Renee Janampa Espino's Group

Renee is 27-year-old single mother with a 3-year-old son. She sells groceries, fruits and vegetables. Renee also has a photocopier and offers it as a service. She is also a teacher and offers tutoring for children.

Maria is a 31-year-old mother of a 12-year-old daughter. Maria buys Tara (dye derived from a plant), cochineal (dye derived from an insect) and leather in the Magdalena Market and sells them to intermediaries who take them to Lima to sell.

Rodecinda is a 58-year-old married mother of 10, of which 6 still live with her. She buys Tara, cochineal and leather and sells them walking around the market.

Renee, Maria and Rodecinda need loans of 600 soles, 600 soles and 1400 soles, respectively; which they will invest in buying sugar, rice, school supplies, cochineal, Tara and leather.

Their dreams include building a house, buying land, improving their business, and that their children will study.

Translated by Beatriz Yuste, Kiva Volunteer.

Renee, Maria y Rodecinda pertenecen al Banco Comunal Tarpuy que significa “Siembra” en quechua, hace 3, 12, 15 años respectivamente. En su Banco Comunal aprendieron a ser puntuales, responsables, a ahorrar, como evitar las enfermedades y tener autoestima.

Renee es madre soltera, tiene 27 años y 1 hijo de 3 años, Renee tiene una tienda donde vende abarrotes, verduras, frutas. Además Renee tiene una fotocopiadora y brinda el servicio de fotocopiado. También Renee es profesora y dicta clases particulares a niños.

Por otro lado Maria es conviviente, tiene 31 años y 1 hija de 12 años, Maria compra tara, cochinilla y cuero de animales en el mercado Magdalena, productos que vende a intermediarios que llevan a Lima.

Mientras que Rodecinda es casada, tiene 58 años y 10 hijos de los cuales 6 viven con ella, Rodecinda compra y vende Tara, cochinilla, cueros de animales, de manera ambulatoria en el mercado Magdalena.

Renee, Maria y Rodecinda necesitan préstamos de 600 soles, 600 soles, 1400 soles, dinero que será invertido en la compra de azúcar, arroz, útiles escolares, cochinilla, tara y cuero.

Los sueños de Renee, Maria y Rodecinda son construir su casa, comprar un terreno, mejorar su negocio y que sus hijos estudien.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more