Veronica Gbetsiaye
Status: Paying Back
| $350.00 | Loan Amount |
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0% repaid
About the Entrepreneur
| Name: | Veronica Gbetsiaye |
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| Location: | Elmina, Ghana |
| Activity: | Fish Selling |
About the Loan
| Loan Amount: | $350.00 |
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| Loan Use: | Veronica will use the loan to buy more fish to process (smoke) for sale. |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Nov 7, 2009 |
| Date Disbursed: | Nov 6, 2009 |
| Date Funded: | Nov 8, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2431 |
| Total Loans: | $1,056,275 |
| Delinquency Rate: | 55.55% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.4300 GHS = 1 USD |
Veronica Gbetsiaye is single and has one child. She has been through junior high school. Veronica sells smoked fish at Elmina near Bantama, which she has been doing since 1999. Veronica uses her income to pay for her apartment, the utility bills and the school fees of her child. Veronica will use the loan to buy more fish to process (smoke) for sale. With the new profits from her expanded business, Veronica plans to save to build a house.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Veronica Gbetsiaye
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Loan has been disbursed
Location: Elmina, Ghana
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Posted by
from Elmina, Ghana
Nov 9, 2009 |
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Comment on this entry
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Repayment Schedule for Veronica Gbetsiaye
Repayment Schedule for Veronica Gbetsiaye
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| March 2010 | $58.33 | Available Mar 1 | |||
| April 2010 | $58.33 | Available Apr 1 | |||
| May 2010 | $58.33 | Available May 1 | |||
| June 2010 | $58.33 | Available Jun 1 | |||
| July 2010 | $58.34 | Available Jul 1 | |||
| August 2010 | $58.34 | Available Aug 1 | |||
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