Alberta Carreño Yupanqui's Group

Zenaida is 44 years old; she is married and has 7 children. She is a street vendor and sells different types of products depending on seasonal demand. For instance, she sells school supplies during the school year and toys during Christmas.

Rital is 23 years old; she is married and has 3 children. Rita sells sandals at a shop, in the Grau market. She buys the sandals in the city of Lima and transports them to Ayacucho.

Alberta is 41 years old; she lives together with her couple and has 2 children. Alberta sells ceviche (form of citrus marinated seafood salad) but would like to stop this activity in order to sell clothes like school uniforms.

Zenaida, Rita and Alberta are asking for loans of 1000 soles (360USD) each. They will use them to buy pencils, colored pencils, crayons, sandals and uniforms.

Zeneida dreams of having her own stand to sell her products. Rita would like to study a profession and expand her business and Alberta would like to have a grocery shop.

Translated from Spanish by Jimena Almendares Leistner, Kiva Volunteer.

Zenaida, Rita y Alberta pertenecen al Banco Comunal Amauta Huamanga hace 4, 4, 8 meses respectivamente.

Zenaida es casada, tiene 44 años y 7 hijos, Zenaida vende diferentes productos dependiendo de la demanda como útiles escolares en campaña escolar, juguetes en navidad, sus ventas lo realiza ambulantemente caminando.

Por otro lado Rita es casada, tiene 23 años y 3 hijos, Rita vende sandalias en un puesto del mercado Grau, sus productos lo trae de la ciudad de Lima.

Mientras que Alberta es conviviente, tiene 41 años y 2 hijos, Alberta vende cebiche, actividad que dejará de realizar porque tiene proyectado iniciar con la venta de ropa.

Zenaida, Rita y Alberta necesitan préstamos de 1000 soles cada una, dinero que será invertido en la compra de lapiceros, pintura, plumones, sandalias, uniformes.

Los sueños de Zenaida, Rita y Alberta son establecer su negocio en un local, estudiar una carrera, ampliar su negocio, tener una tienda de abarrotes.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more