Victoria Lozano De Tello


Status: Paid Back

$675.00   Loan Request
$675.00   Paid Back

About the Entrepreneur

Name: Victoria Lozano De Tello
Location: Juanjui - San Martin, Peru
Activity: General Store

About the Loan

Loan Amount: $675.00
Loan Use: Buying groceries to sell (rice, sugar, oil, soap, etc)
Repayment Term: 9 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Dec 24, 2007
Date Disbursed: Jan 8, 2008
Date Funded:Dec 25, 2007
Loan Ended:Jul 8, 2008

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.9800 PEN = 1 USD



Señora Victoria lives in the Mariscal Caceres province, Juanjui district, San Martin department. She is dedicated to sell groceries, clothes, plastic articles, and ice creams. Her business is located within her home in a suitable place for her sales. She has been in this business for 4 years. During that time she became a member of the "El Tiempo es Oro" (Time is gold) Community Bank. She came up with the idea of having her own business because she had the need of supporting her household and be useful. At the present time, she has a varied business and is also working with her youngest daughter who helps her with the administration of it and together they are making the business grow day by day


With the 2,000 soles (Peruvian currency) loan, which she will pay back in 6 months, she will buy goods to supply her business like 2 sacks of rice, 2 sacks of sugar (each sack is 50 kg), 2 packets of oil, 2 boxes of soap, detergent packets, one sack of potatoes and one of onions, some clothing, and others. She will be able to supply her business and serve it with the same kindness, happiness, and sense of responsibility that characterizes her day by day relations with her loyal customers.


Señora Victoria is 69 years old. She has seven children which she is still in charge of two of them. She lives with her husband which is three years older and a grandson whcih she cares for everyday. She shows us that there are no age limits if you want to move forward only you have to work with dedication and perseverance.



Translated from Spanish by Maria Ramirez-Gregg, Kiva Volunteer



La señora Victoria vive en la provincia de Mariscal Cáceres, distrito de Juanjui, departamento de San Martín. Se dedica a la venta de abarrotes, ropa, artículos de plástico y helados, su negocio está ubicado en su casa en un local adecuado para sus ventas. Se dedica al negocio desde hace 04 años, tiempo en el que ingreso al Banco Comunal “El Tiempo es Oro”. La idea del negocio fue propia, sentía la necesidad de apoyar en el hogar y ser útil. Actualmente cuenta con un negocio variado y está trabajando con su menor hija, quien la apoya en la administración del mismo y juntas están haciendo que el negocio crezca día a día.

Con el préstamo de S/.2,000.00, el cual pagará en 6 meses, comprará artículos para abastecer el negocio como dos sacos de arroz, dos sacos de azúcar (cada saco de 50kg), dos paquetes de aceite, dos cajas de jabón, paquetes de detergente, un saco de papa y cebolla, algunas prendas de vestir y otros, para así poder abastecer y atender con la misma amabilidad, alegría y responsabilidad que la caracteriza a sus clientes que día a día le muestran su fidelidad.

La señora Victoria tiene 69 años, siete hijos de los cuales dos están aún a su cargo. Vive con su esposo tres años mayor que ella y un nieto por lo que tiene que velar día a día y nos demuestra que para salir adelante no hay límites de edad sólo hay que trabajar con dedicación y perseverancia.
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Journal entries for Victoria Lozano De Tello


Loan has been disbursed
 
Entrepreneur: Victoria Lozano De Tello
Location: Juanjui - San Martin, Peru

Thank you for your loan. It has been disbursed to Victoria Lozano De Tello by Manuela Ramos / CrediMUJER in Peru. We are excited to watch this business grow. Over the next 6 months, Manuela Ramos / CrediMUJER will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Juanjui - San Martin, Peru
Jan 8, 2008
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Kiva Help Repayment Schedule for Victoria Lozano De Tello

  Expected Repayments Actual Repayments Comments
April 2008 $112.50 $113.00 Repayment Received
May 2008 $112.50 $113.00 Repayment Received
June 2008 $112.50 $113.00 Repayment Received
July 2008 $112.50 $113.00 Repayment Received
August 2008 $112.50 $113.00 Repayment Received
September 2008 $112.50 $110.00 Repayment Received