Zulfiniso Usmanova


Status: Paid Back

$1,000.00   Loan Request
$1,000.00   Paid Back

About the Entrepreneur

Name: Zulfiniso Usmanova
Location: Khujand, Tajikistan
Activity: Clothing Sales

About the Loan

Loan Amount: $1,000.00
Loan Use: Purchasing of the clothing for men for enlarging the range of goods.
Repayment Term: 11 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: N/A
Date Listed: Feb 7, 2008
Date Disbursed: Feb 26, 2008
Date Funded:Feb 12, 2008
Loan Ended:Jan 15, 2009

About the Country

Country:Tajikistan
Avg Annual Income:$1,388.00
Currency:United States Dollars (USD)



Usmanova Zulfiniso is a 38 year-old loving mother of three children. Her husband is an entrepreneur.

For more than 16 years Zulfiniso has been selling mens clothing in the local market. Thanks to the support and advice of her husband and her own good taste, Zulfiniso has the goods that meet the demands of the most hard-to-please customers. All the clothing is delivered from Bishkek, which is located in the neighboring country of Kyrgyzstan. Currently Zulfiniso's working capital is about 5,500.00 US dollars. The business is stable and generates considerable income to the family.

Zulfiniso is planning the next trip to Bishkek for purchasing the clothing for men. With this purpose she requests 1000.00 US Dollars for the term of 9 months. This is Zulfinio second loan from IMON. The previous loan was paid timely and accurately.

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Lenders to this entrepreneur

Thomas
Coutts, AB
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Ashland University SIFE
Ashland, OH
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Martin
New York, NY
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Anonymous
Omaha, NE
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Rita, Mike & Jan
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Karola & Basha
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Brock
Austin, TX
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Nine
Edinburgh, Scotland
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Bill
Chicago, I
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Harry
Enschede,
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Anonymous
Pace, FL
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Fred
Los Gatos, CA
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Laurent D
Brussels,
Belgium

Susan
Winnetka, IL
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Susan
Columbus, OH
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Alexandra
Indiana, PA
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Anonymous
Liverpool, Merseyside
United Kingdom

Unitarian Universalist Fellowship
Galveston, TX
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jason
Mountain View, CA
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Heather
Des Moines, IA
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Anonymous
Portland, OR
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Shaun, Chelsea & Rocco!
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Snorri Thomas Snorrason
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Journal entries for Zulfiniso Usmanova


Loan has been disbursed
 
Entrepreneur: Zulfiniso Usmanova
Location: Khujand, Tajikistan

Thank you for your loan. It has been disbursed to Zulfiniso Usmanova by International MicroLoan Fund (IMON) in Tajikistan. We are excited to watch this business grow. Over the next 9 months, International MicroLoan Fund (IMON) will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by Lola Khusanova from Khujand, Tajikistan
Feb 14, 2008
Comment on this entry

Update on Zulfiniso Usmanova's Loan
 
Entrepreneur: Zulfiniso Usmanova
Location: Khujand, Tajikistan

Zulfiniso sells men's sweaters and button-down shirts in the busy Panshanbe Market. She has been in her current stall for around 3 years, before that she did not have her own space and had to sell her inventory in the weekend markets on the other side of town.

Zulfiniso used her Kiva loan to purchase this season's new inventory from a supplier in Bishkek, Kyrgyzstan. She makes that trip once every three weeks and it is one of the most difficult parts of running her business. The trip takes four days and requires a 25 hour drive each way.

She hopes that she will be able to secure more loans, in order to increase her inventory and rent a larger space. Eventually, she would like to own her own shop.

Zulfiniso is married and has four children that range in age from 12 to 18.

Learn more about IMON's work and their entrepreneurs. You can also show your support for the region, by joining the Supporters of Tajikistan lending team.


Posted by Carrie Ferrence from Khujand, Tajikistan
Oct 30, 2008
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Kiva Help Repayment Schedule for Zulfiniso Usmanova

  Expected Repayments Actual Repayments Comments
May 2008 $111.11 $112.00 Repayment Received
June 2008 $111.11 $112.00 Repayment Received
July 2008 $111.11 $112.00 Repayment Received
August 2008 $111.11 $112.00 Repayment Received
September 2008 $111.11 $112.00 Repayment Received
October 2008 $111.11 $112.00 Repayment Received
November 2008 $111.11 $112.00 Repayment Received
December 2008 $111.11 $112.00 Repayment Received
January 2009 $111.12 $0.00 Repayment Received
February 2009 $0.00 $104.00