Consuelo Chalco Peñaloza


Status: Paid Back

$375.00   Loan Request
$375.00   Paid Back

About the Entrepreneur

Name: Consuelo Chalco Peñaloza
Location: Yunguyo-puno, Peru
Activity: Bookstore

About the Loan

Loan Amount: $375.00
Loan Use: To put in phone booths/Instalación de cabinas para locutorio.
Repayment Term: 6 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Aug 4, 2008
Date Disbursed: Aug 18, 2008
Date Funded:Aug 4, 2008
Loan Ended:Jan 15, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.8200 PEN = 1 USD



Consuelo is 36 years old and she is a teacher. She's married and she has 2 sons who are at primary school. She owns her own home and it has electricity, water and a drainage system. Her home is in the district of Jr Bolognesi in the province of Yunguyo.


Due to her low income she also needs to do other things such as offering a photocopying service, a small bookshop (selling notebooks, folders, graph paper, pencils, ink pens, coloured pens, a variety of paper) from the school. This was a way of increasing her income.


To be able to increase merchandise she managed to join the group Banco Comunal Winay Marca which she has belonged to for some years. Her first credit was of $300 new soles which she invested in writing materials (packets of bond paper, writing books, ink pens, a variety of paper).


With the loan of $1000 (new soles) which she will pay back in 4 months, she will put in some phone booths for cellphone calls, and this will enable her to increase her income.


She has learned that women should be given their place, and her husband helps her a lot in the different activities that she does. Her vision is to buy a house in Tacna or Arequipa and a car so that her kids will get good jobs.

Translated from Spanish by Liz Harvey, Kiva Volunteer



Consuelo tiene 36 años de edad, tiene como profesión profesora, es casada, tiene dos hijos varones, están en el nivel primario, casa propia cuenta con luz , agua y desague. Su domicilio esta ubicado en el Jr. Bolognesi del Distrito y Provincia de Yunguyo.

Debido a sus bajos ingresos económicos, es que se vio obligada a desarrollar otras actividades como; servicios de fotocopiado y pequeña librería (venta de cuadernos, fólderes, papelógrafos, lapiceros, lápiz , plumones, colores, variedad de papeles) aun inicio dentro del pedagógico. Fue un medio para poder incrementar su ingreso.

Para poder incrementar mercadería, logro integrar el Banco Comunal Wiñay Marca quien pertenece hace nueve años atrás, accediendo a un crédito inicial de S/. 300.00 nuevos soles que lo invirtió en material de escritorio (paquetes de papel bond, cuadernos, plumones, variedad papelería).

Con este préstamo de S/. 1000.00 nuevos soles, el cual será cancelado en 4 meses, instalará cabinas de locutorio para llamadas a celular, con esto incrementará un poco mas sus ingresos.

Lo que aprendió es que las mujeres deben darse su lugar, cuenta con el apoyo de su esposo, en las diferentes actividades que realiza.
Su visión futura comprar una casa en el departamento de Tacna o Arequipa, y un automóvil, darles una buena profesión a sus hijos.


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Lenders to this entrepreneur

Chris & Alex
Singapore,
Singapore

Buchanan Family
www.kivafriends.org, Ramsey, NJ
United States

Geoff

Christmas Island

David
Edmond, Oklahoma
United States

cMaille
Emeryville, CA
United States

Donna
Reston, VA
United States

Anonymous
Sunnyvale, CA
United States

Kim & Hayden
Sydney, New South Wales
Australia



Journal entries for Consuelo Chalco Peñaloza


Loan has been disbursed
 
Entrepreneur: Consuelo Chalco Peñaloza
Location: Yunguyo-puno, Peru

Thank you for your loan. It has been disbursed to Consuelo Chalco Peñaloza by Manuela Ramos / CrediMUJER in Peru. We are excited to watch this business grow. Over the next 4 months, Manuela Ramos / CrediMUJER will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Yunguyo-puno, Peru
Aug 19, 2008
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Kiva Help Repayment Schedule for Consuelo Chalco Peñaloza

  Expected Repayments Actual Repayments Comments
November 2008 $93.75 $94.00 Repayment Received
December 2008 $93.75 $94.00 Repayment Received
January 2009 $93.75 $93.25 Repayment Received
February 2009 $93.75 $93.75 Repayment Received