Soleil D'amour Group


Status: Paid Back

$2,000.00   Loan Request
$2,000.00   Paid Back

About the Group

Group Name: Soleil D'amour Group
Group Members: Dolce Roseleine
Felix Lormilia
Marseille Marieclaudette
Roselene Yasentte
Joanem Annalouis
Celicourt Clerzilia
Mareus Cleomene
Louis Silianne
Estimable Macula
Anise Monestime
Location: Trou-du-nord, Haiti
Activity: Clothing Sales

About the Loan

Loan Amount: $2,000.00
Loan Use: To buy used clothing.
Repayment Term: 9 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: May 17, 2008
Date Disbursed: Jun 1, 2008
Date Funded:May 18, 2008
Loan Ended:Jan 15, 2009

About the Country

Country:Haiti
Avg Annual Income:$1,600.00
Currency:Haiti Gourdes (HTG)
Exchange Rate:37.9500 HTG = 1 USD



Anise is a hard-working and dedicated mother who lives alone with her three children (ages 8, 5, 2) in Trou-du-Nord, Haiti. With this loan, she wants to buy used clothing to begin selling in her community. She told us that life in Haiti is very difficult right now, with food prices continuing to rise. She can only afford to send her children to school a few days a weeks, so she hopes that with her new business she will be able to better support her children. In the future, she wants to have her own shop with plenty of nice clothes and shoes to sell.


This group of women are very excited to start their own business, and improve their lives. Thank you to all Kiva lenders for your support and generosity!



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more


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Lenders to this group

Karen
Wayne, NJ
United States

Jillian
Vence,
France

Ron and Marlene
Andover, Minnesota
United States

wookie
Alexandria, Va
United States

Brian
Fairbanks, AK
United States

Nancy
Ann Arbor, MI
United States

Mary
Buffalo, NY
United States

Vernon
San Diego, Ca
United States

sweet pea
Ottawa,
Canada

John
Hollidaysburg, PA
United States

Derek
Citrus Heights, CA
United States

Andrea
San Antonio, TX
United States

Lynn
Brooklyn, NY
United States

Anonymous
cameron park, CA
United States

Mary
Weymouth, MA
United States

Melvin
Louisville, KY
United States

Catie
alpharetta, GA
United States

BW Consulting
Los Angeles, CA
United States

TYRONE & FRANCES
YONKERS, NY
United States

William
Hoodsport, WA
United States

buffy
Toronto, Ontario
Canada

Dan
Burlington, VT
United States

Noor
Vancouver, BC
Canada

Natasha
Melbourne
Australia

Mark
Plano, TX
United States

Samuel
Charlotte, NC
United States

Anne
Los Angeles, CA
United States

Pamelli
Potosi, WI
United States

Andrea
Honolulu, HI
United States

mihkel
Tallinn, Harjumaa
Estonia

joseph
norwalk, CT
United States

Anonymous
Williamsport, MD
United States

David
Waynesboro, PA
United States

Julie
Austin, TX
United States

Richard W
Whitinsville, MA
United States

Tom
Norwich, VT
United States

Roberta
Centennial, CO
United States

Greta Galeazzi
GALEAZZI GRETA, EUROPEAN CITIZEN
Italy

Anonymous
Irving, TX
United States

Donna
Smyrna, GA
United States

Jonah, Suzanne and Scott
Chicago, IL
United States

Marie
Tucson, AZ
United States

Brett
Round Rock, TX
United States

Vince
Natick, MA
United States

Jerri
Euless, TX
United States

Katherine
Eugene, OR
United States

Pennie
Apple Valley, MN
United States

Jane
Los Angeles, CA
United States

David
Somerville, MA
United States

Patricia
Beaconsfield, Quebec
Canada

Rakshya
Brooklyn, NY
United States

Stephanie
Phoenix, AZ
United States

Reynolds
Augusta, GA
United States

Marechal Family
Carrières/Seine,
France

Dwight
Denver, CO
United States

Dinar Phatak
Fremont, CA
United States

Michael & Amna
West Roxbury, MA
United States



Journal entries for Soleil D'amour Group


Loan has been disbursed
 
Entrepreneur: Soleil D'amour Group
Location: Trou-du-nord, Haiti

Thank you for your loan. It has been disbursed to the Soleil D'amour group, consisting of Anise Monestime, Estimable Macula, Louis Silianne, Mareus Cleomene, Celicourt Clerzilia, Joanem Annalouis, Roselene Yasentte, Marseille Marieclaudette, Felix Lormilia, Dolce Roseleine by Esperanza International in Haiti. We are excited to watch this business grow. Over the next 6 months, Esperanza International will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Trou-du-nord, Haiti
Jun 1, 2008
Comments (7)

Group Progress Update
 
Entrepreneur: Soleil D'amour Group
Location: Trou-du-nord, Haiti

The Soleil D’Amour Group has had its up and downs. The same day that the loan was disbursed, there was an associate who realized she couldn’t do the loan and she was immediately deactivated in the system after she repayed the loan in full. Her honesty helped the group realize that there is a an extra sense of responsibility that comes with the loan, just as their loan officer had said during training.

Starting off the repayment cycle well with full attendance at the meetings, high saving amounts, Mimose the responsible loan officer expected this to be a great group. Things began to change half way through the loan where a couple of people missed a payment and the group fell into a little of a downspin. When encouraged and lightly pressured by the loan officer and other group members one of the members fled to the Dominican Republic. Before the loan cycle was complete 3 other associates would do the same.

With 4 out of the 14 in the group being out of the country, the loan officer encouraged the group to practice solidarity and pay the balances of those members who fled. Though the group wants to take another loan, they have to date refused to pay for the balances of the 4 members and hence are not being allowed to take another loan. Mimose, the loan officer continues to encourage and ask the remaining members to keep an eye out for those who fled but until the balances are paid she is not able. On behalf of Soleil D’Amour and Esperanza we thank you for your support.

Written by Obed Daphnis


Posted by Analin Saturria from Trou-du-nord, Haiti
May 11, 2009
Comments (2)

Kiva Help Repayment Schedule for Soleil D'amour Group

  Expected Repayments Actual Repayments Comments
September 2008 $333.33 $334.00 Repayment Received
October 2008 $333.33 $334.00 Repayment Received
November 2008 $333.33 $334.00 Repayment Received
December 2008 $333.33 $334.00 Repayment Received
January 2009 $333.33 $330.67 Repayment Received
February 2009 $333.35 $333.33 Repayment Received