Virginia Valera De Gonzales


Status: Paid Back

$1,050.00   Loan Request
$1,050.00   Paid Back

About the Entrepreneur

Name: Virginia Valera De Gonzales
Location: Callería - Ucayali, Peru
Activity: Vehicle Repairs

About the Loan

Loan Amount: $1,050.00
Loan Use: To purchase spare car parts
Repayment Term: 6 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Mar 4, 2008
Date Disbursed: Mar 19, 2008
Date Funded:Mar 5, 2008
Loan Ended:Jul 19, 2008

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.8802 PEN = 1 USD



Virginia belongs to the Community Bank Mujeres Valientes, located in Jr. Guillermo Sisley S/N, Calleria, in Ucayali. She is 57 years old, a mother of three, whose husband works in retail.

At the moment she has a shop selling spare car parts, as well as a garage. She works with her husband and children, who share the different roles within the business and domestic tasks.

With the loan of S/.3000 which she received from Manuela Ramos, which she will pay within 4 months, she will invest in the purchase of car parts such as tyres, tyre chains, balance wheels, gears, fixed wheels, etc. And the rest of the money will be invested in the maintenance of the garage.

Virginia’s family-run business is growing, as is her income, which is creating more capital, allowing her to continue buying products. Furthermore, she is happy with all she has achieved so far.

Translated from Spanish by Lucy Williams, Kiva volunteer



La señora Virgnia pertenece al banco comunal Mujeres Valientes, ubicado en el Jr. Guillermo Sisley S/N, distrito de Calleria, departamento de Ucayali. Tiene 57 años, es madre de 3 hijos y su esposo es comerciante.

En la actualidad tiene una tienda de venta de repuestos de motos, también un taller de mecánica. Trabaja junto a su esposo e hijos y se distribuyen distintas funciones en el negocio y en las labores domésticas.

Con el préstamo que recibió de Manuela Ramos de S/.3,000, el cual pagará en 4 meses, invertirá en la compra de repuestos de motos como llantas, cadenas, catalinas, rodajes, piñones, etc. y otra parte del capital lo destinará al taller de mecánica para su mantenimiento.

Virginia, con el trabajo familiar que realiza en el negocio, éste está creciendo al igual que sus ingresos, los cuales generan mayor capital para seguir comprando más productos, además está muy feliz de todos lo logros obtenidos hasta el momento.


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Journal entries for Virginia Valera De Gonzales


Loan has been disbursed
 
Entrepreneur: Virginia Valera De Gonzales
Location: Callería - Ucayali, Peru

Thank you for your loan. It has been disbursed to Virginia Valera De Gonzales by Manuela Ramos / CrediMUJER in Peru. We are excited to watch this business grow. Over the next 4 months, Manuela Ramos / CrediMUJER will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Callería - Ucayali, Peru
Mar 19, 2008
Comments (4)

Kiva Help Repayment Schedule for Virginia Valera De Gonzales

  Expected Repayments Actual Repayments Comments
June 2008 $262.50 $263.00 Repayment Received
July 2008 $262.50 $263.00 Repayment Received
August 2008 $262.50 $263.00 Repayment Received
September 2008 $262.50 $261.00 Repayment Received