María Angulo


Status: Refunded

$475.00   Loan Request

About the Entrepreneur

Name: María Angulo
Location: Guayaquil, Ecuador
Activity: Food Production/Sales

About the Loan

Loan Amount: $475.00
Loan Use: To buy: rice, oil, vegetable, soda drinks, and kitchen utensils

para comprar: arroz, aceite, legumbres, gaseosas y utensilios de cocina

Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: N/A
Date Listed: Mar 5, 2007
Date Disbursed: Mar 20, 2007
Date Funded:Mar 6, 2007
Refund Date:Mar 26, 2007

About the Country

Country:Ecuador
Avg Annual Income:$4,776.00
Currency:United States Dollars (USD)



Maria has a restaurant where she sells: ceviche (raw fish dish), encebollados (onion base dish), and other local foods. Her business is located at the front of her house. She works every day. Her husband helps out on the weekend. This business has allowed her to save some money and it has enabled her to have a house and to do the necessary touch ups as needed.

Maria needs a loan in order to buy bulk groceries, such as: rice, oil, vegetables, sodas and kitchen utensils.

Maria was born in Esmeraldas. She is 52 years old. She has a son who lives apart. She is divorced and her new husband helps out with everything. At age 11, she left her native city with the hope of finding a better life. She traveled around and worked in many places. She based herself in Guayaquil at the age of 18 and worked in homes and kitchens. She was able to save money to start her own business and with the money she has made, she was able to buy expensive goods, such as her home. She hopes to keep working on her business as it is her only source of income.

Translated from [Spanish] by [Zoe], Kiva Volunteer.



Maria tiene un negocio de venta de comida, ella vende: ceviches, encebollados, comidas criollas en general. Su negocio esta en su casa en la parte de afuera. Atiende todos lo días de la semana. Su esposo es su ayudante especialmente los fines de semana. Este negocio todo es al contado. Ella pudo ahorrar algo de dinero y en su propia casa comenzó a ofrecer su comida. El negocio le ha permitido tener su casa y hacer los arreglos necesarios.

Ella necesita el préstamo para comprar su mercadería al por mayor como: arroz, aceite, legumbres, gaseosas y utensilios de cocina.

María nació en Esmeralda. Tiene 52 años. Tuvo 1 hijo que actualmente es independiente. Ella es divorciada y su actual esposo la apoya en todo. A los 11 años salio de su ciudad natal con la esperanza de mejorar su vida. Viajo por varias ciudades trabajando. Se radico en Guayaquil a la edad de 18 años y trabajaba en casas, en comedores. Reunió su capital para poner su propio negocio. Con los ingresos generados ella ha podido tener sus bienes que le ha costado mucho especialmente su casa. Su aspiración es seguir trabajando en su negocio porque es su única fuente de ingreso


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Kiva Help Repayment Schedule for María Angulo

  Expected Repayments Actual Repayments Comments
June 2007 $79.17 $0.00 Repayment Received
July 2007 $79.17 $0.00 Repayment Received
August 2007 $79.17 $0.00 Repayment Received
September 2007 $79.17 $0.00 Repayment Received
October 2007 $79.17 $0.00 Repayment Received
November 2007 $79.15 $0.00 Repayment Received