Adelina Alcalá Negrón


Status: Paid Back

$1,200.00   Loan Request
$1,200.00   Paid Back

About the Entrepreneur

Name: Adelina Alcalá Negrón
Location: Comas, Peru
Activity: Clothing Sales

About the Loan

Loan Amount: $1,200.00
Loan Use: Buy new sewing machines to reopen her tailoring business
Repayment Term: 14 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: N/A
Date Listed: Apr 21, 2008
Date Disbursed: May 5, 2008
Date Funded:Apr 21, 2008
Loan Ended:Jun 16, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:United States Dollars (USD)



Adelina sells clothing. About 20 years ago she and her husband opened a tailor shop. At that time they distributed their clothing to various points of sales, traveling to various states in Peru outside of Lima. Everything was going well until, after a few years, her husband had an accident while traveling on one of his trips. So she tried to take over the business but by herself it was impossible. After a year she abandoned the shop and began to sell clothing. For five years she sold clothing from her house, then house to house. Four years ago, thanks to a loan from EDAPROSPO, she was able to acquire a stand in the Gamarra commercial center to sell her clothing. Today her husband sells home textile products. The business is going well, yet Adelina dreams of having her tailor business again and this is her objective for the next few years.


Translated from Spanish by Cindy Kendall, Kiva volunteer.



Adelina se dedica al negocio de venta de ropa. Hace mucho tiempo, aproximadamente veinte años, ella y su esposo abrieron un taller de confección de ropa. En ese entonces ellos salían a distribuir su ropa en distintos puntos de venta, viajando por diversos departamentos del Perú fuera de Lima.
Todo iba bien hasta que después de unos años su esposo se accidentó mientras iba en uno de sus viajes. Es así que ella intento llevar el negocio del taller por su cuenta pero le fue imposible. Después de un año abandono el taller y empezó a vender ropa. Durante cinco años estuvo vendiendo ropa en su casa, luego lo hizo a domicilio, ofrecía de casa en casa sus productos.
Hasta que cuatro años atrás, gracias al préstamo que le brindo EDAPROSPO, pudo adquirir un puesto en el centro comercial de Gamarra para la venta de ropa. Su esposo hoy en día vende por su cuenta lo que es productos textiles para el hogar.
A pesar de que la va muy bien en su negocio, Adelina afirma soñar con tener nuevamente su taller, ese será su objetivo en los próximos años.


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Lenders to this entrepreneur

Sarah Lewis
Meridian, ID
United States

Anonymous



Journal entries for Adelina Alcalá Negrón


Loan has been disbursed
 
Entrepreneur: Adelina Alcalá Negrón
Location: Comas, Peru

Thank you for your loan. It has been disbursed to Adelina Alcalá Negrón by EDAPROSPO in Peru. We are excited to watch this business grow. Over the next 12 months, EDAPROSPO will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Comas, Peru
May 5, 2008
Comment on this entry

Update on your loan administered by Kiva Field Partner EDAPROSPO
 
Entrepreneur: Adelina Alcalá Negrón
Location: Comas, Peru

During a routine audit of Field Partner EDAPROSPO, Kiva discovered a number of discrepancies between the information posted to the Kiva website and what actually occurred on the ground. Specifically, many loans uploaded to the website before December 2008 contain inaccurate loan amounts, terms and/or loan uses.

This is in violation of Kiva policy, and as such, as soon as we were alerted to a possible violation we placed EDAPROSPO on "pause." After placing them on pause, Kiva proceeded to execute a complete verification of every loan EDAPROSPO posted to the Kiva website; in total we examined 757 loans.

As a result of our audit, we have discovered that 52% of the loans posted to the Kiva website by field partner EDAPROSPO contain data inaccuracies. 98% of these inaccuracies pertain to loans posted to the Kiva website before December 2008, when EDAPROSPO was under a different management team. After significant management turnover at the end of 2008, almost all loans on the Kiva website contain complete and accurate information and these loans comprise only 2% of the total discovered inaccuracies.

You are receiving this email as we wanted to alert you that, after our verification efforts, Kiva cannot confirm that the specific loan you funded was actually disbursed. We can, however, confirm that the person you lent to is an EDAPROSPO borrower. Because EDAPROSPO has decided to guarantee all loans made on Kiva, you have continued to receive repayments on schedule.

Because the new management team has proven that they are committed to providing accurate and transparent information to the Kiva website, and because they have repaid almost all of the inaccurate loans on-time, Kiva has decided to re-open the Kiva-EDAPROSPO relationship. During this new "pilot" phase on Kiva, we will be working closely with the new EDAPROSPO team, including their internal and external auditors, to continually verify new EDAPROSPO loans posted to Kiva, and if we are alerted to any new inaccuracies we will pause their relationship with Kiva and follow-up accordingly.

If you have any questions, please visit Kiva's Help Center at http://www.kiva.org/about/help.


Posted by Michelle May Kreger, Kiva Staff, from San Francisco, United States
Jul 11, 2009
Comments (30)

Kiva Help Repayment Schedule for Adelina Alcalá Negrón

  Expected Repayments Actual Repayments Comments
August 2008 $100.00 $100.00 Repayment Received
September 2008 $100.00 $100.00 Repayment Received
October 2008 $100.00 $100.00 Repayment Received
November 2008 $100.00 $100.00 Repayment Received
December 2008 $100.00 $100.00 Repayment Received
January 2009 $100.00 $100.00 Repayment Received
February 2009 $100.00 $100.00 Repayment Received
March 2009 $100.00 $100.00 Repayment Received
April 2009 $100.00 $100.00 Repayment Received
May 2009 $100.00 $100.00 Repayment Received
June 2009 $100.00 $100.00 Repayment Received
July 2009 $100.00 $100.00 Repayment Received