Natalya Derzhak


Status: Paid Back

$1,100.00   Loan Request
$1,100.00   Paid Back

About the Entrepreneur

Name: Natalya Derzhak
Location: Melitopol, Ukraine
Activity: Food Market

About the Loan

Loan Amount: $1,100.00
Loan Use: To increase her assortment of merchandise.
Repayment Term: 14 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Jul 15, 2008
Date Disbursed: Jul 30, 2008
Date Funded:Jul 16, 2008
Loan Ended:Aug 15, 2009

About the Country

Country:Ukraine
Avg Annual Income:$8,000.00
Currency:Ukraine Hryvnia (UAH)
Exchange Rate:4.5859 UAH = 1 USD



Married with two sons, Natalya Derzhak lives in Melitopol, where she sells groceries in the city market. Her parents started the business in a good vending location, and Natalya inherited it 14 years ago. A hard worker, her gross income is about $1400, with a net profit of about $600 per month. She has invested $2000 in her business.



Natalya is requesting a loan of $1100 to increase her assortment of merchandise. As an entrepreneur of integrity, she promises to repay the loan in 12 months. Natalya hopes to do some remodeling of the business as she continues to profit from sales.


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Journal entries for Natalya Derzhak


Loan has been disbursed
 
Entrepreneur: Natalya Derzhak
Location: Melitopol, Ukraine

Thank you for your loan. It has been disbursed to Natalya Derzhak by HOPE Ukraine/Nadiya, a partner of HOPE International in Ukraine. We are excited to watch this business grow. Over the next 12 months, HOPE Ukraine/Nadiya, a partner of HOPE International will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by Olga Lutsenko from Melitopol, Ukraine
Jul 17, 2008
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Kiva Help Repayment Schedule for Natalya Derzhak

  Expected Repayments Actual Repayments Comments
October 2008 $91.67 $92.00 Repayment Received
November 2008 $91.67 $92.00 Repayment Received
December 2008 $91.67 $92.00 Repayment Received
January 2009 $91.67 $90.67 Repayment Received
February 2009 $91.67 $91.67 Repayment Received
March 2009 $91.67 $91.67 Repayment Received
April 2009 $91.67 $91.67 Repayment Received
May 2009 $91.67 $91.67 Repayment Received
June 2009 $91.67 $91.66 Repayment Received
July 2009 $91.67 $91.67 Repayment Received
August 2009 $91.67 $91.67 Repayment Received
September 2009 $91.63 $91.65 Repayment Received