Michelle D’almeida


Status: Paid Back

$1,000.00   Loan Request
$1,000.00   Paid Back

About the Entrepreneur

Name: Michelle D’almeida
Location: Lomé, Togo
Activity: Grocery Store

About the Loan

Loan Amount: $1,000.00
Loan Use: Product stocking
Repayment Term: 19 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Oct 27, 2007
Date Disbursed: Nov 11, 2007
Date Funded:Oct 28, 2007
Loan Ended:Apr 15, 2009

About the Country

Country:Togo
Avg Annual Income:$1,700.00
Currency:Communauté Financière Africaine Francs BCEAO (XOF)
Exchange Rate:462.7432 XOF = 1 USD



Mrs. Michelle d'Almeida was born in 1970 in Aného in the Lake prefecture of southern Togo. She stopped her secondary studies to learn sewing. Unfortunately she doesn't practice this skill, and has instead begun a small grocery business. She lost her husband very early and was left responsible for their three children. This has been very difficult for her, but with her grocery business she's done her best to cope. Her objective today is to increase her product stock, increase her sales and her income, and especially to make her business profitable. In order to do this she is seeking a $1000 loan.

Translated from French by Liana Bianchi, Kiva Volunteer.



Mme Michelle d’ALMEIDA est née en 1970 à Aného dans la préfecture des Lacs au sud du Togo. Elle arrêta ses études aux secondaires pour apprendre la couture. Malheureusement elle n’exerça pas ce métier mais s’adonne aux petits commerces. Elle perdit très tôt son mari l’obligeant à prendre seule en charge leurs trois (03) enfants. Ce fût très difficile pour elle, mais avec son commerce d’alimentation générale elle est arrivée tant bien que mal à s’en sortir.
Son objectif aujourd’hui est d’augmenter son stock de marchandises, augmenter son chiffre d’affaires et son revenu et surtout rentabiliser son commerce. Pour cela, elle sollicite un financement de $ 1000.


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Journal entries for Michelle D’almeida


Loan has been disbursed
 
Entrepreneur: Michelle D’almeida
Location: Lomé, Togo

Thank you for your loan. It has been disbursed to Michelle D’almeida by Microfund Togo in Togo. We are excited to watch this business grow. Over the next 16 - 22 months, Microfund Togo will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Lomé, Togo
Nov 11, 2007
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Kiva Help Repayment Schedule for Michelle D’almeida

  Expected Repayments Actual Repayments Comments
February 2008 $62.50 $63.00 Repayment Received
March 2008 $62.50 $63.00 Repayment Received
April 2008 $62.50 $63.00 Repayment Received
May 2008 $62.50 $63.00 Repayment Received
June 2008 $62.50 $63.00 Repayment Received
July 2008 $62.50 $63.00 Repayment Received
August 2008 $62.50 $63.00 Repayment Received
September 2008 $62.50 $63.00 Repayment Received
October 2008 $62.50 $63.00 Repayment Received
November 2008 $62.50 $63.00 Repayment Received
December 2008 $62.50 $63.00 Repayment Received
January 2009 $62.50 $57.00 Repayment Received
February 2009 $62.50 $62.50 Repayment Received
March 2009 $62.50 $62.50 Repayment Received
April 2009 $62.50 $62.50 Repayment Received
May 2009 $62.50 $62.50 Repayment Received