Hilda Quispe De Calderón


Status: Paid Back

$850.00   Loan Request
$850.00   Paid Back

About the Entrepreneur

Name: Hilda Quispe De Calderón
Location: Ayacucho, Peru
Activity: Bakery

About the Loan

Loan Amount: $850.00
Loan Use: to purchase flour, butter, sugar and other materials to create new varieties of breads and sweets for her customers to try
Repayment Term: 7 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: N/A
Date Listed: Aug 30, 2007
Date Disbursed: Sep 13, 2007
Date Funded:Aug 30, 2007
Loan Ended:Jan 13, 2008

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:United States Dollars (USD)



Hilda Quispe and Doris Calderon belong to a village bank called “Solidaridad,” which means “Solidarity”. As part of the village bank, they receive a loan together and the responsibility for repayment rests on both of them. They are asking for a total loan of US$ 850 which will be divided between them.


Hilda Quispe de Calderón owns a wonderful little “panadería” (bakery) close to the main plaza in Ayacucho. 300-400 loaves of fresh breads and sweets are baked every morning and every evening. Types of bread include “francés”, “bizcochos”, “chapla”, “wawa,” and “pionono”. Chapla is the most popular bread all year round, being a traditional food of the Peruvian highlands. It resembles an English muffin, but it has a hollow inside. People eat it with jam, butter, cheese, vegetables, or meat. The large chapla is sold for 0.20 nuevos soles ($0.07), while the small chapla is sold for 0.10 nuevos soles ($.04). From August to October, Pan de "Wawa" (baby in Quechua), an infant-shaped bread that is meant to be consolation for women who became pregnant during Carnaval in February, is very popular.


Hilda begins her day at 5 am and finishes at 7pm. She works in the bakery with her husband of five years and her mother and sisters. Her two children both attend school. Hilda and her friend, Doris, are asking for a loan of US$ 850 to share. Hilda plans to use her share of the money to purchase flour, butter, sugar, and other materials to create new varieties of breads and sweets for her customers to try.


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Journal entries for Hilda Quispe De Calderón


Loan has been disbursed
 
Entrepreneur: Hilda Quispe De Calderón
Location: Ayacucho, Peru

Thank you for your loan. It has been disbursed to Hilda Quispe de Calderón by FINCA Peru in Peru. We are excited to watch this business grow. Over the next 4 - 10 months, FINCA Peru will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Ayacucho, Peru
Sep 13, 2007
Comments (2)

Hilda Quispe de Calderon
 
Entrepreneur: Hilda Quispe De Calderón
Location: Ayacucho, Peru

There was a small miscommunication with Hilda’s profile, and her story got switched with another entrepreneur's with the same first name, whose picture and business were featured in the profile. I was able to locate the real Hilda Quispe de Calderon, and her daughter, Doris, and they shared their story very graciously.

Hilda and her family live on the outskirts of Ayacucho, and every Sunday they make the trip to the center of the city to purchase sheep. Depending on the week, they buy between five and eight sheep, and bring them back to their home to be slaughtered. They then go door to door in their neighborhood selling the meat, and have regular clients that depend on them weekly for quality meat.

Hilda speaks primarily the native language of Quechua, and her husband and daughter eagerly translate for us as we speak. She tells us the sheep cost between 80 and 160 Soles (about $25-$50) a piece, depending on the weight, and she sells the meat for eight Soles (about $2.50) per kilo. A sheep must be about a year old before it is ready to be slaughtered; most sheep Hilda buys are ready to be slaughtered, but occasionally gets a good deal on a younger sheep and then raises it until it is old enough to be killed.

Hilda has been with her village bank for longer than she can remember, and says it has been a blessing to her family. They have learned how to save money, and have been able to increase their capital and have been able to afford small comforts in their home that have increased their quality of life.

This is a video showing Hilda’s home and family, and Hilda and her husband demonstrating how to slaughter a sheep. (It’s just a demonstration, no actual killing involved! The sheep in the video is only about two months old.)

Watch Video


Posted by Maren Misner from Ayacucho, Peru
Dec 14, 2007
Comments (1)

Kiva Help Repayment Schedule for Hilda Quispe De Calderón

  Expected Repayments Actual Repayments Comments
December 2007 $212.50 $213.00 Repayment Received
January 2008 $212.50 $213.00 Repayment Received
February 2008 $212.50 $213.00 Repayment Received
March 2008 $212.50 $211.00 Repayment Received