Johana Del Socorro Obregón

Thank you for your loan. It has been disbursed to Johana Del Socorro Obregón by AFODENIC in Nicaragua. We are excited to watch this business grow. Over the next 9 months, AFODENIC will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.

My name is Amanda and will be the voice of this progress report; I work for Afodenic the organization that loan to Johana.

Johana es la orgullosa dueña de una pequeña tienda de conveniencia administrada por ella y por su madre. En su tienda ellas venden una gran variedad de productos de diferentes especies. Johana solicito un prestamos a Kiva a través de Afodenic para poder incluir productos alimenticios y de higiene personal entre los productos ofrecidos en la tienda. A pesar de haber diversificado los productos de la tienda, las cosas no han ido tan bien como esperaban. Sus clientes están satisfechos con la variedad que Johana y su mamá ofrecen, pero se atraviesan momentos difíciles a nivel mundial y hay menos dinero para comprar. Sin embargo ellas siguen esforzándose por salir adelante, y están agradecidas por la oportunidad que les esta brindando Kiva y Afodenic.

Johana is the proud owner of a small convenience store, where she and her mother work. In the store they had a good variety of products for sale, but they wished to have more. Johana requested a loan from Kiva through Afodenic to be able to include food such as basic grains and products for personal hygiene like soap, shampoo, etc. With the money from Kiva they have bought new products and their clients are happy to find new products. However, the economy of the world is not in the best shape, and there is less and less disposable income to spend. People are saving more, thus they are not doing as good as they thought they would do. But they are working hard and will continue to do so to pay back the loan and wait for better times to come. Despite the bad times, they are very grateful to Kiva and Afodenic for the opportunity they are giving them.