Juana Maria Calero

Status: Paid Back

$1,050.00		Loan Request
$1,050.00		Paid Back

About the Entrepreneur

Name:	Juana Maria Calero
Location:	Managua, Nicaragua
Activity:	Agriculture

About the Loan

Loan Amount:	$1,050.00
Loan Use:	To buy fertilizer and other soil amendments to improve the soil
Repayment Term:	14 months - View details below
Lenders Repaid:	Monthly
Currency Exchange Loss:	Covered
Date Listed:	Feb 15, 2008
Date Disbursed:	Feb 29, 2008
Date Funded:	Feb 15, 2008
Loan Ended:	Mar 15, 2009

About the Field Partner

Field Partner:

AFODENIC

Field Partner Risk Rating:

(Learn more)

Active

23 months

2894

$1,650,925

0.03%

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Nicaragua
Avg Annual Income:	$3,636.00
Currency:	Nicaragua Cordobas (NIO)
Exchange Rate:	19.0545 NIO = 1 USD

Juana lives in the community of San Caralampio, in the municipality of Ticuantepe. It is a mountainous rural area that has a cool climate that is good for producing citrus crops. The land is fertile and good for pineapple, and other conditions of area are also favorable for it production. It was 30 years ago that Juana decided to start cultivating pineapple and citrus crops, such as tangerines, oranges, and limes.

She and her husband both work the land and through the years they have been perfecting their techniques for the cultivation of these crops. Now Juana is requesting a loan to invest in maintaining her plants and trees. She needs to buy fertilizer and soil amendments to improve her harvest and also insecticides and fungicides to prevent problems with insects and fungi that could damage the plants.

Translated from Spanish by Jennifer Day, Kiva Volunteer.

La señora Juana habita en la comunidad de San Caralampio, municipio de Ticuantepe, zona rural, montañosa que presenta clima fresco para producir cítricos, con tierras fértiles para el cultivo de piña, debido a las condiciones favorables que presenta esa zona, la señora hace 30 años decide incursionar en la producción de piña y cítricos como mandarina, naranja y limones.

La señora junto a su esposo trabajan las tierras y con los años han ido perfeccionado la técnica de producción de los cultivos. En estos momentos, la señora solicita un préstamo para invertir en el mantenimiento de los mismos, ya que necesita comprar fertilizantes y nutrientes que favorezcan la cosecha así como insecticidas para evitar el contagio de las plagas o hongos que puedan dañar toda la cosecha.

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Maria
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Ken
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Tawny
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Rob & Jan
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Anonymous
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Microfest
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Anchorage South Rotary
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Leonid
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Chau Dinh
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Lisa
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Chelsey
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Carol-leah
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Journal entries for Juana Maria Calero

Loan has been disbursed Entrepreneur: Juana Maria Calero Location: Managua, Nicaragua Thank you for your loan. It has been disbursed to Juana Maria Calero by AFODENIC in Nicaragua. We are excited to watch this business grow. Over the next 12 months, AFODENIC will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by from Managua, Nicaragua Mar 1, 2008
Comment on this entry

Update from Nicaragua Entrepreneur: Juana Maria Calero Location: Managua, Nicaragua Juana Maria Calero is a farmer and her motive to solicit a micro-loan was to offer more of the necessary support to her crop of pineapples. Using the credit she was able to offer fertilizers such as foliaries, urea and fungicides. The results were good and Juana believes that without the support she would not have had such a healthy and large harvest. In the future she plans on soliciting more credit. She would also recommend it to others because, as a result of the interest rate, it is the fairest form of credit. Juana Maria Calero ella es agricultora ,el motivo por el cual solicito el prestamo fue para brindarle el mantenimiento agricola requerido al cultivo de piña ,con el credito ella fue para brindar insumo como foliares ,urea y tagicidas ,el resultado del prestamo fue bueno ya que para ella fue bueno ,ya que sin ese apoyo no tendria un cultivo saludable y productivo .En elfuturo el planea solicitar otro credito . Ella recomienda el microcredito porque es la financiera mas justa por sus intereses . For more information and updates from AFODENIC please visit our website: www.afodenic.com Also join the 'Amigos de Afodenic' lending team on the Kiva website HERE Or join our Facebook page!
Posted by Francisco Montoya Baez from Managua, Nicaragua Jun 10, 2009
Comment on this entry

Repayment Schedule for Juana Maria Calero

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	Expected Repayments	Actual Repayments	Comments
May 2008	$87.50	$0.00	Repayment Received
June 2008	$87.50	$88.00	Repayment Received
July 2008	$87.50	$88.00	Repayment Received
August 2008	$87.50	$88.00	Repayment Received
September 2008	$87.50	$88.00	Repayment Received
October 2008	$87.50	$88.00	Repayment Received
November 2008	$87.50	$88.00	Repayment Received
December 2008	$87.50	$88.00	Repayment Received
January 2009	$87.50	$171.50	Repayment Received
February 2009	$87.50	$87.50	Repayment Received
March 2009	$87.50	$87.50	Repayment Received
April 2009	$87.50	$87.50	Repayment Received