Elsy Erika Ayme Bendezu's Group


Status: Paid Back

$875.00   Loan Request
$875.00   Paid Back

About the Group

Group Name: Elsy Erika Ayme Bendezu's Group
Group Members: Raquel Ramos Aparicio
Mariela Calderon Quispe
Elsy Erika Ayme Bendezu
Location: Ayacucho, Peru
Activity: Clothing Sales

About the Loan

Loan Amount: $875.00
Loan Use: Elsy, Mariela y Raquel need loans of 600, 400 and 1400 soles. This moeny will be invested in the purchase of underwear, natural medicine, sheep, pigs, rice and oil.
Repayment Term: 7 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Mar 31, 2008
Date Disbursed: Apr 15, 2008
Date Funded:Apr 1, 2008
Loan Ended:Aug 15, 2008

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.7993 PEN = 1 USD



Elsy, Mariela and Raquel have belonged to the Solidaridad Banco Comunal for 5, 4, and 2 years respectively.



Elsy lives with her partner, is 23 years old and has 1 son. She sells clothing to children, distributing her products to schools. Elsy's goal is to sell natural medicine through catalogs.


Mariela lives with her partner, is 21 years old and has 1 daughter. She buys livestock in various villages and then sells it at the Sunday animal fair in Ayacucho. Somtimes Mariela slaughters the animals and sells them in the April 12th market.


Raquel lives with her partner, is 23 years old and has 2 children. Along with her husband Raquel sells groceries wholesale, which she distributes to the various stories in the city of Ayacucho.



Elsy, Mariela and Raquel need loans of 600, 400 and 1400 soles, which will be invested in the purchase of underwear, natural medicine, sheep, pigs, rice and oil.



Elsy, Mariela and Raquel's dreams are to provide their children with the best possible lives, increase their capital, have a grocery store and to improve their businesses.

Translated from Spanish by a Kiva volunteer.



Elsy, Mariela y Raquel pertenecen al Banco Comunal Solidaridad hace 5, 4, 2 años respectivamente.


Elsy es conviviente, tiene 23 años y 1 hijo, Elsy vende ropa de niños, sus productos lo reparte a escuelas. Elsy tiene proyectado vender medicina natural por catálogos.


Por otro lado Mariela es conviviente, tiene 21 años y 1 hija, Mariela compra ganado en los diferentes pueblos y lo vende en la feria dominical de animales de Ayacucho. Algunas veces Mariela beneficia los animales y lo vende en el mercado 12 de abril.


Mientras que Raquel es conviviente, tiene 23 años y 2 hijos, Raquel junto a su esposo venden abarrotes por mayor, que reparten a diferentes tiendas de la ciudad de Ayacucho.


Elsy, Mariela y Raquel necesitan préstamos de 600 soles, 400 soles, 1400 soles, dinero que será invertido en la compra de ropa interior, medicina natural, oveja, cerdo, arroz y aceite.


Los sueños de Elsy, Mariela y Raquel son brindar lo mejor a sus hijos, incrementar su capital, tener una tienda de abarrotes y mejorar sus negocios.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more


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Lenders to this group

Shana O
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Mel
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Good Dogg
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Anonymous

Francesco Bellomi
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Scott
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Ed C
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Jennifer
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Sally
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Anonymous
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John
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ROBERTO
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Jane
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Rhodes Family
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Paul
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Emilio Karam L.
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Romeo & me
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Ray
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Jessica
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Oliver
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Anonymous
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Charles
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Sam Snyder
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Killerflies
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Matteo

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Gary
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Journal entries for Elsy Erika Ayme Bendezu's Group


Loan has been disbursed
 
Entrepreneur: Elsy Erika Ayme Bendezu's Group
Location: Ayacucho, Peru

Thank you for your loan. It has been disbursed to the group, consisting of Elsy Erika Ayme Bendezu, Mariela Calderon Quispe, Raquel Ramos Aparicio by FINCA Peru in Peru. We are excited to watch this business grow. Over the next 4 months, FINCA Peru will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Ayacucho, Peru
Apr 15, 2008
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Elsy, Raquel
 
Entrepreneur: Elsy Erika Ayme Bendezu's Group
Location: Ayacucho, Peru

Elsy, Raquel y Mariela son socias del Banco Comunal Solidaridad.

Elsy es conviviente, tiene 23 años y 1 hijo de 3 años, Elsy vende ropa de productos que ofrece a sus amigos, familiares y sus ventas son en gran parte al crédito, actividad que realiza en sus ratos libres, Elsy junto a su esposo en los últimos meses implementaron un estudio de grabación donde realizan servicios de grabación, realización de spots publicitarios para radio y televisión. Elsy estudia secretariado por las mañanas, Elsy obtuvo un préstamo de 600 soles dinero que fue invertido como parte de pago de una cámara digital.

Por otro lado Raquel es conviviente, tiene 24 años y 2 hijos pequeños de 6 y 3 años, Raquel vende abarrotes que compra en la ciudad de Lima del mercado de productores que luego transporta con carro alquilado, luego en la ciudad de Ayacucho lo reparte a tiendas de acuerdo al pedido que tenga, sus ventas son al crédito y cobra semanalmente, Raquel viaja semanalmente a la ciudad de Lima. Raquel obtuvo un préstamo de 1500 soles, dinero que fue invertido en la compra de 12 sacos de azúcar a 130 soles cada saco.

Mientras que Mariela luego de cancelar su préstamo se retiro de su Banco Comunal.


Posted by Patricia Zamudio Núñez from Ayacucho, Peru
Oct 13, 2008
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Kiva Help Repayment Schedule for Elsy Erika Ayme Bendezu's Group

  Expected Repayments Actual Repayments Comments
July 2008 $218.75 $219.00 Repayment Received
August 2008 $218.75 $219.00 Repayment Received
September 2008 $218.75 $219.00 Repayment Received
October 2008 $218.75 $218.00 Repayment Received