Epifania Gomez Amau's Group


Status: Paid Back

$800.00   Loan Request
$800.00   Paid Back

About the Group

Group Name: Epifania Gomez Amau's Group
Group Members: Amanda Felicitas Porras Vitor
Silvia Huamani Nuñez
Epifania Gomez Amau
Location: Ayacucho, Peru
Activity: Clothing Sales

About the Loan

Loan Amount: $800.00
Loan Use: Amanda, Silvia y Epifanía need loans of 600 soles, 1000 soles and 600 soles, money which will be invested in the purchase of plates, larger pots, tracksuits, coats and wood.
Repayment Term: 6 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Apr 3, 2008
Date Disbursed: Apr 19, 2008
Date Funded:Apr 5, 2008
Loan Ended:Aug 20, 2008

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.7647 PEN = 1 USD



Amanda, Silvia and Epifania have belonged to the Community Bank “Despertar” (Wake up!) for 8 months, 1 year and 1 year again respectively.


Amanda is married, she is 40 years old and has two children. Amanda sells food as an ambulatory seller in Nery Garcia Zarate market.


On the other hand Silvia is a co-habitee: she is 23 years old and has one son aged 4. Silvia, together with her partner, works as a walking salesperson selling sweatsuits in Santa Clara market: she buys her merchandise in Lima.


Meanwhile Epifania is a widow, she is sixty years old and has 4 children. Epifania sells wood from her house, a product which she acquires from people who deliver it to her house.


Amanda, Silvia and Epifania need loans of 600, 100 and 600 soles respectively, money which will be invested in the purchase of plates, larger pots, tracksuits, coats and wood.


The dreams of Amanda, Silvia and Epifania are to see their children become professionals, to improve their economic situation and to own a grocery store and build a house.


Translated from the Spanish by Katy Long, Kiva Volunteer



Amanda, Silvia y Epifanía pertenecen al Banco Comunal Despertar hace 8 meses, 1 año, 1 año respectivamente.


Amanda es casada, tiene 40 años y 2 hijos, Amanda vende comida ambulatoriamente en el mercado Nery García Zarate.


Por otro lado Silvia es conviviente, tiene 23 años y 1 hijo de 4 años, Silvia junto a su esposo venden buzos de manera ambulatoria en el mercado Santa Clara, su mercadería lo adquiere en la ciudad de Lima.


Mientras que Epifanía es viuda, tiene 60 años y 4 hijos, Epifanía vende leña en su casa, producto que adquiere de personas que reparten a domicilio.


Amanda, Silvia y Epifanía necesitan préstamos de 600 soles, 1000 soles, 600 soles, dinero que será invertido en la compra de platos, ollas mas grandes, buzos, casacas y leña.


Los sueños de Amanda, Silvia y Epifanía son que sus hijos sean profesionales, mejorar su economía, tener una tienda de abarrotes y construir su casa.




About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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Lenders to this group

Ray
Glasgow, Scotland
United Kingdom

Dave
Westmoreland,, TN
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Sam Snyder
Lawrence, KS
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Good Dogg
Front Porch, www.kivafriends.org
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Buchanan Family
www.kivafriends.org, Ramsey, NJ
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Rene'
Marinette, WI
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Rene
Scituate, MA
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Robert
Long Beach, CA
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Chris
Santa Barbara, CA
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Anonymous
Berkeley, CA
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Laurent D
Brussels,
Belgium

Yinghsiu
Rockville, MD
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Kevin & Angie
Skagway, Alaska
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Vicki
Shoreline, WA
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Jefferson & Caroline
Los Angeles, CA
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Porter
Prospect, KY
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Richard
memphis, TN
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Annabelle and Daniel
edmond, OK
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Journal entries for Epifania Gomez Amau's Group


Loan has been disbursed
 
Entrepreneur: Epifania Gomez Amau's Group
Location: Ayacucho, Peru

Thank you for your loan. It has been disbursed to the group, consisting of Epifania Gomez Amau, Silvia Huamani Nuñez, Amanda Felicitas Porras Vitor by FINCA Peru in Peru. We are excited to watch this business grow. Over the next 4 months, FINCA Peru will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Ayacucho, Peru
Apr 20, 2008
Comment on this entry

Epifanía, Silvia
 
Entrepreneur: Epifania Gomez Amau's Group
Location: Ayacucho, Peru

Epifanía, Silvia y Amanda son socias del Banco Comunal Despertar.

Epifanía es separada, tiene 59 años y 4 hijos, Epifanía vende leña en su casa, su producto lo adquiere de los productores a quienes hace pedido y le traen hasta su casa, algunos de sus hijos ya son profesionales y le ayudan don los gastos del hogar, sus ventas se mantuvieron pero Epifanía desea cambiar de negocio y vende comida en uno de los mercados de la ciudad y tener más ingresos, en los últimos meses hizo el baña de su casa. Epifanía obtuvo un préstamo de 600 soles dinero que fue invertido en la compra de 18 cargas de leña a 22 soles cada carga.

Por otro lado Silvia es conviviente, tiene 23 años y 1 hija, Silvia junto a su esposo venden ropa variada en especial buzos de polar, sus productos lo traen de la ciudad de Lima, actividad que realizan de manera ambulatoria caminando por el mercado Santa Clara, Silvia obtuvo un préstamo de 1000 soles, dinero que fue invertido en la compra de buzos a 110 soles la docena.

Mientras que Amanda cancelo todo su préstamo y no asistió a la reunión de su Banco Comunal porque trabaja lejos de la ciudad.


Posted by Patricia Zamudio Núñez from Ayacucho, Peru
Aug 12, 2008
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Kiva Help Repayment Schedule for Epifania Gomez Amau's Group

  Expected Repayments Actual Repayments Comments
July 2008 $200.00 $200.00 Repayment Received
August 2008 $200.00 $200.00 Repayment Received
September 2008 $200.00 $200.00 Repayment Received
October 2008 $200.00 $200.00 Repayment Received