Ramona Del Rosario Tellez García


Status: Paid Back

$550.00   Loan Request
$550.00   Paid Back

About the Entrepreneur

Name: Ramona Del Rosario Tellez García
Location: Leon, Nicaragua
Activity: Fruits & Vegetables

About the Loan

Loan Amount: $550.00
Loan Use: Purchase of fruits and vegetables for retail sale
Repayment Term: 7 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Nov 23, 2007
Date Disbursed: Dec 7, 2007
Date Funded:Nov 23, 2007
Loan Ended:Apr 8, 2008

About the Country

Country:Nicaragua
Avg Annual Income:$3,636.00
Currency:Nicaragua Cordobas (NIO)
Exchange Rate:18.6945 NIO = 1 USD



Doña Ramona del Rosario buys fruits from farmers and sells them in the morning at the Central Market of León. She has 20 years of experience in this business, beginning with an investment of $286 that she used to buy a large aluminum container and wooden table to sell her products outside the market. When the market was renovated, she succeeded in using her first credit to obtain a stall. Little by little her business has grown, and she wishes to improve its facilities.



Before she had this business, she helped her grandmother sell food, fruit and meals in the street. She also washed the clothing of wealthier people.



She told us that she is surprised by the growth that she has experienced. Through her business, he has successfully helped her children to get ahead, and she cares for two grandchildren who want for nothing and are well fed. She feels proud to be a successful businesswoman who knows how to manage her money, her earnings, and her credit. In the last three years, she has received nineteen credits, and without these, she could not have experienced the growth in sales brought by the increase in income and her investments.



Translated from Spanish by Shannon Skoglund, Kiva volunteer.



Doña Ramona del Rosario, compra las frutas a los finqueros y los vende por las mañanas en el mercado Central de León. Tiene 20 años de trabajar en este negocio y comenzó invirtiendo $286. 00, compró un recipiente grande de aluminio y una mesa de madera para ofrecer sus productosa orillas del mercado. Luego con la remodelacion del mercado logró acceder a su primer crédito para conseguir un módulo.


Poco a poco va creciendo su negocio y desea mas a modificar la infraestructura.


Antes de tener este negocio ella ayudaba a su abuelita a vender comida, frutas y comestibles en la calle, tambien lavaba ropa a la gente que tiene mejores posibilidades económicas.


Ella nos comenta que se encuentra sorprendida por el crecimiento que ha tenido, ha logrado sacar adelante a sus hijos con su negocio, tiene 2 nietos a su carga y a ellos no les falta nada, estan bien alimentados y se siente orgullosa de ser una mujer emprendedora, se considera una mujer empresaria, que sabe administrar bien su dinero, sus ganancias y su crédito. Que si no fuera por los 19 creditos que ha obtenido en estos tres años.


Los ingresos obtenidos de sus ventas van aumentando gracias a lo que invierte.


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Lenders to this entrepreneur

Amy
Farmington, CT
United States

Debra
Graham, WA
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Colleen
Scottsdale, AZ
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Anonymous
Groningen,

Carla
London, Ontario
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Cecilia & Siggi
Düsseldorf,
Germany

Chris & Karen
Sherwood Park, Alberta
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Kay
Columbia, MD KivaFriends.org
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Benjamin
Toulouse,
France

Lucil
Paranaque
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Bethany
Sacramento, CA
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Sam Snyder
Lawrence, KS
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Howard & Jillian
Vence,
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Anne
Winnipeg,, Manitoba
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Greg
New Castle, CO
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Outdoor Talk - Members
United States, TN
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Brian
New York, NY
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Anonymous
Toronto, ON, Ontario
Canada



Journal entries for Ramona Del Rosario Tellez García


Loan has been disbursed
 
Entrepreneur: Ramona Del Rosario Tellez García
Location: Leon, Nicaragua

Thank you for your loan. It has been disbursed to Ramona Del Rosario Tellez García by CEPRODEL in Nicaragua. We are excited to watch this business grow. Over the next 4 months, CEPRODEL will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Leon, Nicaragua
Dec 8, 2007
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Journal Update for Ramona del Rosario Téllez García
 
Entrepreneur: Ramona Del Rosario Tellez García
Location: Leon, Nicaragua

La señora Ramona del Rosario Téllez ha logrado salir adelante en su negocio de venta de verduras y frutas puesto que con el crédito que Ceprodel le brindó, ella lo utilizó en la compra de dichos productos para ofrecerlos en su establecimiento.

Son sus sueños continuar trabajando con Ceprodel y supliendo su negocio para mejorar sus condiciones económicas y brindar las frutas y verduras de alta calidad.


Posted by Harvy Esquivel from Leon, Nicaragua
Jul 15, 2009
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Kiva Help Repayment Schedule for Ramona Del Rosario Tellez García

  Expected Repayments Actual Repayments Comments
March 2008 $137.50 $138.00 Repayment Received
April 2008 $137.50 $138.00 Repayment Received
May 2008 $137.50 $138.00 Repayment Received
June 2008 $137.50 $136.00 Repayment Received