Nora Valdez Fernandez


Status: Paid Back

$800.00   Loan Request
$800.00   Paid Back

About the Entrepreneur

Name: Nora Valdez Fernandez
Location: Chontales, Nicaragua
Activity: Services

About the Loan

Loan Amount: $800.00
Loan Use: Purchase of bathroom tile for the walls and paint
Repayment Term: 14 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Jul 12, 2008
Date Disbursed: Aug 21, 2008
Date Funded:Aug 7, 2008
Loan Ended:Sep 15, 2009

About the Country

Country:Nicaragua
Avg Annual Income:$3,636.00
Currency:Nicaragua Cordobas (NIO)
Exchange Rate:19.2500 NIO = 1 USD



La Sra. Valdez tiene la edad de 39 años, casada, con un bebé de 40 dias, con 18 años de servicio en educacion. Desde muy joven comenzó a trabajar en la docencia, ya que su mayor ilusión ha sido dar el pan de la enseñanza a la niñez de su comunidad, siempre ha trabajado en la modalidad de primaria.

La profesora Valdez esta solicitando un credito, el que utilizara para continuar mejorando su vivienda, ya que hoy mas que antes necesita tener una vivienda digna para poder dar mejores condiciones y mayor comodidad a su primera hija que tanto habia esperado.

La profesora aseguró que los creditos le han servido mucho, y es de la unica forma que ha podido realizar el sueño de su vida, ya que con su salaria no podria tener su vivienda en optimas condiciones.

Translated from Spanish by Eliza Wethey, Kiva Volunteer.



Ms. Valdez is 39 years old and married with a baby who is 40 days old; she has worked for 18 years in education. From a very early age she began working in teaching, always at the grade school level, and her greatest illusion was to give children in her community the gift of learning. Professor Valdez is asking for a loan that she will use to continue improving her home; now more than ever she needs to have a dignified home for her first child that she waited so long to have. The professor assures us that the loans have helped her enormously saying that it is the only way she has been able to fulfill her lifelong dream since with only her salary she could not have had her house in optimal condition.


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Lenders to this entrepreneur

RoseMary
Lafayette, CA
United States

Walter
Spokane, WA
United States

Crystal
Lees Summit, MO
United States

Alexandra
Paderborn,
Germany

Anonymous
Sea Cliff, NY
United States

Romeo delaCruz
San Francisco, CA
United States

Damien
Bruxelles,
Belgium

Anonymous
Fairborn, OH
United States

Abigail
Madison, WI
United States

Anonymous

Nick
Boston, MA
United States

Anonymous
Stutensee,
Germany

Jill
Lambertville, NJ
United States

Murali
San Diego, CA
United States

Leonid
Stoughton, MA
United States

ans
Amstelveen, Noord-Holland
Netherlands

Erik David
hanover park, IL
United States

Bob & Terri
Greenville, NC
United States

Mette
Porsgrunn,
Norway

Kay
Columbia, MD KivaFriends.org
United States

Jennifer Nikolaisen
Woodbridge, VA
United States

Maria
Portland, OR
United States



Journal entries for Nora Valdez Fernandez


Loan has been disbursed
 
Entrepreneur: Nora Valdez Fernandez
Location: Chontales, Nicaragua

Thank you for your loan. It has been disbursed to Nora Valdez Fernandez by AFODENIC in Nicaragua. We are excited to watch this business grow. Over the next 12 months, AFODENIC will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Chontales, Nicaragua
Aug 22, 2008
Comment on this entry

up date from managua
 
Entrepreneur: Nora Valdez Fernandez
Location: Chontales, Nicaragua

Mrs. Nora Valdez Fernandez is a school teacher, applied for a loan to make improvements to her home, managed to advance with her objective, but not completely, she gives thanks to Kiva for all the support that they provided her, that it helped her to have a better conditions in her living.


Posted by Claudia Garcia from Chontales, Nicaragua
Sep 29, 2009
Comment on this entry

Kiva Help Repayment Schedule for Nora Valdez Fernandez

  Expected Repayments Actual Repayments Comments
November 2008 $66.67 $67.00 Repayment Received
December 2008 $66.67 $67.00 Repayment Received
January 2009 $66.67 $66.00 Repayment Received
February 2009 $66.67 $66.67 Repayment Received
March 2009 $66.67 $66.67 Repayment Received
April 2009 $66.67 $66.67 Repayment Received
May 2009 $66.67 $66.67 Repayment Received
June 2009 $66.67 $66.66 Repayment Received
July 2009 $66.67 $66.67 Repayment Received
August 2009 $66.67 $66.67 Repayment Received
September 2009 $66.67 $66.69 Repayment Received
October 2009 $66.63 $66.63 Repayment Received