Siwema's Azimio Kichemchem Group

Status: Paid Back

$2,125.00		Loan Request
$2,125.00		Paid Back

About the Group

Group Name:	Siwema's Azimio Kichemchem Group
Group Members:	Rehema Ismail Rehema Khalfan Asha Issa Fatuma Abdallah Veronica Jonathan Siwema Hamis
Location:	Dar Es Salaam, Tanzania
Activity:	Charcoal Sales

About the Loan

Loan Amount:	$2,125.00
Loan Use:	To buy charcoal and sarongs to sell door-to-door
Repayment Term:	7 months - View details below
Lenders Repaid:	Monthly
Currency Exchange Loss:	Covered
Date Listed:	Apr 17, 2008
Date Disbursed:	May 3, 2008
Date Funded:	Apr 19, 2008
Loan Ended:	Sep 8, 2008

About the Field Partner

Field Partner:

Tujijenge Tanzania Ltd

Field Partner Risk Rating:

(Learn more)

Active

24 months

4007

$910,950

0.00%

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Tanzania
Avg Annual Income:	$723.00
Currency:	Tanzania Shillings (TZS)
Exchange Rate:	1,212.5000 TZS = 1 USD

Siwema, age 26, is married with 4 children (ages 19, 9, 6, and 2). She has a charcoal business and also sells sarongs from door-to-door. She started this work 3 years ago and sells charcoal and sarongs from 7am to noon daily. In a month, she makes a profit of about $70.

In the past, Siwema has taken 3 loans to increase the stock for her business. She now hopes for a new loan to buy more charcoal and sarongs to sell. She will share this loan with her subgroup, who have businesses dealing in brick production, charcoal, cement, and general items sales.

In the picture, Siwema is standing first on the left.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

Lenders to this group

Cloudia
Adelaide, SA
Australia

Steve
Worthing, West Sussex
United Kingdom

Helle
Århus C,
Denmark

Antonia
KivaFriends.org, Malcantone
Switzerland

Amnesty14
Montreal, Quebec
Canada

Marjorie
cambridge, MA
United States

the ladiez
utrecht,,

Karin
Southville, Bristol
United Kingdom

Helle H. Christensen
Taastrup, Denmark
Denmark

anne
san diego, CA
United States

Lucas
Palatine, IL
United States

Kelly
Himeji, Hyogo
Japan

Martha
Accokeek, MD
United States

The Long Family
Peachtree City, GA
United States

Joe
Lafayette, LA
United States

Sally
Richardson, TX
United States

Howard & Jillian
Vence,
France

Donna
DeWitt, NY
United States

Sam Snyder
Lawrence, KS
United States

Val & Derek
Thornton, Colorado
United States

Speakers' Spotlight
Toronto, Ontario
Canada

Peter
kivafriends.org, Brighton, England
United Kingdom

Evan
Gibsons, British Columbia
Canada

Benjamin
Philadelphia, PA
United States

Corey
Philadelphia, PA
United States

Steve
San Francisco, CA
United States

Santosh Yadav
seattle, WA
United States

Drew
New York, NY
United States

Vicki
Kent, WA
United States

Thomson Family
Calgary, Alberta
Canada

Jim
New Smyrna Beach, FL
United States

Sierra & her Gramma
Spartanburg, Florida & S. Carolina
United States

Philip
Tulsa, OK
United States

Lynette
London, England
United Kingdom

Millicent
Watertown, MA
United States

Jean-Claude
Versailles,
France

Ari
Daly city, CA
United States

Joy
Arcata, CA
United States

Alison
Bellevue, WA
United States

Karma G
Palo Alto, CA
United States

Fabienne & Hugues
Villeneuve,
Switzerland

Tetsuya
Sendai, Miyagi

Vikash
Troy, MI
United States

Ralph
Westerville, OH
United States

Elizabeth
Brooklyn, NY
United States

William
Bay Minette, AL
United States

Julia
Oxford, Oxfordshire
United Kingdom

Elisabeth
London,
United Kingdom

Eileen
lethbridge, Alberta
Canada

Corbet
Richardson, TX
United States

David
Fairfax, VA
United States

Wiederhold
Los Gatos, CA
United States

Doug
Bar Harbor, ME
United States

Mauritz
Sandviken,
Sweden

Kai
Hong Kong, SAR
Hong Kong

Andreas
Schiefling,
Austria

Natasha
Melbourne
Australia

Mats
Stockholm, none
Sweden

Tom
Zeist, Utrecht
Netherlands

Ann & Sandi
Palm Springs, CA
United States

Robert
Washington, DC
United States

sabrina
Chicago, IL
United States

Anonymous
West Windsor, NJ
United States

Martin
Marburg,
Germany

Sergio
Bernex,
Switzerland

Chris
Raleigh, NC
United States

Journal entries for Siwema's Azimio Kichemchem Group

Loan has been disbursed Entrepreneur: Siwema's Azimio Kichemchem Group Location: Dar Es Salaam, Tanzania Thank you for your loan. It has been disbursed to the Siwema's Azimio Kichemchem group, consisting of Siwema Hamis, Veronica Jonathan, Fatuma Abdallah, Asha Issa, Rehema Khalfan, Rehema Ismail by Tujijenge Tanzania Ltd in Tanzania. We are excited to watch this business grow. Over the next 4 months, Tujijenge Tanzania Ltd will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by from Dar Es Salaam, Tanzania May 3, 2008
Comments (4)

Climbing the Ladder! Entrepreneur: Siwema's Azimio Kichemchem Group Location: Dar Es Salaam, Tanzania Greetings from Tanzania! Thank you for supporting Siwema Hamis and her loan group, Azimio Kichemchem. With the loan Siwema received, she purchased additional stock of charcoal and sarongs. The increased stock enabled her profit to rise from $70 to $103 per month! She is using the profits to build a house for her and her family. Siwema and her loan group are very grateful for the loan and are thankful to everyone who has supported them. To see other loans being fundraised by Tujijenge Tanzania, please click on the following link: http://www.kiva.org/app.php?page=businesses&partner_id=87&status=fundRaising&sortBy=New+to+Old&_tpg=fb
Posted by Jara Small from Dar Es Salaam, Tanzania Oct 6, 2008
Comments (3)

Repayment Schedule for Siwema's Azimio Kichemchem Group

Show Advanced

	Expected Repayments	Actual Repayments	Comments
August 2008	$531.25	$532.00	Repayment Received
September 2008	$531.25	$532.00	Repayment Received
October 2008	$531.25	$532.00	Repayment Received
November 2008	$531.25	$529.00	Repayment Received