Valeriana Churata

History of the client: Valeriana makes blankets of fabric and wool. She works alone because her husband is a construction worker, and her kids are of school age. She lives in the area of Irpavi II in the city of La Paz, where she has her shop. Her objective is to have more capital so she can make more blankets.

This is the fourth time that she is requesting a loan and the second time that she is asking for Kiva's support. Her last loan was paid in full in December, which is why she is requesting a new one. Her history with our institution qualifies her as a 1-rated client, which means she has a good rating with paying back her loans. The amount requested will go towards the purchase of raw material (fabric, wool, and thread).

Her work and previous credits with Impro let her qualify to request another loan. Since she has a lot of experience in this business, the income she makes will let her pay back the loan.

Translated from Spanish by Tanya Harper, Kiva volunteer

Historia del Cliente: La señora Valeriana elabora mantas de tela y lana, trabaja sola ya que su esposo es albañil, sus hijos están en edad escolar. Vive en la zona de Irpavi II de la ciudad de La Paz, donde tiene su taller, su objetivo es contar con más capital y así poder elaborar mantas en cantidad.

Es la cuarta vez que solicita un crédito y la segunda vez que requiere el apoyo de Kiva, su última cuota ha sido cancelada en el mes de diciembre por lo cual solicitan un nuevo crédito. Su historial en nuestra institución la califica como cliente 1, es decir con cumplimiento Bueno en el pago de su obligación. El monto solicitado será destinado para la compra de materia prima (Tela, lana e hilo)

Su trabajo y antecedentes crediticios con Impro le permiten acceder a este crédito ya que tiene experiencia en su negocio. El cual le da ingresos para cubrir el préstamo.

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