Irina Yermak

Status: Paid Back

$500.00		Loan Request
$500.00		Paid Back

About the Entrepreneur

Name:	Irina Yermak
Location:	Berdyansk, Ukraine
Activity:	Clothing Sales

About the Loan

Loan Amount:	$500.00
Loan Use:	To purchase more clothing for a small retail store
Repayment Term:	7 months - View details below
Lenders Repaid:	Monthly
Currency Exchange Loss:	Covered
Date Listed:	Mar 2, 2008
Date Disbursed:	Mar 16, 2008
Date Funded:	Mar 2, 2008
Loan Ended:	Aug 5, 2008

About the Field Partner

Field Partner:

HOPE Ukraine/Nadiya, a partner of HOPE International

Field Partner Risk Rating:

(Learn more)

Active

35 months

1646

$1,482,225

0.00%

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Ukraine
Avg Annual Income:	$8,000.00
Currency:	Ukraine Hryvnia (UAH)
Exchange Rate:	5.0233 UAH = 1 USD

Irina Yermak is a polite and hard-working entrepreneur in Berdyansk, Ukraine. Known for her honesty and dedication, she works long hours running her own small clothing store, which sells mainly athletic wear and socks.

Irina's lucky because her store is located in an excellent location, so she has an excellent sale rate. That's why she's confident she will be able to repay a loan of $500 U.S. dollars in full. Irina is single and lives with her parents, but the high inflation rate in the Ukraine is making it difficult for her family to maintain their basic standard of living. With the loan, Irina hopes to purchase more inventory to grow her business.

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Journal entries for Irina Yermak

Loan has been disbursed Entrepreneur: Irina Yermak Location: Berdyansk, Ukraine Thank you for your loan. It has been disbursed to Irina Yermak by HOPE Intl- Nadiya Ukraine in Ukraine. We are excited to watch this business grow. Over the next 5 months, HOPE Intl- Nadiya Ukraine will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by Jason Elliott from Berdyansk, Ukraine Mar 5, 2008
Comment on this entry

Irina's story Entrepreneur: Irina Yermak Location: Berdyansk, Ukraine With the help of this loan Irina could boost her business. She could increase the amount of the clothes she usually sells and keep up with prompt loan repayment. Due to the loan she could improve her life which gives her hope for the future. Now she decided to launch a new start-up selling seasonal clothing items. She is planning to get a new loan, too.
Posted by Olga Lutsenko from Berdyansk, Ukraine Jun 22, 2008
Comments (1)

Repayment Schedule for Irina Yermak

Show Advanced

	Expected Repayments	Actual Repayments	Comments
June 2008	$100.00	$100.00	Repayment Received
July 2008	$100.00	$100.00	Repayment Received
August 2008	$100.00	$100.00	Repayment Received
September 2008	$100.00	$100.00	Repayment Received
October 2008	$100.00	$100.00	Repayment Received