Tran Thi Thuy


Status: Paid Back

$625.00   Loan Request
$625.00   Paid Back

About the Entrepreneur

Name: Tran Thi Thuy
Location: Y Yen, Viet Nam
Activity: Food Market

About the Loan

Loan Amount: $625.00
Loan Use: expand store
Repayment Term: 14 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Jun 20, 2008
Date Disbursed: Jul 4, 2008
Date Funded:Jun 20, 2008
Loan Ended:Aug 15, 2009

About the Country

Country:Viet Nam
Avg Annual Income:$725.00
Currency:Vietnam Dong (VND)
Exchange Rate:16,600.0000 VND = 1 USD



Ms. Thuy Thi Tran has been a participant with the Fund since 2000. Before joining the Fund the family’s income depended mainly on working the fields. After joining the Fund, Ms. Tran has discussed with her family regarding using the loans to invest in retail businesses and opening a restaurant to serve the people in the neighborhood. Ms. Thuy’s house is in the center of the town, so she has many advantages in business endeavors. Everyday her husband goes to buy food from large retailers for her resell and serve the customers. Thanks to her husband’s help and her determination, the business has improved and become more stable day by day. Since receiving more income from the business, she has saved up money and built a nice 2-story house and bought some other conveniences for the family. In this round of funding Ms. Tran would like to borrow 10,000,000 VND to invest more in the store to better serve the customers, increase profit, improve the family’s income, and provide for her two children to attend school. The family’s income is about 3,500,000 VND per month.

Translated from Vietnamese by Chi Nguyen, Kiva volunteer.



Chị Trần Thị Thủy là thành viên của Quỹ tình Thương từ năm 2000. Trước khi tham gia vào Quỹ tình thương thu nhập của gia đình chị chủ yếu là từ làm ruộng. Sau khi tham gia vào Quỹ, chị Thủy đã bàn bạc với gia đình vay vốn để đầu tư vào việc buôn bán, mở hàng ăn phục vụ bà con trong xã. Nhà Chị Thủy nằm ở Trung tâm xã do vậy chị gặp rất nhiều thuận lợi trong kinh doanh. Hàng ngày chồng chị đi mua đồ ăn từ các đại lý về để chị chế biến bán cho khách hàng. Nhờ có sự giúp đỡ của chồng và bản chất chịu thương chịu khó của người phụ nữ công việc làm ăn của chị đã ngày càng ổn định hơn. Từ khi có thêm thu nhập từ công việc buôn bán chị đã tiết kiệm và xây được ngôi nhà hai tầng khang trang và mua sắm thêm một số tiện nghi trong gia đình. Vòng vốn này Chị Thủy muốn vay 10 triệu đồng để đầu tư thêm vào cửa hàng nhằm phục vụ khách hàng tốt hơn để tăng thu nhập, phát triển kinh tế gia đình, đầu tư cho 2 con ăn học.
Thu nhập 3.500.000/ tháng


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Journal entries for Tran Thi Thuy


Loan has been disbursed
 
Entrepreneur: Tran Thi Thuy
Location: Y Yen, Viet Nam

Thank you for your loan. It has been disbursed to Tran Thi Thuy by TYM Fund in Viet Nam. We are excited to watch this business grow. Over the next 12 months, TYM Fund will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Y Yen, Viet Nam
Jul 4, 2008
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Kiva Help Repayment Schedule for Tran Thi Thuy

  Expected Repayments Actual Repayments Comments
October 2008 $52.08 $53.00 Repayment Received
November 2008 $52.08 $53.00 Repayment Received
December 2008 $52.08 $53.00 Repayment Received
January 2009 $52.08 $49.33 Repayment Received
February 2009 $52.08 $52.08 Repayment Received
March 2009 $52.08 $52.08 Repayment Received
April 2009 $52.08 $52.08 Repayment Received
May 2009 $52.08 $52.08 Repayment Received
June 2009 $52.08 $52.08 Repayment Received
July 2009 $52.08 $52.08 Repayment Received
August 2009 $52.08 $52.08 Repayment Received
September 2009 $52.12 $52.11 Repayment Received