Aug 1, 2008
Loan Ended:May 15, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.8450 PEN = 1 USD



Vilma's efforts have allowed her to get ahead with her own business. She opened her shop in her father's gas station. She remembers that 13 years ago she decided to start her own business in order to make more money and she began by selling juices. Since then, Vilma has not tired. The reason for her hard work are her two small children who are 8 and one. Her goal is to achieve more success with sales of new products. What she sells the most is soda and candy consumed by drivers who have stopped to gas up. She recognizes that in order to attract customers, she has to offer variety. As a result, she wants to start selling lubricants and motor oil. For this reason she is requesting a loan that will be invested in the purchase of these items at wholesale. Please support Vilma in realizing her wish for the wellbeing of her family.

Translated from Spanish by Kate Divjak, Kiva Volunteer.



El esfuerzo de Vilma le ha permitido seguir adelante con su propio negocio, ella abrió su tienda en el grifo de su padre, recuerda que hace 13 años decidió emprender un negocio propio para obtener más ingresos y empezó vendiendo jugos, es así que desde ese entonces Vilma no ha descansado, la razón de su fuerza son sus 2 pequeños hijos de 8 y un 1año. Su meta es poder lograr mayor éxito en sus ventas con nuevos productos, lo que más vende son gaseosas y dulces que consumen los chóferes que se estacionan por combustible, reconoce que para atraer clientes hay que ofrecer variedad, por ello incursionará en la venta de lubricantes y aceite para autos. Por lo cual está solicitando este préstamo que será invertido en la compra de estos artículos al por mayor. Apoya a Vilma a concretar su deseo para el bienestar de su familia.


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Journal entries for Vilma


Loan has been disbursed
 
Entrepreneur: Vilma
Location: Huancayo, Peru

Thank you for your loan. It has been disbursed to Vilma by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the next 8 months, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Huancayo, Peru
Aug 15, 2008
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Kiva Help Repayment Schedule for Vilma

  Expected Repayments Actual Repayments Comments
November 2008 $90.62 $91.00 Repayment Received
December 2008 $90.62 $91.00 Repayment Received
January 2009 $90.62 $89.88 Repayment Received
February 2009 $90.62 $90.62 Repayment Received
March 2009 $90.62 $90.62 Repayment Received
April 2009 $90.62 $90.62 Repayment Received
May 2009 $90.62 $90.62 Repayment Received
June 2009 $90.66 $90.64 Repayment Received