Carlos


Status: Paying Back

$1,050.00   Loan Amount
0% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Carlos
Location: Lima, Peru
Activity: Musical Performance

About the Loan

Loan Amount: $1,050.00
Loan Use: Purchase sound equipment
Repayment Term: 10 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Nov 5, 2009
Date Disbursed: Oct 26, 2009
Date Funded:Nov 5, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.9000 PEN = 1 USD



Carlos is 24 years old and lives with his parents. His wife Karol is 23 years old and the love of his life. The couple has an energetic little boy who is also named Carlos, who just turned one year old.


Carlos has managed to succeed by pursuing his passion – music. This has allowed him to support his family and provide peace of mind. As a little boy, his interest started by banging on a small drum. Music has been an unavoidable part of his life since then. Carlos now engages in his music every day and has been performing professionally for 3 years at various events, artistic shows, and family reunions.


Sometimes he performs with his group “Los Cómplices del Sabor” (The Accomplices of Flavor), which consists of four young members. They add excitement to any occasion and also provide some spice to weekend events attended by large numbers of people looking to have a good time. Carlos has great aspirations for his musical career. He knows that he can continue to grow and eventually become famous in the musical world. First he wants to trademark the name of his group and modernize his sound equipment sometime in the future.


Carlos is taking his sixth loan with MFP. He says that he will continue to be punctual, as always, because he wants to succeed and making a living from his music. He plays a number of instruments very well and can produce melodies for just about any dance. Carlos will use the money to fulfill his aspirations by buying new speakers, mixers, and amplifiers to improve his sound quality.


Translated from Spanish by Ronan Reodica, Kiva Volunteer


Carlos es un joven de 24 años, vive con sus padres y con el amor de su vida, Karol que tiene 23 años. Esta joven pareja tiene un pequeño y travieso hijo que se llama Carlos que recién ha cumplido un año.

Carlos ha logrado salir adelante haciendo lo que tanto le apasiona; la música, ella le ha permitido sostener a su familia, darle tranquilidad y también lo acompaña desde niño, cuando Carlos empezaba a hacer los primeros sonidos con un pequeño tambor. Desde entonces, no ha podido dejarla de lado, y hoy se dedica a ella casi todos los días y desde hace 3 años lo contratan profesionalmente para diferentes eventos, shows artísticos y cualquier reunión familiar.
A veces trabaja con todo su grupo musical “Los cómplices del sabor”, integrado por 4 jóvenes más, y ellos amenizan cualquier jornada y le ponen el sabor a los eventos donde se dan cita gran cantidad de personas en busca de diversión, sobretodo los fines de semana.
Él tiene grandes aspiraciones musicales y sabe que puede crecer aún más y hacerse conocido en el mundo musical, para esto piensa primero patentar su grupo con nombre propio y modernizar, en el futuro, todos los equipos de sonido.

Este es su sexto préstamo con MFP e indica que será puntual, como siempre, porque desea salir adelante y hacer una vida de la música, pues sabe que toca los instrumentos muy bien y las melodías que produce hacen bailar a cualquiera. Para empezar a cumplir con sus anhelos, invertirá el dinero que ahora solicita en mejorar la calidad del sonido, comprando parlantes nuevos, mezcladoras y amplificadoras.


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Journal entries for Carlos


Loan has been disbursed
 
Entrepreneur: Carlos
Location: Lima, Peru

Thank you for your loan. It has been disbursed to Carlos by Microfinanzas Prisma in Peru. We are excited to watch this business grow. Over the 8 months of this loan, Microfinanzas Prisma will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Lima, Peru
Nov 6, 2009
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Kiva Help Repayment Schedule for Carlos

  Expected Repayments Actual Repayments Comments
January 2010 $110.89 Available Jan 1  
February 2010 $117.49 Available Feb 1  
March 2010 $121.52 Available Mar 1  
April 2010 $127.17 Available Apr 1  
May 2010 $135.71 Available May 1  
June 2010 $139.41 Available Jun 1  
July 2010 $146.34 Available Jul 1  
August 2010 $151.47 Available Aug 1