Francisco Higinio Calderon Fletes
Status: Paid Back
| $1,075.00 | Loan Request | |
|---|---|---|
| $1,075.00 | Paid Back |
About the Entrepreneur
| Name: | Francisco Higinio Calderon Fletes |
|---|---|
| Location: | Chinandega, Nicaragua |
| Activity: | General Store |
About the Loan
| Loan Amount: | $1,075.00 |
|---|---|
| Loan Use: | Purchase merchandise to sell in his store |
| Repayment Term: | 14 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Mar 22, 2008 |
| Date Disbursed: | Apr 8, 2008 |
| Date Funded: | Mar 25, 2008 |
| Loan Ended: | May 15, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | CEPRODEL |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 25 months |
| Kiva Entrepreneurs: | 2280 |
| Total Loans: | $1,121,900 |
| Delinquency Rate: | 0.65% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Nicaragua |
|---|---|
| Avg Annual Income: | $3,636.00 |
| Currency: | Nicaragua Cordobas (NIO) |
| Exchange Rate: | 19.0300 NIO = 1 USD |
Today he has the responsibility of supporting his family, a wife and three children, with their only income being that from the convenience store. It is important to note that his wife and children greatly support him and the business and with a united family their quality of life is better.
IN spite of the adversities that have happened they have bettered their quality of life and the need they have today is to acquire financing to invest in products for the store. For that reason they have sought the support of CEPRODEL to get a loan that will enable them to buy products to then sell in the store.
Translated from Spanish by Cindy Kendall, Kiva volunteer.
En la ciudad de Chinandega específicamente hablando del municipio de Villanueva existen muchas pulperías cercanas que atienden a sus clientes con diferentes productos. Muy consiente de esto, el señor Francisco Calderón se dedica al negocio de pulpería en su sector ofreciendo variedad de productos desde hace 7 años.
Actualmente posee la responsabilidad de mantener su núcleo familiar que consta de sus tres hijos y de su esposa siendo su único ingreso el de la pulpería. Es importante recalcar que su esposa e hijos le apoyan grandemente en el negocio y por ello la familia unida hace que sus condiciones de vida sean mejores.
A pesar de las adversidades que han transcurrido han mejorado su condición de vida y la necesidad que atraviesan actualmente es la adquisición de recursos económicos para invertir productos al negocio. Por tal razón buscan apoyo en CEPRODEL para obtener créditos que permitan obtener los productos para luego comercializarlos.
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Journal entries for Francisco Higinio Calderon Fletes
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Loan has been disbursed
Location: Chinandega, Nicaragua
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Posted by
from Chinandega, Nicaragua
Apr 9, 2008 |
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Comments (3)
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Repayment Schedule for Francisco Higinio Calderon Fletes
Repayment Schedule for Francisco Higinio Calderon Fletes
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| July 2008 | $89.58 | $90.00 |  Repayment Received
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| August 2008 | $89.58 | $90.00 | Repayment Received
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| September 2008 | $89.58 | $90.00 | Repayment Received
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| October 2008 | $89.58 | $90.00 | Repayment Received
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| November 2008 | $89.58 | $90.00 | Repayment Received
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| December 2008 | $89.58 | $90.00 | Repayment Received
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| January 2009 | $89.58 | $87.08 | Repayment Received
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| February 2009 | $89.58 | $89.58 | Repayment Received
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| March 2009 | $89.58 | $89.58 | Repayment Received
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| April 2009 | $89.58 | $89.58 | Repayment Received
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| May 2009 | $89.58 | $89.58 | Repayment Received
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| June 2009 | $89.62 | $89.60 | Repayment Received
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