Celia Del Pilar Vidales Ruiz


Status: Paid Back

$925.00   Loan Request
$925.00   Paid Back

About the Entrepreneur

Name: Celia Del Pilar Vidales Ruiz
Location: Callería - Ucayali, Peru
Activity: Cosmetics Sales

About the Loan

Loan Amount: $925.00
Loan Use: To buy goods for her shop.
Repayment Term: 6 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Jun 2, 2008
Date Disbursed: Jun 20, 2008
Date Funded:Jun 6, 2008
Loan Ended:Oct 21, 2008

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.7655 PEN = 1 USD



Celia is a member of Banco Comunal Mujeres Soñadores, and is located at Jr. Raymondi 958 in the Callería district of Ucayali. She is 43 years old, has one child and her husband works in a mine. Celia took out an initial loan of $100 and invested it in a small shop selling cosmetics.


Today, she continues selling cosmetics and also prepares gourmet chocolates which are very rich in flavour. In the mornings she prepares the chocolates and in the afternoons she sells her products.


With this loan of $925, which will be repaid in 4 months, she will buy perfume, lipstick, talcum powder, eye shadow, pieces of jewelry, sugar, chocolate, pecan nuts, peanuts etc.


Despite her physical disability, Celia continues making progress and says that working with Manuela Ramos is a great help as it enables small businesswomen to generate both income and savings.

Translated from [Spanish] by [Lisa Ritchie], Kiva Volunteer.


La señora Celia pertenece al Banco Comunal Mujeres Soñadoras, ubicado en el Jr. Raymondi 958, del Distrito de Calleria del Departamento de Ucayali. Tiene 43 años y es madre de 1 hijo, su esposo trabaja en una mina, es así que Celia con el primer préstamo recibido de Manuela Ramos S/. 300 decidió invertirlo en una pequeña venta de productos de belleza.

En la actualidad continua con sus productos de belleza, también prepara chocotejas que son una manjar muy rico, por las mañanas prepara sus chocotejas y en las tardes sale a ofrecer sus productos y cobrar.

Con este préstamo de S/. 2,500 el cual será pagado en 4 meses, comprará: perfumes, labiales, talcos, sombras, colonias, joyas, azúcar, chocolate, pecanas, maní, etc.

Celia pese a su discapacidad física ,ella sigue adelante y dice que es un gran apoyo trabajar con Manuela Ramos por que les ayuda a las mujeres microempresarias para poder generar ingresos y ahorrar.


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Journal entries for Celia Del Pilar Vidales Ruiz


Loan has been disbursed
 
Entrepreneur: Celia Del Pilar Vidales Ruiz
Location: Callería - Ucayali, Peru

Thank you for your loan. It has been disbursed to Celia Del Pilar Vidales Ruiz by Manuela Ramos / CrediMUJER in Peru. We are excited to watch this business grow. Over the next 4 months, Manuela Ramos / CrediMUJER will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Callería - Ucayali, Peru
Jun 20, 2008
Comment on this entry

Celia's eventual goal is to open a full scale juice shop where she can offer several different types of juices.
 
Entrepreneur: Celia Del Pilar Vidales Ruiz
Location: Callería - Ucayali, Peru

Celia del Pilar Vidales Ruiz is forty-four years old, married and has two adult sons who now live in their own homes. Celia lives near downtown Pucallpa, the bustling jungle capital of the Ucayali department in Peru. Celia is a founding member of the Manuela Ramos communal bank named Women Dreamers; she started the group with several friends and acquaintances of hers four years ago. What Celia likes most about Manuela Ramos is the workshops and training conferences they offer to their members. Celia says that she attends every single event that she can because she is interested in learning how to better her business and her relationships with her family and fellow bank members.

Celia’s business is selling fresh orange juice from the stand pictured above every morning from six to eleven a.m. She opened this business with the help of her loans over one year ago. Before she started making and selling juice, Celia sold beauty products, clothing and shoes. Celia still continues in these ventures and, additionally(!), this busy woman also makes and sells chocolates.

Currently Celia is gearing up for selling chocolates and sweets during the Christmas holiday. Her eventual goal is to open a full scale juice shop where she can offer several different types of juices. She used her most recent Kiva loan to purchase juice glasses and glass display cases.


Posted by Jennifer Ballen from Callería - Ucayali, Peru
Dec 18, 2008
Comments (1)

Kiva Help Repayment Schedule for Celia Del Pilar Vidales Ruiz

  Expected Repayments Actual Repayments Comments
September 2008 $231.25 $232.00 Repayment Received
October 2008 $231.25 $232.00 Repayment Received
November 2008 $231.25 $232.00 Repayment Received
December 2008 $231.25 $229.00 Repayment Received