Muthini Ndunda

Muthini Ndunda is a 39-year-old mother of three children who all attend junior school. Her husband works as a driver for a state corporation. She supplements her husband’s income with earnings from her shoe stall in the town center. The stall is suitably located at a very busy market where Muthini has many customers. She stocks a wide variety of new shoes ranging from ladies’ to children’s footwear. Her items are trendy and priced low to encourage her steady supply of clients. She would like to operate at a larger scale and offer more items for sale to take full advantage of the steady demand for her merchandise. This would ensure her higher levels of profit, which she intends to save for her children’s future educational expenses, at a costly senior school. Muthini is requesting a loan of $700 to purchase more shoes for resale. She is a very industrious businesswoman and will indeed make good of this investment to enable her to make a profit from her business.

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