Julieta Herbano
Status: Paying Back
| $175.00 | Loan Amount |
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0% repaid
About the Entrepreneur
| Name: | Julieta Herbano |
|---|---|
| Location: | Tagoloan , Misamis Oriental, Philippines |
| Activity: | General Store |
About the Loan
| Loan Amount: | $175.00 |
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| Loan Use: | To invest in expanding the business |
| Repayment Term: | 7 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Nov 12, 2009 |
| Date Disbursed: | Oct 15, 2009 |
| Date Funded: | Nov 12, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Hagdan sa Pag-uswag Foundation, Inc. (HSPFI) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 9 months |
| Kiva Entrepreneurs: | 1820 |
| Total Loans: | $309,025 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Philippines |
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| Avg Annual Income: | $1,175.00 |
| Currency: | Philippines Pesos (PHP) |
| Exchange Rate: | 46.8900 PHP = 1 USD |
Julieta Herbano is from the village of Tagoloan, Misamis, Oriental. She is 32 years old. Julieta is married and has four school-aged children. To make a living, Julieta owns & operates a sari-sari (variety) retail shop, selling both food & daily use products in the local community. Julieta has been engaged in her business for over four years and earns approximately 4000 PHP a month for these activities.
In 2009, Julieta joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Julieta has successfully repaid a previous loan of 5000 PHP from HSPFI. This previous loan was used to purchase new items to expand her product offering. Julieta is requesting a new loan of 8000 PHP, which will be used to invest in expanding the business. This loan will be the second loan taken out by Julieta from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.
About HSPFI:
HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Important Information About This Loan
To join the HSPFI Lending Team please click on the link: http://www.kiva.org/team/hspfi
In 2009, Julieta joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Julieta has successfully repaid a previous loan of 5000 PHP from HSPFI. This previous loan was used to purchase new items to expand her product offering. Julieta is requesting a new loan of 8000 PHP, which will be used to invest in expanding the business. This loan will be the second loan taken out by Julieta from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.
About HSPFI:
HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Important Information About This Loan
To join the HSPFI Lending Team please click on the link: http://www.kiva.org/team/hspfi
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Journal entries for Julieta Herbano
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Loan to Julieta Herbano in Philippines has been 100% funded
Location: Tagoloan , Misamis Oriental, Philippines
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Posted by
from Tagoloan , Misamis Oriental, Philippines
Nov 12, 2009 |
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Comment on this entry
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Repayment Schedule for Julieta Herbano
Repayment Schedule for Julieta Herbano
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| January 2010 | $52.50 | Available Jan 1 | |||
| February 2010 | $43.75 | Available Feb 1 | |||
| March 2010 | $35.00 | Available Mar 1 | |||
| April 2010 | $35.00 | Available Apr 1 | |||
| May 2010 | $8.75 | Available May 1 | |||
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