Marina Huamani De Galindo's Group

Mayra is a 23 year old single mother with one child. She sells clothing by order. Her sales are made on credit which she recoups daily. Mayra has been doing this work for 2 years.

Marina is 50 years old and has four children. She has been baking bread for 3 years and sells them in the “Market: April 12th.” To begin with she sold gelatins and after receiving a loan from the Community Bank began her bakery.

Edith is 21 years old and has one child. Edith, along with her husband, have ran a bar for the last 5 years. The bar is located in the center of the city.

Mayra, Marina and Edith need a loan of S/. 1,400 ($450.00), S/. 1,000 ($350.00) and S/. 1,000 ($350.00) respectively. These funds will be invested in pants, shirts, sweaters, blouses, skirts, soda-pop, beer, and flour. The dreams of Mayra, Marina and Edith are to construct there own homes, have their own oven, have good health, and improve their businesses.

Translated from Spanish by Casey Unrein, Kiva volunteer.

Mayra, Marina y Edith pertenecen al Banco Comunal Tu Ángel Lucy desde hace 3, 6 y 3 años respectivamente.
Ellas dicen que en su Banco Comunal aprendieron a ser responsables, solidarias y puntuales.
Mayra es madre soltera, tiene 23 años y 1 hijo. Ella vende ropa a pedido, sus ventas los realiza al crédito y cobra diariamente, actividad que realiza desde hace 2 años.
Por otro lado Marina tiene 50 años y 4 hijos y elabora panes desde hace 3 años y los vende en el mercado 12 de abril. En un inicio vendía gelatina y con los préstamos que sacó de su Banco Comunal comenzó su negocio actual.
Mientras que Edith tiene 21 años y 1 hijo. Edith junto a su esposo tienen un bar desde hace 5 años y su bar está ubicado en el centro de la ciudad.
Mayra, Marina y Edith necesitan préstamos de 1400 soles, 1000 soles, 1000 soles respectivamente, que serán invertidos en la compra de pantalones, polos, chompas, blusas, faldas, gaseosas, cervezas, harina.
Los sueños de Mayra, Marina y Edith son construir su casa, tener su horno propio, tener buena salud y mejorar sus negocios.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more