Virginia Miranda


Status: Paying Back

$950.00   Loan Amount
0% repaid

About the Entrepreneur

Name: Virginia Miranda
Location: Jala-jala, Rizal, Philippines
Activity: Farming

About the Loan

Loan Amount: $950.00
Loan Use: For additional capital for their farming business.
Repayment Term: 14 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Nov 4, 2009
Date Disbursed: Oct 28, 2009
Date Funded:Nov 5, 2009

About the Country

Country:Philippines
Avg Annual Income:$1,175.00
Currency:Philippines Pesos (PHP)
Exchange Rate:47.6651 PHP = 1 USD



Virginia Miranda, 48 years old, is a proud mother of three children: Marjorie, 29; Maricel, 23; and Jay-ar, 21. She is proud of them because even though they’re not that rich and sometimes it’s hard to find money for their allowances, they still persevered to finish their studies. Now all of them are degree holders.


She and her husband Crispin Miranda, 52 years old, are also proud of themselves because all of their hard work had good results. She knows that their children will have better lives but still not that easy, so they still need to work hard to continue to survive.


Their source of income comes from their variety store and their farming business. These businesses help them to make their dream possible, which is to finish the studies of their children.


Since Virginia became a member of ASHI she always used her loans to make their businesses grow and it really helps.


Virginia plans to use her 9th loan as additional capital for their farming business. This is because now their variety store has closed and they want first to focus on the farming business. She will help her husband to improve this business.


With the loan she will buy rice seeds, fertilizers, vitamins for the rice and other products to cultivate the land, plus she will pay expenses for labor. She is hoping that this will make their business more productive.


Because Virginia achieved her biggest dream -- to finish her childrens’ studies -- she just wishes now that God never tires of giving them blessings every day. Of course they will continue to strive hard so that their family will always experience a better life and also to extend their blessings to others.


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Journal entries for Virginia Miranda


Loan has been disbursed
 
Entrepreneur: Virginia Miranda
Location: Jala-jala, Rizal, Philippines

Thank you for your loan. It has been disbursed to Virginia Miranda by Ahon sa Hirap, Inc. (ASHI) in Philippines. We are excited to watch this business grow. Over the 11 months of this loan, Ahon sa Hirap, Inc. (ASHI) will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Jala-jala, Rizal, Philippines
Nov 6, 2009
Comment on this entry

Kiva Help Repayment Schedule for Virginia Miranda

  Expected Repayments Actual Repayments Comments
January 2010 $76.00 Available Jan 1  
February 2010 $57.00 Available Feb 1  
March 2010 $76.00 Available Mar 1  
April 2010 $76.00 Available Apr 1  
May 2010 $95.00 Available May 1  
June 2010 $76.00 Available Jun 1  
July 2010 $76.00 Available Jul 1  
August 2010 $95.00 Available Aug 1  
September 2010 $76.00 Available Sep 1  
October 2010 $76.00 Available Oct 1  
November 2010 $95.00 Available Nov 1  
December 2010 $76.00 Available Dec 1