Airina Cossa


Status: Paid Back

$650.00   Loan Request
$650.00   Paid Back

About the Entrepreneur

Name: Airina Cossa
Location: Boane, Maputo, Mozambique
Activity: Agriculture

About the Loan

Loan Amount: $650.00
Loan Use: To buy seeds and Land preparation
Repayment Term: 18 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: N/A
Date Listed: Sep 11, 2007
Date Disbursed: Sep 25, 2007
Date Funded:Sep 11, 2007
Loan Ended:Mar 10, 2009

About the Country

Country:Mozambique
Avg Annual Income:$1,389.00
Currency:United States Dollars (USD)



Airina Feniasse Cossa is 52 years old, mother of 6. She was born in Chilembane, a Gaza Province, and raised by her parents who had 20 children. The financial situation of her family did not allow her to attend school. Since 1977 Airina has been working for herself in a 80 square meters Machamba (small agricultural field) in the city of Mafuiane. Airina sought HLUVUKU ADSEMA in Boane. There she requested her first loan with hopes to expand her activities. Airina’s work provides employment for Airina and her husband, as well as enough income to support her family and send her children to school.


With the loan of 16.000.00MT, Airina plans on increasing the volume and diversifying her production. Airina’s work has a positive impact in her community because it brings vegetables closer to the residents of Mafuiane and other neighborhoods in Maputo. In the future Airina hopes to buy 1 acre to increase her production.


Translated from Portuguese by Mariana Komatsuzaki Fraga, Kiva Volunteer.



ocalização: Mafuiane - Boane
Cliente: Airina Feniasse Cossa.
Sector de actividade: Agro-pecuária
Valor de empréstimo: 16,000,00MT (640.00US$)
Aplacado de montante: Compra de insumos agricolas e insecticidas.

Inicio: 18/08/2007
Fim: 15/12/2008


Airina Feniasse Cossa, de 52 anos de idade, natural de Chilembane, Província de Gaza, mãe de 6 filhos, cresceu sob responsabilidade dos seus pais, numa família alargada de 20 irmãos, A situação financeira da sua família criou-lhe poucas oportunidade para estudar. Desde 1977 vem assumindo na integra a gestão de um negocio pessoal e possui uma machamba de 80 metros quadrados na localidade de Mafuiane por curiosidade e interesse soube da existência da HLUVUKU ADSEMA em boane, tendo solicitado um empréstimo para aplicação no negocio sua actividade esta bem inserida na comunidade e providencia emprego para própria e o seu marido. Com os rendimentos do seu negocio suporta encargos escolares para duas pessoas,


Com o empréstimo de 16.000,00MT pretende aumentar o volume de mercadoria e diversificar o tipo de vegetais. A sua actividade tem um maior impacto na comunidade porque coloca o produto mais próximo dos clientes da localidade de Mafuiane e de diversas pessoas vindas dos bairros da cidade Maputo.
Tem como perspectiva adquirir mais uma parcela de 1 hectar de terra para aumentar o seu volume de negocio.


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Journal entries for Airina Cossa


Loan has been disbursed
 
Entrepreneur: Airina Cossa
Location: Boane, Maputo, Mozambique

Thank you for your loan. It has been disbursed to Airina Cossa by Hluvuku-Adsema in Mozambique. We are excited to watch this business grow. Over the next 16 - 22 months, Hluvuku-Adsema will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by Bernardo Luis Tembe from Boane, Maputo, Mozambique
Sep 18, 2007
Comments (1)

Update on Airina’s Life and “Machamba”!!
 
Entrepreneur: Airina Cossa
Location: Boane, Maputo, Mozambique

Airina is doing well. The MTn 16,000 was very helpful to buy seeds and increase production. Airina also benefited from the fact that she was able to diversify the vegetables planted and help the land be more fertile.

Airina plants cabbage lettuce, cucumber and beans during wintertime and corn during hot weather. Both cabbage and corn takes around 4 months to be ready to harvest, while beans take 45 days and cucumber only 30 days. Cabbage is Airina’s most lucrative vegetable, as it is easy to plant and sales are guaranteed. Each kilo of cabbage is sold for MTn 7.0 (around US$0.3) and with one single harvest Airina can make up to MTn 4,000. The largest cost of her business is the water (MTn 200 per month) and transportation, as Airina goes to the capital city Maputo to buy raw material and sell her vegetables. Airina counts with the help of temporary employees when the work is too much (during harvest, for example).

Although Airina lives in Mafuiane since 1977, she only started working at her machamba (small farm) in 1993, when the government divided the land and gave 80x80 meters fields to the local population. It was soon after the civil war was over in 1992. Airina lives with her husband that helps with the farm and 6 children, 2 of which are already grown and work. On top of the machamba, Airina and her husband occasionally raise cattle, when there is money enough.

Airina stated that is quite hard to meet the loan’s monthly installments, but she thinks the money helped significantly. In the future Airina plans on asking for a new loan to buy a car and help her business develop.


Posted by Beatriz Mauro from Boane, Maputo, Mozambique
Apr 18, 2008
Comments (1)

Kiva Help Repayment Schedule for Airina Cossa

  Expected Repayments Actual Repayments Comments
December 2007 $40.62 $41.00 Repayment Received
January 2008 $40.62 $41.00 Repayment Received
February 2008 $40.62 $41.00 Repayment Received
March 2008 $40.62 $41.00 Repayment Received
April 2008 $40.62 $41.00 Repayment Received
May 2008 $40.62 $41.00 Repayment Received
June 2008 $40.62 $41.00 Repayment Received
July 2008 $40.62 $41.00 Repayment Received
August 2008 $40.62 $41.00 Repayment Received
September 2008 $40.62 $41.00 Repayment Received
October 2008 $40.62 $41.00 Repayment Received
November 2008 $40.62 $41.00 Repayment Received
December 2008 $40.62 $41.00 Repayment Received
January 2009 $40.62 $35.68 Repayment Received
February 2009 $40.62 $40.62 Repayment Received
March 2009 $40.70 $40.70 Repayment Received