Chulaimbo Group

Benta Atieno Opiyo is a 27-year-old mother with 4 children. She operates a retail shop business and has been operating this business for the last 3 years. Benta started this business with start up capital of Ksh 10,000/=.To acquire this start up capital, she had to sell one of the few cows she had and maize that she had harvested. This was a risky venture on her part as cows are a prized possession in this part of the continent. However, her venture paid off and currently the business has a working capital of over Ksh 20,000/=.



Benta's business is located on the outskirts of Kisumu town in an area called Chulaimbo. She hopes to use the money from the loan to increase stock for her business since she feels that there is demand for her products. She hopes that with a larger stock, her profits will increase and she will be able to meet her other needs like paying school fees for her school-going children and replacing the cow she sold to acquire start up capital to start the business. This being a rural set up, the few retail shops in her area are far away from her village and she hopes to take advantage of this to serve clients near her.



She has taken up her leadership role with her sub group with great diligence and ensures that the sub group pays on time and that the group remains united. She has no other source of income as her husband does not earn regular income to fully support the family. This is her first loan with the group.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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