Ramzana Shukar Allah's Group
Status: Paying Back - Delinquent
| $1,150.00 | Loan Amount |
|---|
About the Group
| Group Name: | Ramzana Shukar Allah's Group |
|---|---|
| Group Members: |
Ayesha M. Shahzad Safia M. Yaseen Safia Abdul Rasheed Khursheed Mumtaz Ahmad Ramzana Shukar Allah |
| Location: | Kasur, Pakistan |
| Activity: | Soft Drinks |
About the Loan
| Loan Amount: | $1,150.00 |
|---|---|
| Loan Use: | To expand their businesses |
| Repayment Term: | 14 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Jul 27, 2008 |
| Date Disbursed: | Sep 5, 2008 |
| Date Funded: | Aug 22, 2008 |
About the Field Partner
About the Field Partner
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| Field Partner: | Asasah, a partner of Save the Children |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 27 months |
| Kiva Entrepreneurs: | 9322 |
| Total Loans: | $2,113,125 |
| Delinquency Rate: | 57.47% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Pakistan |
|---|---|
| Avg Annual Income: | $3,004.00 |
| Currency: | Pakistan Rupees (PKR) |
| Exchange Rate: | 69.8000 PKR = 1 USD |
Ramzana is the wife of Shukar Allah and they have been living in Kasur, Pakistan for the last 30 years. She is the mother of three children, two daughters and one son. Her son is a laborer. Her two daughters make special order decorative embroidery. Shukar Allah, her husband, has a soft-drink business. Ramzana successfully completed her first loan from Asasah (a microfinance institute of Pakistan). Now she is applying for another loan for her husband’s soft-drink business.
She is joined in her loan group by a few more members. Khursheed baji wants a loan for her drink corner shop. Safia baji wants a loan to repair an auto-rickshaw. Safia baji wants a loan to buy masonry tools. Ayesha baji wants a loan to repair an auto-rickshaw. Baji is an Urdu term meaning "elder sister" and signifying respect.
This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Ramzana Shukar Allah's Group
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Loan has been disbursed
Location: Kasur, Pakistan
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Posted by
from Kasur, Pakistan
Sep 6, 2008 |
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Comment on this entry
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Repayment Schedule for Ramzana Shukar Allah's Group
Repayment Schedule for Ramzana Shukar Allah's Group
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| December 2008 | $95.83 | $96.00 |  Repayment Received
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| January 2009 | $95.83 | $95.67 | Repayment Received
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| February 2009 | $95.83 | $95.83 | Repayment Received
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| March 2009 | $95.83 | $95.83 | Repayment Received
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| April 2009 | $95.83 | $95.83 | Repayment Received
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| May 2009 | $95.83 | $95.83 | Repayment Received
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| June 2009 | $95.83 | $95.83 | Repayment Received
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| July 2009 | $95.83 | $95.83 | Repayment Received
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| August 2009 | $95.83 | $95.83 | Repayment Received
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| September 2009 | $95.83 | $0.00 |  Delinquent
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| October 2009 | $95.83 | $0.00 | Delinquent
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| November 2009 | $95.87 | $0.00 | Delinquent
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