Susan Wambui Kamau


Status: Paying Back - Delinquent

$300.00   Loan Amount
83% repaid

About the Entrepreneur

Name: Susan Wambui Kamau
Location: Kayole, Nairobi, Kenya
Activity: Cafe

About the Loan

Loan Amount: $300.00
Loan Use: To purchase tables, chairs, and umbrellas
Repayment Term: 15 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Dec 18, 2007
Date Disbursed: Jan 1, 2008
Date Funded:Dec 18, 2007

About the Country

Country:Kenya
Avg Annual Income:$1,445.00
Currency:Kenya Shillings (KES)
Exchange Rate:62.8500 KES = 1 USD



Susan is a 52-year-old widow with one child. She lives in the informal settlement of Soweto on the outskirts of Nairobi. She is also taking care of her aging parent and three orphans from her brother and sister.


The story of Susan is one of sheer determination because she has come very far. Susan started off living in the streets of Nairobi before she met with Action Now Kenya in 2003, where she was trained with other women who were living in the streets at that time. Because of the training, she decided to make a new life for herself. Susan began her current business in 2005 after she managed to make some savings from washing clothes door-to-door at a nearby middle class estate near the social hall where she was staying together with the rest of the street women. From this work, Susan was able to save Ksh 1,500 (USD 22) that served as her initial capital for her current small business, where she makes chips (fries) in the open air and sells to passersby, especially children.


Susan is requesting a loan of US$300 in order to expand her small business, which has now turned into an open-air cafe. She has currently started selling chapattis (one of the favorite Kenyan foods made from wheat flour) and githeri (a mixture of maize and beans) in addition to the chips, all in the open area where she started. She would now like to purchase tables, chairs, and umbrellas in order to provide a more comfortable area for her customers. She believes that if she is able to provide a seating area for her customers, she will be able to increase her customer base and hence expand her business, which in turn will sustain her family.


The repayment period for her loan is 12 months.


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Lenders to this entrepreneur

Peter
Trebrivan, FRANCE
France

Charles
Warren, PA
United States

Anonymous
Pewsey, Wiltshire
United Kingdom

Lewis
Ann Arbor, MI
United States

ALAN
HODGENVILLE, KY
United States

Anonymous
Brighton, Sussex

Anne
Mooresville, NC
United States

Angela
Seattle, WA
United States

Carol
Bow, NH
United States

Lawrence
Arlington, MA
United States



Journal entries for Susan Wambui Kamau


Loan has been disbursed
 
Entrepreneur: Susan Wambui Kamau
Location: Kayole, Nairobi, Kenya

Thank you for your loan. It has been disbursed to Susan Wambui Kamau by Action Now: Kenya in Kenya. We are excited to watch this business grow. Over the next 12 months, Action Now: Kenya will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Kayole, Nairobi, Kenya
Jan 1, 2008
Comment on this entry

Update
 
Entrepreneur: Susan Wambui Kamau
Location: Kayole, Nairobi, Kenya

Thank you for your loan. It has been disbursed to Susan Wamboi by Action Now Kenya in Kenya.We are excited to watch this business grow over the next 6-12 months.Action Now will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by Elsa Otaye from Kayole, Nairobi, Kenya
May 5, 2008
Comment on this entry

Susan Wambui's Questionaire!
 
Entrepreneur: Susan Wambui Kamau
Location: Kayole, Nairobi, Kenya

Susan Wambui's Questionaire (1) when we visited her in Kayole.


Posted by Wilberforce Mulindi from Kayole, Nairobi, Kenya
Jan 30, 2009
Comment on this entry

Susan Wambui's Questionaire!
 
Entrepreneur: Susan Wambui Kamau
Location: Kayole, Nairobi, Kenya

Susan Wambui's Questionaire (2) when we visited her in Kayole.


Posted by Wilberforce Mulindi from Kayole, Nairobi, Kenya
Jan 30, 2009
Comment on this entry

Susan Wambui's Photo!
 
Entrepreneur: Susan Wambui Kamau
Location: Kayole, Nairobi, Kenya

Susan Wambui's Photo filling her questionaire while the Community worker and ANK staff watch.


Posted by Wilberforce Mulindi from Kayole, Nairobi, Kenya
Jan 30, 2009
Comment on this entry

Update on Your Loan to an Action Now: Kenya Borrower
 
Entrepreneur: Susan Wambui Kamau
Location: Kayole, Nairobi, Kenya

Dear Lender,

This is an update on your loan to a borrower working with Action Now: Kenya in Kenya. Thank you for supporting low-income entrepreneurs by lending through Kiva.

You may have noticed that repayments on this loan have not been coming in for quite some time. After detailed investigation by Kiva representatives in Kenya, our team has determined that further repayments on your loan will be considerably delayed. However, Kiva staff are working closely with our Field Partner, Action Now: Kenya, who manages this loan on the ground to arrange the gradual repayment of your loan. To learn more, please visit:

http://www.kiva.org/about/aboutPartner?id=36

Although your loan is delinquent, we hope you realize that over 95% of loans on Kiva have been repaid in full and that you'll give lending to developing world entrepreneurs another chance in the future.

Thank you,

Ben Elberger

Kiva Staff

Microfinance Partnerships Manager


Posted by Benjamin Elberger, Kiva Staff, from San Francisco, United States
Apr 2, 2009
Comments (21)

Kiva Help Repayment Schedule for Susan Wambui Kamau

  Expected Repayments Actual Repayments Comments
April 2008 $25.00 $25.00 Repayment Received
May 2008 $25.00 $25.00 Repayment Received
June 2008 $25.00 $25.00 Repayment Received
July 2008 $25.00 $25.00 Repayment Received
August 2008 $25.00 $25.00 Repayment Received
September 2008 $25.00 $25.00 Repayment Received
October 2008 $25.00 $25.00 Repayment Received
November 2008 $25.00 $0.00 Repayment Received
December 2008 $25.00 $0.00 Repayment Received
January 2009 $25.00 $75.00 Repayment Received
February 2009 $25.00 $0.00 Delinquent
March 2009 $25.00 $0.00 Delinquent
December 2009 $0.00 $0.39