Mary Lalam


Status: Paid Back

$350.00   Loan Request
$350.00   Paid Back

About the Entrepreneur

Name: Mary Lalam
Location: Banda-kireka, Uganda
Activity: Personal Housing Expenses

About the Loan

Loan Amount: $350.00
Loan Use: Building Family House
Repayment Term: 14 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: N/A
Date Listed: May 3, 2006
Date Disbursed: May 18, 2006
Date Funded:May 4, 2006
Loan Ended:Nov 28, 2007

About the Country

Country:Uganda
Avg Annual Income:$1,700.00
Currency:United States Dollars (USD)



Lalam Mary is an active member of Life in Africa. She works as a bracelet maker in the Invisible Children Bracelet Project. Here she earns enough to support herself and her children.

She is Acholi and was born in Northern Uganda. Eight years ago she was forced to flee the brutal war in the north and since then she has been living in the camp known as the Acholi quarters in Kampala. Here she lives in a small rented house. However, she has acquired a plot of land which was donated by the King of Buganda because of his sympathies for the Acholi. She now wishes to apply for a loan in order to build a two roomed house for her family. Growing up during 20 years of war and living eight years in a camp have made having a permanent safe home a priority. For this she is asking for 600,000. She will be able to repay this loan in 12 months.

Poles for the wall 120 @ 2000/ = 240000shs

Iron sheets 12 @ 10000 = 120000shs

Roofing timbers 15 @ 5000 = 75000shs

Nails 10kgs @ 2000 = 20000shs

Labor = 120000shs

Total = 575000shs

Mary's loan has been reviewed and guaranteed by her peers at the Life in Africa WE Center community in Kampala. She has designated the 25% community impact portion of the interest on her loan to support Life in Africa's Talent Discovery team. For more about Mary, her life and her worldview, visit http://lifeinafrica.com/4/lalammary





About Housing Loans
Many poor families are financially unable to purchase a house that meets their needs. Housing loans funded on Kiva give families access to capital to improve their homes and an opportunity to pay loans back at a pace that they can handle. The housing and small business loans featured on Kiva share a common purpose: they alleviate conditions of poverty and enable families to lead more stable lives. Learn more

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Lenders to this entrepreneur

Ace Custodio
Columbia, MD
United States



Journal entries for Mary Lalam


Congrats to Mary Lalam in Uganda!
 
Entrepreneur: Mary Lalam
Location: Banda-kireka, Uganda

After receiving our most recent transfer of funds to Life in Africa from Kiva, Mary Lalam's loan was disbursed last Wednesday at the Life in Africa WE Center in Kampala. There are a few pictures of the group on disbursal day online if Kiva lenders would like to see @ flickr.com/photos/lifeinafrica/sets/72057594112504869

On behalf of the LiA community, thank you for supporting Mary. Keep up to date on some of her other activities at lifeinafrica.com/4/lalammary

Christina Kirabo @ lifeinafrica.com

 


Posted by Christina Jordan from Banda-kireka, Uganda
Jun 20, 2006
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up date
 
Entrepreneur: Mary Lalam
Location: Banda-kireka, Uganda

Owning a house is such a good thing, Mary now has no pressure from the landlord and she is now saving for an other business. thank you Kiva!


Posted by Peter Ndelo from Banda-kireka, Uganda
Oct 31, 2006
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Journal update
 
Entrepreneur: Mary Lalam
Location: Banda-kireka, Uganda

Mary Lalam has been paying her loan well for the first six months until she encountered a problem when her nephew was arrested and she had to pay lots of money to get him released that destabilized her and was unable to pay back in time for at least a month. However she is now back on track and paying well.

We wish Mary a happy and comfortable life her new house.


Posted by Grace Ayaa from Banda-kireka, Uganda
May 29, 2007
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an update on Mary Lalam!
 
Entrepreneur: Mary Lalam
Location: Banda-kireka, Uganda

Mary is a 25 year old caring for three children and two dependents. Most of her Kiva loan was allocated to the construction of a family home in the Acholi Quarters (an Internally Displaced Persons camp in Kampala). The remaining money was spent on school fees, enabling her children to continue their education. Managing and overseeing the workers has posed the greatest challenge to her construction project. Once they are paid workers will often disappear before the labor is complete. Mary contemplated building her home back in her northern village. She ultimately did not want to take the risk until it becomes certain that rebel activities have fully ceased. Mary has slept in the bush to escape abduction and does not want to expose her children to similar insecurity.

Mary’s greatest accomplishment is financing her children’s educations. She earns a living preparing materials for the Invisible Children Bracelet Campaign. Lacking formal schooling herself, she hopes that a good education will provide her family with many opportunities in the future.


Posted by Maura Burk from Banda-kireka, Uganda
Aug 16, 2007
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picture update!
 
Entrepreneur: Mary Lalam
Location: Banda-kireka, Uganda

Mary is pictured here outside of the Invisible Children Bracelet Campaign office where she works during the week to supplement income earned from her small business. Mary would like to thank the Kiva lenders for their support!


Posted by Maura Burk from Banda-kireka, Uganda
Sep 7, 2007
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Kiva Help Repayment Schedule for Mary Lalam

  Expected Repayments Actual Repayments Comments
August 2006 $29.17 $0.00 Repayment Received
September 2006 $29.17 $32.00 Repayment Received
October 2006 $29.17 $32.00 Repayment Received
November 2006 $29.17 $32.00 Repayment Received
December 2006 $29.17 $32.00 Repayment Received
January 2007 $29.17 $0.00 Repayment Received
February 2007 $29.17 $0.00 Repayment Received
March 2007 $29.17 $64.00 Repayment Received
April 2007 $29.17 $0.00 Repayment Received
May 2007 $29.17 $0.00 Repayment Received
June 2007 $29.17 $79.00 Repayment Received
July 2007 $29.13 $59.00 Repayment Received
January 2008 $0.00 $20.00