Nacoj Women Group


Status: Paid Back

$2,600.00   Loan Request
$2,600.00   Paid Back

About the Group

Group Name: Nacoj Women Group
Group Members: María España
María Bajxac
Viviana Sanjay
Marcelina Sula
María Escot
María Choc
María Sanjay
Herlinda Sanjay
Ligia Sanjay
Silvestra Choc
María Chocoyo
Location: Santo Domingo Xenacoj, Chimaltenango, Guatemala
Activity: Clothing Sales

About the Loan

Loan Amount: $2,600.00
Loan Use: Buy traditional clothing at wholesale price to resell in distant villages and in the Chimaltenango market. Buy raw materials to weave traditional clothing which will be sold in the market along with napkins and tablecloths.
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Nov 4, 2007
Date Disbursed: Nov 18, 2007
Date Funded:Nov 4, 2007
Loan Ended:May 19, 2008

About the Country

Country:Guatemala
Avg Annual Income:$4,155.00
Currency:Guatemala Quetzales (GTQ)
Exchange Rate:7.7270 GTQ = 1 USD



The women of Nacoj are very enterprising and dynamic. What is more, they have an immense knowledge about Mayan crafts. Many of them are specialists in the meaning of the designs and colors that the Mayans use in the traditional clothing of the Chimaltenango region.



Since they were children, all of the members of this group have cultivated the art of traditional weaving. It is for this reason that they feel so confident about starting a business of traditional weaving, as they know the art like the palms of their hands. In total, the group is requesting a loan of $2,631, each woman receiving between $132 and $263 in six installments. This means that the women in the group will have the same business capacity, as the amount is similar for each.



The majority of the women in the group work making, selling, and reselling traditional weavings such as huipiles
(traditional clothing of indigenous Guatemalan women), cortes (traditional skirts), tablecloths and napkins. Thus, they will use their loans to buy merchandise wholesale in order to resell it in the villages and markets of Chimaltenango, and to buy raw materials to weave their traditional products. Nonetheless, Mrs. María Lucia Escot Tu has a bicycle repair shop. She is going to need her loan to buy spare parts. María Bajxac has a tortillería (store that sells tortillas) and she needs the money to continue buying corn to make tortillas.



The dream of these craftswomen is to find a market for crafts abroad. They would like to be able to export their beautiful and well-developed products abroad. In addition, they have the desire to give a better future to their children. Ligia Verónica Sanjak Choc said, “I would like a better education for my children so they will be able to have a better future.” Friendship Bridge is committed to giving these women a better future, but we can’t do it without your support.



Note: Due to health problems, one of the clients could not appear in the photo.


Translated from Spanish by Laura Westin, Kiva volunteer.



Las mujeres de Nacoj son muy emprendedoras y dinámicas. Además, tienen un conocimiento sobre la artesanía Maya inmenso. Muchas de ellas son especialistas en el significado de los diseños y colores que los Mayas utilizan en los trajes típicos de la región de Chimaltenango.

Desde niñas todas las integrantes de este grupo han cultivado el arte del tejido típico. Es por eso, que se sienten tan confiadas de empezar un negocio de tejido típico, ya que conocen el arte como la palma de su mano. En total el grupo está pidiendo un préstamo de US$2631 y el rango de préstamos por señora es de US$132 hasta US$263 a un plazo de seis cuotas. Eso significa que las señoras dentro del grupo tienen la misma capacidad empresarial ya que el préstamo es similar.

La gran mayoría de señoras dentro del grupo trabajan produciendo, vendiendo y revendiendo tejidos típicos como huipiles (traje típico de las mujeres indígenas Guatemaltecas), cortes (falda típica), manteles y servilletas. Por ende, sus préstamos los van a utilizar para comprar mercadería al por mayor para revenderla en sus aldeas y en el mercado de Chimaltenango y para comprar materia prima para tejer los productos típicos. Sin embargo, doña María Lucia Escot Tu tiene un taller de bicicletas. Ella va a necesitar su préstamo para comprar repuestos. María Bajxac tiene una tortillería y ella necesita el dinero para seguir comprando maíz para preprar tortillas.

El sueño de estas señoras artesanas es de encontrar un mercado de artesanías en el exterior. Ellas quieren ser capaces de exportar sus bellos y bien desarrollados productos al exterior. También, ellas tienen la ambición de brindarles un mejor futuro a sus hijos. Ligia Verónica Sanjak Choc dijo: “A mi me gustaría una mejor educación para mis hijos ya que de esa manera ellos van a tener un mejor futuro”. Friendship Bridge está comprometido a darles a estas señoras un mejor futuro, solo nos falta tu apoyo.

Nota: Debido problemas de salud una de las clientas no pudo estar en la foto.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more


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Lenders to this group

PNAI shORe
Branford, CT
United States

Sofia
Cooper City, FL
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Kay
Columbia, MD KivaFriends.org
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Todd
Calgary, Alberta
Canada

Jill
Splashdown, WA
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Karen
Wayne, NJ
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Fredrick
Pittsburgh, PA
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Dave
Aurora, IL
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Vorderbrug Family
Hodag Territory, WI
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David
Stamford, NY
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Kali
Sedona, AZ
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Kerry
North Carolina, NC
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Sharon
New York, NY
United States

Ralph
Portland, OR
United States

Lindsay
Charlottesville, VA
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Andrew
Brooklyn, NY
United States

Matt
Indianapolis, IN
United States

Kevin
St. Peter, MN
United States

Mark
atlanta, GA
United States

Mark Holmes
Mobile, AL
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Erik & Kim
Ferndale, MI
United States

Cam & Melita
Calgary, Alberta
Canada

Cheryl
Boulder, CO
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Elizabeth
Dublin, Dublin
Ireland

eDIVA ^Cat^ Fund
Lost in Tampa, Florida,
United States

Maria
Hollywood, FL
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David
Deerfield, NH
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Rebecca
Clarendon Hills, IL
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Carl
Henderson, NV
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Vidi
Melbourne, Victoria

Jane
Cataumet, MA
United States

Mark & Mindy
Oak Park, IL
United States

Claus-Peter
www.kivafriends.org,
Germany

Natasha
Melbourne
Australia

Justin & Katherine
Colorado Springs, CO
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Curt
Kirkland, WA
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Steven
Washington, DC
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Martha & Howard
Albany, CA
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Bill & Kimberly
Charlotte, North Carolina
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Drew
Springville, UT
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Kim's Best Friend
Montville, NJ
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Adrienne
IRVINE, CA
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Allison
Darien, CT
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Carolyn
Seattle, WA
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Doug
Latrobe, PA
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Teresa
Newnan, GA
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sandra
upwey, Victoria

The Gunnarsson Family
Woodinville, WA
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Julia
KivaFriends.org, Pasadena, CA
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Linda and Dave
Carmichael, CA
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Susan
Custer, WA
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Rick
San Francisco, CA
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Kayla Joiner Foundation
Angels in Heaven, FL
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Anonymous
Iowa Falls, IA
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Diane R
KivaFriends.org, Santa Clara, CA
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Jennifer
Minneapolis, MN
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Derek
Citrus Heights, CA
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Francis
Amherstburg, Ontario
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Janet
Highland Park, IL
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Anonymous
nashville, TN
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June
Palo Alto, CA
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Holly
Cheyenne, WY
United States



Journal entries for Nacoj Women Group


Loan has been disbursed
 
Entrepreneur: Nacoj Women Group
Location: Santo Domingo Xenacoj, Chimaltenango, Guatemala

Thank you for your loan. It has been disbursed to María Chocoyo
Silvestra Choc
Ligia Sanjay
Herlinda Sanjay
María Sanjay
María Choc
María Escot
Marcelina Sula
Viviana Sanjay
María Bajxac
María España by Friendship Bridge in Guatemala. We are excited to watch this business grow. Over the next 6 - 12 months, Friendship Bridge will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Santo Domingo Xenacoj, Chimaltenango, Guatemala
Nov 19, 2007
Comments (7)

Journal on Nacoj women group
 
Entrepreneur: Nacoj Women Group
Location: Santo Domingo Xenacoj, Chimaltenango, Guatemala

In order to meet with the women of the Grupo Nacoj, I take the bus from Panajachel at 5 o’clock in the morning. Once 40km outside of Guatemala City, the loan officer I was meeting told me to wait for her there by the side of the highway. The loan officer was held up, and after a small hour waiting by the roadside, she picks me up and we journey together to the nearby town of Xenacoj. The minivan dropped us off an unexpectedly lovely central plaza where we met a member of the group, Silvestra, and from there we walked to her home.

Just before we arrive in Silvestra’s house, her children rush up to her to welcome her back. We all together then enter the house where the rest of the group are waiting for us and we seat ourselves to hear their stories.

Lijia works as a weaver and tells us of the travelling that she takes every week, selling her napkins and tablecloths at the markets of Rio Canales on Mondays and the capital on Saturdays. Maximiliana tells me how, in Xenacoj, there are many people selling tortillas from little shops and despite facing such competition her own tortilleria is going well.

Marcelina has a little shop that sells everyday necessities, like food, toilet paper etc. When the store isn’t busy, she takes the time to weave napkins and tablecloths, which she sells to a friend who in turn sells them in the market. Seventy two years ago, she was born here in Xenacoj and she knows everybody. This familiarity that she has with the people of her town helps her business, as everyone knows that they can trust her and her products.

After hearing there stories, Valentina and the others decide to teach me some Kaqchiquel, the Maya language native to this area. The sounds are quiet alien to my lips, and the women delight in my attempts to speak a little of their language. With patience, they teach me a few words that they still use everyday. Below are my efforts to transcribe the words I was taught.

Sakér: Good morning

Sbeichr: Good afternoon.

Chocoá: Good night.

Carikír: Food.

Cavach: Tortillas.

The women also tell me how much they love to live here. Due to the proximity to the capital, they have access to a good market, but still they enjoy the calm of a close-knit community, where everyone knows each other.


Posted by Chanti de Kleijn from Santo Domingo Xenacoj, Chimaltenango, Guatemala
Nov 3, 2008
Comments (2)

Kiva Help Repayment Schedule for Nacoj Women Group

  Expected Repayments Actual Repayments Comments
February 2008 $433.33 $0.00 Repayment Received
March 2008 $433.33 $879.00 Repayment Received
April 2008 $433.33 $0.00 Repayment Received
May 2008 $433.33 $857.00 Repayment Received
June 2008 $433.33 $434.00 Repayment Received
July 2008 $433.35 $430.00 Repayment Received