Emilia Emil
Status: Paid Back
| $400.00 | Loan Request | |
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| $400.00 | Paid Back |
About the Entrepreneur
| Name: | Emilia Emil |
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| Location: | Elmina, Ghana |
| Activity: | Fish Selling |
About the Loan
| Loan Amount: | $400.00 |
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| Loan Use: | As additional capital to expand her business |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Jul 16, 2008 |
| Date Disbursed: | Jul 30, 2008 |
| Date Funded: | Jul 16, 2008 |
| Loan Ended: | Mar 15, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2430 |
| Total Loans: | $1,055,925 |
| Delinquency Rate: | 55.59% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.0400 GHS = 1 USD |
Emilia Emil sells fresh fish as well as groceries. She is married, but her husband's income is not sufficient for Emilia and her child. Demand for her goods is high, and she is looking to expand her business to increase her profits. She is asking for additional capital to expand her business.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Emilia Emil
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Loan has been disbursed
Location: Elmina, Ghana
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Posted by
from Elmina, Ghana
Jul 31, 2008 |
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Comment on this entry
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Repayment Schedule for Emilia Emil
Repayment Schedule for Emilia Emil
| Expected Repayments | Actual Repayments | Comments | |||
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| October 2008 | $57.14 | $58.00 |  Repayment Received
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| November 2008 | $57.14 | $58.00 | Repayment Received
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| December 2008 | $57.14 | $56.00 | Repayment Received
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| January 2009 | $57.14 | $56.56 | Repayment Received
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| February 2009 | $57.14 | $57.14 | Repayment Received
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| March 2009 | $57.14 | $57.14 | Repayment Received
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| April 2009 | $57.16 | $57.16 | Repayment Received
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