Maria Mercedes Barboza Espinales


Status: Paid Back

$975.00   Loan Request
$975.00   Paid Back

About the Entrepreneur

Name: Maria Mercedes Barboza Espinales
Location: Chinandega, Nicaragua
Activity: Butcher Shop

About the Loan

Loan Amount: $975.00
Loan Use: Purchase of meat.
Repayment Term: 11 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: N/A
Date Listed: Dec 28, 2007
Date Disbursed: Jan 11, 2008
Date Funded:Dec 28, 2007
Loan Ended:Sep 28, 2008

About the Country

Country:Nicaragua
Avg Annual Income:$3,636.00
Currency:United States Dollars (USD)



Maria Mercedes Barbosa Espinales, married and with three children, completed sixth year of accounting school. She has her business at the municipal market at Chinandega. Her husband drives a moving truck but, as the income from this activity was insufficient, she decided to start selling meat, as a way of helping with the family’s expenses. Hers is presently among the strongest meat selling businesses.

Ms. Barbosa has been doing business with CEPRODEL for three years and relates that she is very satisfied with the loans, as they have been timely and granted quickly. Moreover, they have helped her make a living for her family and improve her home.

Translated from Spanish by Leticia Britos, Kiva Volunteer.



Maria Mercedes Barbosa Espinales, casada y con tres hijos, cursó hasta el sexto año de contabilidad. Tiene el negocio en el Mercado Municipal de Chinandega. Su esposo trabaja con un camión en acarreo, pero, para obtener otros ingresos, ella decidió dedicarse al negocio de venta de carne, ya que los ingresos que le quedan del camión son muy pocos. Por tal razón, buscando la manera de ayudar al esposo con la carga de la familia, es que ella decide emprender este negocio. Actualmente este negocio es uno de los más fuertes en lo que respecta a la venta de carne de res.

La señora Barbosa trabaja con CEPRODEL desde hace tres años, y nos manifiesta que se siente satisfecha con los créditos otorgados pues le han sido muy oportunos, brindados de manera muy ágil y, en su momento, le sirvieron para salir adelante con su familia, además de para el mejoramiento de su casa.


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Journal entries for Maria Mercedes Barboza Espinales


Loan has been disbursed
 
Entrepreneur: Maria Mercedes Barboza Espinales
Location: Chinandega, Nicaragua

Thank you for your loan. It has been disbursed to Maria Mercedes Barboza Espinales by CEPRODEL in Nicaragua. We are excited to watch this business grow. Over the next 8 months, CEPRODEL will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Chinandega, Nicaragua
Jan 12, 2008
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Kiva Help Repayment Schedule for Maria Mercedes Barboza Espinales

  Expected Repayments Actual Repayments Comments
April 2008 $121.88 $122.00 Repayment Received
May 2008 $121.88 $122.00 Repayment Received
June 2008 $121.88 $122.00 Repayment Received
July 2008 $121.88 $122.00 Repayment Received
August 2008 $121.88 $122.00 Repayment Received
September 2008 $121.88 $122.00 Repayment Received
October 2008 $121.88 $122.00 Repayment Received
November 2008 $121.84 $121.00 Repayment Received