Deonisia Najarro Ochoa De Tab's Group


Status: Paid Back

$1,125.00   Loan Request
$1,125.00   Paid Back

About the Group

Group Name: Deonisia Najarro Ochoa De Tab's Group
Group Members: Jannett Palomino Flores
Delia Inga Figueroa
Deonisia Najarro Ochoa De Tab
Location: Ayacucho, Peru
Activity: Retail

About the Loan

Loan Amount: $1,125.00
Loan Use: Jannett, Delia and Deonesia need loans of 1000, 1000, and 1200 soles (3 soles = $1), which they will use to buy pants, shirts, blouses, and upholstery materials.
Repayment Term: 7 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Feb 21, 2008
Date Disbursed: Mar 7, 2008
Date Funded:Feb 22, 2008
Loan Ended:Jul 8, 2008

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.9042 PEN = 1 USD



Jannett, Delia and Deonesia have been members of the “Tulipanes” community bank for between one and two years. In the community bank, they have learned to save, be responsible, be punctual, be aware of their rights as women, and learned how to treat their children as well as their clients.


Jannett is 20 years old. She and her brother own a metal works shop. In addition, Jannett is studying cosmetology.


Delia is 28 years old. She lives with her partner and two children who are ages twelve and three. Delia has been selling clothing for one year. She takes orders from her friends and family and then goes to Lima to buy the products.


Deonesia is 40 years old. She is married and has four children between the ages of seven and twenty-two. With her husband, Deonesia upholsters auto seats. They travel to Lima to buy parts for their business.


Jannett, Delia and Deonesia need loans of 1000, 1000, and 1200 soles respectively (3 soles = $1), which they will use to buy pants, shirts, blouses, and upholstery materials.


One of the most important aspects of the community bank is the interest-earning savings account each associate has. Jannett, Delia and Deonesia plan to use their savings for emergencies, to buy land, and to cover medical expenses. Their dreams are to open a beauty salon, help their families, own a home, have stable businesses, and that their children will be professionals.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more


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Jason
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Journal entries for Deonisia Najarro Ochoa De Tab's Group


Loan has been disbursed
 
Entrepreneur: Deonisia Najarro Ochoa De Tab's Group
Location: Ayacucho, Peru

Thank you for your loan. It has been disbursed to the group, consisting of Deonisia Najarro Ochoa De Tab, Delia Inga Figueroa, Jannett Palomino Flores by FINCA Peru in Peru. We are excited to watch this business grow. Over the next 4 months, FINCA Peru will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Ayacucho, Peru
Mar 8, 2008
Comments (2)

Delia, Yaneth, and Dionisia
 
Entrepreneur: Deonisia Najarro Ochoa De Tab's Group
Location: Ayacucho, Peru

Delia, Yaneth, and Dionisia are members of the Village Bank Tulipanes.

Delia lives with her partner, is 29 years old and has 2 children. Delia sells various clothing at the Ayacuchan jungle where she goes weekly. In the past months, her sales have diminished because of the social situation of the people who live in that region. Delia obtained a loan of 1000 soles, money which was invested in the purchase of pants at 30 soels per pair and shirts at 15 soles per one.

Yaneth is single and 21 years old. Yaneth and her brother have a locksmith store where they work on things such as windows and metal doors. Yaneth gets orders from clients – she has been able to maintain her sales even though she has many competitors. Yaneth obtained a loan of 1000 soles, moey which was invested in the purchase of a machine for her work at a cost of 700 soles and iron.

Diocinia is married, 40 years old and has 4 children. Dionisia and her husband have a carpentry workshop and an upholstery workshop. Diocinia helps her husband with the sewing at the workshops. Their sales have been lessening because of competition as well as because of a rise in prices. Dionicia obtained a loan of 1200 soles, money which was invested in the purchase of sponges at 20 soles each and fabric at 22 soles per meter.


Posted by Patricia Zamudio Núñez from Ayacucho, Peru
Jul 8, 2008
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Kiva Help Repayment Schedule for Deonisia Najarro Ochoa De Tab's Group

  Expected Repayments Actual Repayments Comments
June 2008 $281.25 $282.00 Repayment Received
July 2008 $281.25 $282.00 Repayment Received
August 2008 $281.25 $282.00 Repayment Received
September 2008 $281.25 $279.00 Repayment Received