Tatyana Ryeznik


Status: Paid Back

$1,200.00   Loan Request
$1,200.00   Paid Back

About the Entrepreneur

Name: Tatyana Ryeznik
Location: Berdyansk, Ukraine
Activity: Clothing Sales

About the Loan

Loan Amount: $1,200.00
Loan Use: To increase clothing stock
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: N/A
Date Listed: Mar 8, 2007
Date Disbursed: Mar 29, 2007
Date Funded:Mar 15, 2007
Loan Ended:Sep 16, 2007

About the Country

Country:Ukraine
Avg Annual Income:$8,000.00
Currency:United States Dollars (USD)



Tatyana is married with a teenage son. In post-Soviet times many families in Ukraine struggled to meet their basic needs. Tatyana’s family was no exception. She decided to start her own business selling groceries to help provide for her family during those tough times.

Some of the first loans Tatyana received from “Nadiya Ukraine” were very small. She was able to maintain a perfect credit history and gradually could borrow greater amounts as her business grew. With time her hard work and determination paid off and Tatyana began to witness rapid growth in sales and the expansion of her business. Eventually she was able to open a new kiosk selling clothing and women’s lingerie and hired people to help her with sales. Currently, Tatyana has about $1,200 in monthly net profit.

Tatyana is requesting a loan of $1,200 to buy more stock to sell in her women’s clothing and lingerie store. She would like to purchase assorted sweaters, skirts, blouses, and good quality underwear to meet growing demand from her customers. The loan will help Tatyana strengthen her trade activities and provide necessary resources for her business and family.



Тетяна – одружена, в неї є син підліток. В пострадянські часи багатьом родинам довелося зіткнутися з численними побутовими труднощами. Родина Тетяни не стала винятком. Отже, Тетяна вирішила почати власний бізнес з продажу товарів харчування для того, щоб забезпечити себе й рідних в ті скрутні часи.

Перші позики, які Тетяна отримала від «Надії України» були зовсім невеличкими. Її кредитна історія була чудовою, отже, вона змогла отримати більші за розміром позики. З часом її наполеглива праця та цілеспрямованість принесли свої результати. Бізнес Тетяни швидко зростав та обсяги продажів ставали дедалі більшими. Врешті-решт вона змогла відкрити новий кіоск з продажу жіночого одягу та білизни та взяти на роботу реалі- заторів. Сьогодні Тетяна заробляє приблизно 1200 доларів чистого прибутку щомісяця.

Тетяна просить про позику в 1200 доларів для того, щоб придбати більше одиниць жіночого одягу та білизни. Вона планує придбати светри, спідниці, блузи та якісну білизну для того, щоб задовольнити зростаючий попит своїх клієнтів. Позика допоможе Тетяні зміцнити торгівлю та забезпечить необхідні ресурси для родини та бізнесу.


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Journal entries for Tatyana Ryeznik


Loan has been disbursed
 
Entrepreneur: Tatyana Ryeznik
Location: Berdyansk, Ukraine

Thank you for your loan. It has been disbursed to Tatyana Ryeznik by HOPE Intl- Nadiya Ukraine in Ukraine. We are excited to watch this business grow. Over the next 6 - 12 months, HOPE Intl- Nadiya Ukraine will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by Olga Lutsenko from Berdyansk, Ukraine
Mar 16, 2007
Comments (3)

Kiva Help Repayment Schedule for Tatyana Ryeznik

  Expected Repayments Actual Repayments Comments
June 2007 $200.00 $0.00 Repayment Received
July 2007 $200.00 $0.00 Repayment Received
August 2007 $200.00 $600.00 Repayment Received
September 2007 $200.00 $200.00 Repayment Received
October 2007 $200.00 $200.00 Repayment Received
November 2007 $200.00 $200.00 Repayment Received