Kalala Tino


Status: Paid Back

$700.00   Loan Request
$700.00   Paid Back

About the Entrepreneur

Name: Kalala Tino
Location: Levi Saleimoa, Samoa
Activity: Food Production/Sales

About the Loan

Loan Amount: $700.00
Loan Use: To buy equipments for her ice cake business
Repayment Term: 20 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: N/A
Date Listed: Oct 15, 2007
Date Disbursed: Oct 29, 2007
Date Funded:Oct 15, 2007
Loan Ended:Jun 20, 2009

About the Country

Country:Samoa
Avg Annual Income:$6,344.00
Currency:United States Dollars (USD)



Kalala is a 45-year-old mother who worked as a government teacher for almost ten years. When her mother passed away two years ago, she decided to stay home to care for her sick father. With an unemployed husband, Kalala has had a hard time raising her four children. Her husband worked on their plantation while she stayed home. They sold their crops twice a week, but unfortunately, it was not sufficient to support the entire family as well as cover the cost of medication for her father.



Kalala decided to do something about her situation so decided to earn money to provide her children with an education. She started making ice cake, which quickly rose in demand in the village as well as the village school.



She is a happy mother now - able to put the extra money for her children and have enough left over to make home improvements. She is planning to start another business selling pancakes or popcorn, which will depend on her ability to secure future loans.



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Journal entries for Kalala Tino


Loan has been disbursed
 
Entrepreneur: Kalala Tino
Location: Levi Saleimoa, Samoa

Thank you for your loan. It has been disbursed to Kalala Tino by South Pacific Business Development in Samoa. We are excited to watch this business grow. Over the next 18 - 24 months, South Pacific Business Development will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Levi Saleimoa, Samoa
Oct 29, 2007
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Journal for Kalala Tino
 
Entrepreneur: Kalala Tino
Location: Levi Saleimoa, Samoa

Kalala Tino is 46 years old and has 4 children. She is a member of Levi Saleimoa center which is located in Upolu. She has ice cake and pan cake business, which she has been engaged in for 4 years. The loan officer who is in charge of her center says Kalala is a very good member. She repays her loan on time, always attends her weekly meetings, and is enthusiastic about expanding her business.

She has used her previous loan to purchase plastic cups,colouring flavours and sugar, flour, baking powder, cements and sands for her business. She says her business is doing well. On good days she makes 180 Tala a day (1Tala=0.4USD) and on bad days she makes 80 Tala a day. She also says that the Kiva loans and SPBD loans are not only helping her business grow, but also helping her pay her children’s school fees, feed her family better, and improve her housing.

When asked if she has any words to the Kiva lenders, she said “I am so happy to be a member of the program.It helps me a lot and as well as my family.”


Posted by Isabel Tuatagaloa from Levi Saleimoa, Samoa
Jan 16, 2009
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Kiva Help Repayment Schedule for Kalala Tino

  Expected Repayments Actual Repayments Comments
January 2008 $38.89 $39.00 Repayment Received
February 2008 $38.89 $39.00 Repayment Received
March 2008 $38.89 $39.00 Repayment Received
April 2008 $38.89 $39.00 Repayment Received
May 2008 $38.89 $39.00 Repayment Received
June 2008 $38.89 $39.00 Repayment Received
July 2008 $38.89 $39.00 Repayment Received
August 2008 $38.89 $39.00 Repayment Received
September 2008 $38.89 $39.00 Repayment Received
October 2008 $38.89 $39.00 Repayment Received
November 2008 $38.89 $39.00 Repayment Received
December 2008 $38.89 $38.00 Repayment Received
January 2009 $38.89 $38.57 Repayment Received
February 2009 $38.89 $38.89 Repayment Received
March 2009 $38.89 $38.89 Repayment Received
April 2009 $38.89 $38.89 Repayment Received
May 2009 $38.89 $38.89 Repayment Received
June 2009 $38.87 $38.87 Repayment Received