Kevin Nyaga

Thank you for your loan. It has been disbursed to Kevin Nyaga by SEED Development Group in Kenya. We are excited to watch this business grow. Over the next 8 - 10 months, SEED Development Group will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.

My small cafeteria has had a small reception but I am sure with time it will pick up. I would have never gotten this far if it were not for this loan. Thank you.

I have been able to use this loan to officially my business. I now supply animal feed to different farms and hope to establish myself in the community that the expansion of my business will be easy and well accepted. Thank you.

This business is surely not giving me the heads up but I am not the easy type to give up. Gaining entry point is the major problem but not to worry, hardwork is my middle name.

The business(es) listed above was posted on Kiva's website by our Kenyan Field Partner, SEED Development Group. Our Field Partners are independent microfinance institutions that lend to the poor for poverty alleviation. The role of a Field Partner is to screen each entrepreneur, post his/her profile on the Kiva website, disburse the loan, and collect loan repayments.

During an audit of SEED, Kiva discovered that SEED was not providing entrepreneurs with the full amount of their loans raised on Kiva. This violates Kiva's policies, so we have terminated our partnership with SEED.

Following this discovery, there was a thorough investigation of the situation. Ultimately, SEED defaulted on its entire loan portfolio with Kiva, which means that no further funds are collectible. To learn more about this particular situation and what Kiva is doing to prevent this in the future, please visit:

http://www.kiva.org/about/aboutPartner?id=32

Any repayment notifications you may have received up until this point are available to you as Kiva Credit. Please visit Kiva to re-lend, withdraw or donate this credit to Kiva.

Please realize that our audit uncovered a true exception to the norm; the vast majority of our Field Partners administer your loans with the highest integrity. Kiva will continue to audit Field Partners to monitor the integrity of your loan and to make our website a model for transparency in international development.

Thank you for your understanding and support of Kiva.