Sheela Noreen's Group


Status: Paid Back

$1,300.00   Loan Request
$1,300.00   Paid Back

About the Group

Group Name: Sheela Noreen's Group
Group Members: Shamim Maqbool
Sakina Bibi
Zarina Bibi
Tahira Syed
Sheela Noreen
Location: Pakpattan, Pakistan
Activity: Tailoring

About the Loan

Loan Amount: $1,300.00
Loan Use: Start a boutique
Repayment Term: 15 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Jan 18, 2008
Date Disbursed: Feb 2, 2008
Date Funded:Jan 19, 2008
Loan Ended:Mar 15, 2009

About the Country

Country:Pakistan
Avg Annual Income:$3,004.00
Currency:Pakistan Rupees (PKR)
Exchange Rate:62.4600 PKR = 1 USD



I am Sheela Noreen. I live in a small town named Pakpattan with my family. I am a mother of two: one boy and one girl. My son is in grade ten while my daughter is in grade eight.I studied till grade ten while my husband has completed his Bachelors degree. I am very hopeful about my kids' future. I run a stitching school. I want to add a boutique to my school and therefore need capital. I am responsible for a few other women: Tahira Syed requests a loan to expand their grocery store. Zarina Bibi sells cloth. Sakina Bibi stitches clothes for women in my neighborhood and now would like to buy an embroidery machine. Shamim Maqbool requests this loan for their used items trading.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

Subscribe

Lenders to this group

Priscilla
Malvern, PA
United States

Nuriza
Kuala Lumpur, Wilayah Persekutuan
Malaysia

Juergen
Freiberg,
Germany

Josh & Amanda
Seattle, WA
United States

Nico
San Francisco, CA
United States

e&c
Sapporo, CA
Japan

Subbarao
Englewood, NJ
United States

Arlene
Washington, DC
United States

Cécile

France

Dawn
Carrollton, GA
United States

Joey
Los Angeles, CA
United States

Bethany
Philadelphia, PA
United States

Drew and daughter Molly
williamsville, NY
United States

Amanda
White Hills, AZ
United States

Misako
Musashino-shi, Tokyo
Japan

Catherine
Manassas Park, VA
United States

Nigel
London, England
United Kingdom

Michael
Wolverhampton, Staffordshire
United Kingdom

Anonymous
Doraville, GA
United States

Beit Ariella
Austin, TX
United States

Naoko
Erlenbach,
Switzerland

Phil and Debbie
Columbia, SC
United States

Peter
Ottawa, Ontario
Canada

Pomerleau Family
Gibsonia, PA
United States

teresa and rick
Annandale, VA
United States

Scott
Weybridge, Surrey
United Kingdom

David
Dayton, OH
United States

Vincent
Schwerzenbach,
Switzerland

Outi
Lidingo, ST
Sweden

Chris
Houston, TX
United States

Rebecca
Moorhead, MN
United States

Teijo
Södertälje,
Sweden

KLCollective
Kuala Lumpur, Wilayah Persekutuan

crystal
austin, TX
United States

Sandra
Pittsburgh, PA
United States

Michael
New York, NY
United States

Judy
WALNUT CREEK, CA
United States

Betsy and Jeff
Piscataway, NJ
United States

Todd
Jamestown, OH
United States

Bonnie
South Burlington, VT
United States

Suzanne
Fairmont, MN
United States

Alex Rodriguez
Miami, Florida
United States

Mary
Knoxville, TN
United States

Julia
KivaFriends.org, Pasadena, CA
United States



Journal entries for Sheela Noreen's Group


Loan has been disbursed
 
Entrepreneur: Sheela Noreen's Group
Location: Pakpattan, Pakistan

Thank you for your loan. It has been disbursed to Sheela Noreen
Tahira Syed
Zarina Bibi
Sakina Bibi
Shamim Maqbool by Asasah in Pakistan. We are excited to watch this business grow. Over the next 12 months, Asasah will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Pakpattan, Pakistan
Feb 2, 2008
Comments (1)

Appreciates for a loan
 
Entrepreneur: Sheela Noreen's Group
Location: Pakpattan, Pakistan

Dear Lenders,

Greetings from Pakpattan

I am happy to report Sheela Noreen is doing extremely well. With the loan she received she successfully started a boutique in her stitching school.

Her boutique gives her advantage of increasing her customers list. Now she collects the order not only from the community but also from out of the community. To complete the orders on time she hires three lady workers on monthly wage. They all live like a family and handle the business. As a result, her monthly profit rose to 8,000 PKRs and on occasion like Eid “Muslims occasion which comes after Ramadan” the profit rose to 12,000 PKRs because people are fond of wearing new dresses in this occasion.

She uses her additional profit to pay for the education expenses of her kids because they are very intelligent and always take good position in their class.

She is very thankful to all of her lenders for providing her a facility of leading an independent and honorable life. She wishes you all a happy and healthy life. She hopes that you will continue to support her fellow asasah associates on kiva.


Posted by Maryam Zafar from Pakpattan, Pakistan
Sep 16, 2009
Comment on this entry

Appreciates for a loan
 
Entrepreneur: Sheela Noreen's Group
Location: Pakpattan, Pakistan

Dear Lenders,

Greetings from Pakpattan

I am happy to report Sheela Noreen is doing extremely well. With the loan she received she successfully started a boutique in her stitching school.

Her boutique gives her advantage of increasing her customers list. Now she collects the order not only from the community but also from out of the community. To complete the orders on time she hires three lady workers on monthly wage. They all live like a family and handle the business. As a result, her monthly profit rose to 8,000 PKRs and on occasion like Eid “Muslims occasion which comes after Ramadan” the profit rose to 12,000 PKRs because people are fond of wearing new dresses in this occasion.

She uses her additional profit to pay for the education expenses of her kids because they are very intelligent and always take good position in their class.

She is very thankful to all of her lenders for providing her a facility of leading an independent and honorable life. She wishes you all a happy and healthy life. She hopes that you will continue to support her fellow asasah associates on kiva.


Posted by Maryam Zafar from Pakpattan, Pakistan
Sep 16, 2009
Comment on this entry

Kiva Help Repayment Schedule for Sheela Noreen's Group

  Expected Repayments Actual Repayments Comments
May 2008 $108.33 $109.00 Repayment Received
June 2008 $108.33 $109.00 Repayment Received
July 2008 $108.33 $109.00 Repayment Received
August 2008 $108.33 $109.00 Repayment Received
September 2008 $108.33 $109.00 Repayment Received
October 2008 $108.33 $109.00 Repayment Received
November 2008 $108.33 $109.00 Repayment Received
December 2008 $108.33 $109.00 Repayment Received
January 2009 $108.33 $103.00 Repayment Received
February 2009 $108.33 $108.33 Repayment Received
March 2009 $108.33 $108.33 Repayment Received
April 2009 $108.37 $108.34 Repayment Received