Sharofat Haiatova


Status: Paid Back

$725.00   Loan Request
$725.00   Paid Back

About the Entrepreneur

Name: Sharofat Haiatova
Location: Istaravshan, Tajikistan
Activity: Fruits & Vegetables

About the Loan

Loan Amount: $725.00
Loan Use: Open new point of trade
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Jan 3, 2008
Date Disbursed: Jan 17, 2008
Date Funded:Jan 3, 2008
Loan Ended:Jul 4, 2008

About the Country

Country:Tajikistan
Avg Annual Income:$1,388.00
Currency:Tajikistan Somoni (TJS)
Exchange Rate:3.4600 TJS = 1 USD



Sharofat Haiatova has been selling fruit for the past 5 years. She finished high school, is married and has 8 children. Sharfat has a large family. Her husband and oldest daughter help her in this business. She has been receiving loans from MicroInvest since 2005. Then, her loan was $115. After receiving the first loan and using it wisely, she was able to significantly raise her assets. She increased the assortment of her products and increased the size of her sales location. Sharofat plans to receive the new credit and open a new sales location. (Sharofat is very shy, and her husband agreed to pose for a photo.)

Translated from Russian
by Anna Startseva, Kiva Volunteer.

Хаятова Шарофат уже 5 лет занимается этим бизнесом. Имеет среднее образование. Замужем. Имеет 8 детей. Ей в этом деле помогает муж и старшая дочь. У клиентки большая семья . Она кредитуется в МЗФ «Микроинвест» с 2005 года. Тогда ее актив был 115 $. После получения кредитов и целевого использования ее актив увеличился в несколько раз. Она расширила ассортимент товара и расширила торговую точку. Шарофат планирует получит новый займ и открыт новую точку торговли.(она очень стеснительная и её муж согласился сфотографироваться за неё.)



Lenders to this entrepreneur

Penelope
Bowling Green, OH
United States

Good Dogg
Front Porch, www.kivafriends.org
United States

Kay
Columbia, MD KivaFriends.org
United States

Donna
London,
United Kingdom

David
Boise, ID
United States

John
Washington, DC
United States

Kiaxtreme
Lake Charles, LA
United States

Ann
RICHMOND, British Columbia
Canada

Chris and Grace
Winnipeg, MB
Canada

Kevin
New York, NY
United States

Jeff
Chicago, Illinois
United States

Jan
London, London
United Kingdom

Trevor & Aimee & Zeke
St Louis, MO
United States

Carrie
Hayden Lake, ID
United States

Jennifer
Huntsville, AL
United States

Dave
Kalamazoo, MI
United States

Christina and Michael
Hacienda Heights, CA
United States

Emily and Joseph
Missoula, MT
United States

Lee
Prescott, AZ
United States

Milan
Sarajevo,
Bosnia and Herzegovina

rob
Brisbane, Wales
Australia

Jan
Seattle, WA
United States

Pär
Jönköping, Sweden
Sweden

Ann
Belcamp, MD
United States

breanne
brooklyn, NY
United States

david
kansas city, MO
United States



Journal entries for Sharofat Haiatova


Loan has been disbursed
 
Entrepreneur: Sharofat Haiatova
Location: Istaravshan, Tajikistan

Thank you for your loan. It has been disbursed to Sharofat Haiatova by MLF MicroInvest-Tajikistan in Tajikistan. We are excited to watch this business grow. Over the next 6 months, MLF MicroInvest-Tajikistan will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by Madina Umarova from Istaravshan, Tajikistan
Jan 4, 2008
Comment on this entry

Update on Sharofat's Fruit Business
 
Entrepreneur: Sharofat Haiatova
Location: Istaravshan, Tajikistan

Sharofat’s fruit business has grown significantly since receiving her Kiva loan. She has opened a new stand in the main bazaar in the city of Istaravshan and she has helped her daughter open up another fruit stall in Khujand, the regional capital. Before receiving her loan Sharofat bought her apples, grapes, berries, and other fruit in Istaravshan and then traveled daily to Khujand where she sold the products at the Panjshanbe bazaar. She has been able to make life much easier for herself by opening up a stall in Istaravshan and her daughter has taken over the duties of making the daily trip to Khujand. Her business has essentially doubled and she used her extra income to pay for her daughter’s wedding that took place last month. Weddings are quite expensive affairs in Tajikistan, especially for the parents of the bride, and there is a saying here that a wedding for one daughter costs as much as two weddings for two sons. Sharofat has eight daughters, six of which are married, and this mean that she has had to pay for a wedding annually during the past six years, and she still has two more to go.


Posted by Dan Zuckerman from Istaravshan, Tajikistan
Jul 20, 2008
Comments (1)

Kiva Help Repayment Schedule for Sharofat Haiatova

  Expected Repayments Actual Repayments Comments
April 2008 $120.83 $121.00 Repayment Received
May 2008 $120.83 $121.00 Repayment Received
June 2008 $120.83 $121.00 Repayment Received
July 2008 $120.83 $121.00 Repayment Received
August 2008 $120.83 $121.00 Repayment Received
September 2008 $120.85 $120.00 Repayment Received