Full Contact Group


Status: Paid Back

$3,350.00   Loan Request
$3,350.00   Paid Back

About the Group

Group Name: Full Contact Group
Group Members: Anouse Jean
Jocelyne Bernard
Eloudes Jean
Anne Alce
Majorie Riche
Victor Suze
Suzana Alexandre
Guerda Antoine
Jeanmary Belisaire
Anna Honre
Location: Trou-du-nord, Haiti
Activity: Cosmetics Sales

About the Loan

Loan Amount: $3,350.00
Loan Use: Make up, nail polish, and other cosmetics.
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Jul 15, 2008
Date Disbursed: Jul 30, 2008
Date Funded:Jul 16, 2008
Loan Ended:Feb 15, 2009

About the Country

Country:Haiti
Avg Annual Income:$1,600.00
Currency:Haiti Gourdes (HTG)
Exchange Rate:38.7000 HTG = 1 USD



Anouse Jean lives in Troud du Nord, Haiti, the poorest country in the western hemisphere. Desperate times call for great measures and Anouse took the opportunity to receive a loan to begin her small business. At just fourteen, Anouse has already accepted and paid off one loan in full. She is now asking for her second loan from Esperanza International. The money from this loan will go towards purchasing more cosmetics that she is able to sell in the streets of Haiti. This loan has made it possible for Anouse to earn enough money to live on and even begin to save. She dreams of one day owning her own house.

Anouse Jean is the leader of the 10 person micro-bank, Full Contact. Each of these unique Haitian entrepreneurs unite in solidarity, allowing them to access funding that they would otherwise never be able to receive on their own. The concept of this group paying their loan together is to reduce the risk of one person defaulting, as the others members gladly help cover one another’s payments in order to receive their next loan together. Like Anouse, most of these entrepreneurs dream of someday owning their own house, an impressive goal in a country that is filled with slum lords and oppression, a goal that will provide a future for families and communities in these areas

On behalf of Anouse, the Full Contact group, and the entire team here at Esperanza International, we thank you for your support and awareness of the global issue of poverty, in which your efforts are helping to make a difference.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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Lenders to this group

Dagfinn A
Copenhagen, KivaFriends.org
Denmark

Geoff

Christmas Island

Terry
KivaFriends.org , St. Louis, MO
United States

Margaret kivafriends.org
Fairfield County, Connecticut
United States

CherylS
kivafriends.org, Littleton, NC
United States

César-Mario
Los Gatos, CA
United States

Omtara1008
Ross, CA
United States

Beraca
San Diego, CA
United States

najia
fort campbell, KY
United States

Alden
Signal Hill, CA
United States

Paddy
Ulverston, Cumbria - England
United Kingdom

Dave
Ebensburg, PA
United States

Wolfgang
KivaFriends.org, Berlin
Germany

Susanne
Germany,
Germany

Nathan
San Francisco, CA
United States

Harry
Ojai, CA
United States

banduki
Torrance, CA
United States

Cheryl
Derby, Derbyshire
United Kingdom

Millicent
Watertown, MA
United States

Miriam
Hillsborough, NC
United States

Bosi
Berlin, KivaFriends.org
Germany

Scott Paterson
Menlo Park, CA
United States

Paula Kivafriends.org
Christchurch,
New Zealand

Mark
Plano, TX
United States

Cloudia
Adelaide, SA
Australia

Lynn
Gainesville, FL
United States

Suzi
London, London
United Kingdom

Robert
KivaFriends.org,
Luxembourg

Frederico
Lisboa, Lisboa
Portugal

Kay
Columbia, MD KivaFriends.org
United States

Tanja
Düsseldorf,
Germany

Josy
Raalte,
Netherlands

Mary Kivafriends.org
Raalte,
Netherlands

Silvia
Raalte,
Netherlands

Jim KivaFriends.org
Fort Worth, Texas
United States

P & D
Burlington, Ontario
Canada

David Margaret & Nicola
Kingston, Ontario
Canada

Colleen
Bettendorf, IA
United States

Theresa & Allen
Rockville, MD
United States

Anonymous
Bloomington, IN
United States

Hilda
Highlands, Scotland

Buchanan Family
www.kivafriends.org, Ramsey, NJ
United States

Holli
bellevue, WA
United States

Nana
Monroe, NC
United States

Jessica
Helsinki,
Finland

Tom
Toronto, Ontario
Canada

Edith
Brooklyn, NY
United States

Kynama
Austin, TX
United States

Ann
kivafriends.org Eastport, Maine
United States

Tom
Norwich, VT
United States

Richard
Auburn, AL
United States

Jackie

Canada

Val & Derek
Thornton, Colorado
United States

John
Portland, OR
United States

The Redwoods Group
Morrisville, NC
United States

Antonia
KivaFriends.org, Malcantone
Switzerland

Koos
The Hague, Zuid-Holland
Netherlands

Louis
Round Rock, TX
United States

The Youngsters
Falls Church, VA
United States

Jill
Lambertville, NJ
United States

Barbara
Santa Barbara, CA
United States

Daniel
Colonial Beach, VA
United States

Joy
V. Frolunda,
Sweden

Tamar
New York, NY
United States

april
Mountain View, CA
United States

Sherron
New York, NY
United States

Andreanne
Montreal, Quebec
Canada

Jennifer
Joshua Tree, CA
United States

Pedr0
Laguna Niguel, CA
United States

Laurie
Seattle, WA, kivafriends.org
United States

Mark
Oconomowoc, WI
United States

Michael J. 2007edition
West Orange, NJ
United States

Kiva B4B
Spring House, PA
United States

Joseph Taggart
Taylorsville, UT
United States

Thori
San Francisco, Ca
United States

UUFM-Micro
Mankato, MN
United States

William
Hoodsport, WA
United States

Martin
Castrop-Rauxel,
Germany

Anonymous
bellevue, WA
United States

(Jelani)
Los Angeles, CA
United States

Anonymous
Seattle, WA
United States

Tomcat
www.kivafriends.org, Derby, Kansas
United States

Julie
San Jose, CA
United States

Howard
Titusville, FL
United States

james
central, SC
United States

David
Somerville, MA
United States

M+M
Montgomery, AL
United States

paul
big lake, MN
United States

Jessica
Davis, CA
United States

Anonymous
Mount Holly, NJ
United States

Jake
Oak Park, IL
United States

marla
san francisco, CA
United States

Larry & Diane
Gig Harbor, Washington
United States

Jamie
Washington, DC
United States

Susan
Stone Mountain, Georgia
United States

Trevor
Pescadero, CA
United States

Greta
Burton, New Brunswick
Canada

Eli & Sven
Rector , PA
United States

Anonymous
VOSS, Hordaland
Norway

Janet
Chicago, IL
United States



United States

William Dienna
Wayne, PA
United States

Kasper
København Ø,
Denmark



Journal entries for Full Contact Group


Loan has been disbursed
 
Entrepreneur: Full Contact Group
Location: Trou-du-nord, Haiti

Thank you for your loan. It has been disbursed to the Full Contact group, consisting of Anouse Jean, Jocelyne Bernard, Eloudes Jean, Anne Alce, Majorie Riche, Victor Suze, Suzana Alexandre, Guerda Antoine, Jeanmary Belisaire, Anna Honre by Esperanza International, a partner of HOPE International in Haiti. We are excited to watch this business grow. Over the next 6 months, Esperanza International, a partner of HOPE International will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Trou-du-nord, Haiti
Jul 31, 2008
Comments (4)

Still moving forward
 
Entrepreneur: Full Contact Group
Location: Trou-du-nord, Haiti

Anouse Jean, who sells cosmetic products in bulk to other merchants, is the president of Full Contact Group. After she and her group completed repaying their 1st loan, and 2nd loan, they’ve received their third loan. She used the capital from each of the loans to invest into her business. Buying in large amounts and higher volumes allows her to save money.

She is grateful for both the loans she has received because there have been multiple benefits to both her and the members of her group. She has personally been able to buy a goat among other things with her increased profits. Other people in the group were also able to benefit because the increased earnings allowed them to feed their children more and send them to school. She has refocused her dream from looking to own a home to the growth and expansion of her business. She would like to one day have a shop where her clients could come to her instead of traveling to the various local markets to sell. She hopes that her increased profits will ensure more security and allow her to purchase the home she wants.


Posted by Obed Daphnis from Trou-du-nord, Haiti
Mar 27, 2009
Comments (4)

Kiva Help Repayment Schedule for Full Contact Group

  Expected Repayments Actual Repayments Comments
October 2008 $558.33 $559.00 Repayment Received
November 2008 $558.33 $559.00 Repayment Received
December 2008 $558.33 $557.00 Repayment Received
January 2009 $558.33 $558.33 Repayment Received
February 2009 $558.33 $558.33 Repayment Received
March 2009 $558.35 $558.34 Repayment Received