Jose
Status: Paying Back
| $10,000.00 | Loan Amount |
|---|
0% repaid
About the Entrepreneur
(For privacy reasons, the Field Partner has requested that last name be undisclosed)| Name: | Jose |
|---|---|
| Location: | Utah, United States |
| Activity: | Restaurant |
About the Loan
| Loan Amount: | $10,000.00 |
|---|---|
| Loan Use: | To buy a cooking range, freezer, fryer, and other equipment; neon sign for store |
| Repayment Term: | 38 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | N/A
 |
| Date Listed: | Nov 4, 2009 |
| Date Disbursed: | Oct 30, 2009 |
| Date Funded: | Nov 17, 2009 |
About the Field Partner
About the Field Partner
|
|
| Field Partner: | ACCION USA |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Pilot |
| Time On Kiva: | 5 months |
| Kiva Entrepreneurs: | 58 |
| Total Loans: | $267,800 |
| Delinquency Rate: | 3.40% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | United States |
|---|---|
| Avg Annual Income: | $47,000.00 |
| Currency: | United States Dollars (USD) |
Opening a Chinese restaurant might seem to be a unique calling for a guy who is originally from Mexico, but Jose takes pride in the fact that his restaurant is the only Chinese restaurant in his neighborhood. He always knew he wanted to run his own restaurant, and when the restaurant he used to work at was forced to close down, he started up a new one in the same building.
Even with the recession, Jose says the business has done well, especially because of his unique status. He wants to take advantage of the fact that many restaurants are closing and that he is able to get their old equipment on sale. He also wants to invest in new equipment for the restaurant, like a cooking range, freezer, and deep fryer.
In the future, Jose sees himself opening another branch of his restaurant, or possibly a second restaurant. Having a restaurant is a lot of work - Jose says that "having a restaurant is like having another wife," but thankfully his wife works at the restaurant as well. Overall, Jose says having his own place has been good for his personal life - he can be his own boss, and he has gotten to know many more people in his community as a result.
Important Information About This Loan
Kiva realizes that access to credit is a challenge for entrepreneurs everywhere. Kiva started out as a website focused on developing-world entrepreneurs. In June 2009, Kiva began experimenting with allowing entrepreneurs in the United States to raise money on its website. If this is something you support, please feel free to fund this loan. If you have questions, including how an entrepreneur in your neighborhood might get a loan, please visit our Help Center and click on "Loans in the United States."
Even with the recession, Jose says the business has done well, especially because of his unique status. He wants to take advantage of the fact that many restaurants are closing and that he is able to get their old equipment on sale. He also wants to invest in new equipment for the restaurant, like a cooking range, freezer, and deep fryer.
In the future, Jose sees himself opening another branch of his restaurant, or possibly a second restaurant. Having a restaurant is a lot of work - Jose says that "having a restaurant is like having another wife," but thankfully his wife works at the restaurant as well. Overall, Jose says having his own place has been good for his personal life - he can be his own boss, and he has gotten to know many more people in his community as a result.
Important Information About This Loan
Kiva realizes that access to credit is a challenge for entrepreneurs everywhere. Kiva started out as a website focused on developing-world entrepreneurs. In June 2009, Kiva began experimenting with allowing entrepreneurs in the United States to raise money on its website. If this is something you support, please feel free to fund this loan. If you have questions, including how an entrepreneur in your neighborhood might get a loan, please visit our Help Center and click on "Loans in the United States."
Subscribe
Lenders to this entrepreneur
Robert
Norwalk, OH
United States
Buchanan Family
www.kivafriends.org, Ramsey, NJ
United States
colleen
Goulais Bay, Ontario
Canada
Charles
Phoenix, AZ
United States
Barbara & Alan
PRINCETON, NJ
United States
Jerrold
Fort Worth, TX
United States
Lynne
Seattle, WA
United States
emily
Shreveport, LA
United States
Paul
Roanoke, VA
United States
Richard and Sheila
Spokane, WA
United States
David
San Mateo, CA
United States
Nancy
Wellesley Hills, MA
United States
Alice
Mongkok, Kowloon
Robert
Cedar Hill, TX
United States
Garry D
Acton, MA
United States
Linda
Asheville,, NC
United States
Anonymous
Littleton, MA
United States
Marianne
Washington, DC
United States
Carolyn
falls church, VA
United States
Anonymous
Shreveport, LA
United States
Allison
Kalamazoo, MI
United States
Carol
Lockhart, TX
United States
Brian
Donald, OR
United States
Betty
Kingsport, TN
United States
Matthew
Framingham, MA
United States
Anonymous
jennifer
st louis, MO
United States
Sue
San Francisco, CA
United States
Salvatore
Yucca Valley, CA
United States
Empowerment Lenders
Pleasanton, CA
United States
Brett
San Jose, CA
United States
Ben Murray
Eureka, MO
United States
Shirley
Santa Fe, NM
United States
Anonymous
Dick
Eugene, OR
United States
Ted
Novato, CA
United States
Megan
Vista, CA
United States
Jody
Westminster, CA
United States
Anonymous
Sacramento, CA
United States
Ali
Albany, NY
United States
THERRON
Johnson Creek, WI
United States
Kelly
Ann Arbor, MI
United States
David
Phoenix, AZ
United States
Alice
Norton, VA
United States
Hedieh
Richmond Hill, Ontario
Canada
Sean
Ottawa, Ontario
Canada
Patty
Redlands, CA
United States
Anonymous
Redwood City, CA
United States
Emmett
Boise, Idaho
United States
2007 SIM NE RLF Team
New England,
United States
Malachi`s College Fund
Santa Cruz, CA
United States
Lemae
Blanco, TX
United States
Eric
Quinby, VA
United States
Jennifer & Jacob
Tucson, AZ
United States
Vickie and Richard
Los Angeles, CA
United States
Steve
Tri-State Area, KY
United States
Sue
Capistrano Beach, CA
United States
Michel
Brest, Bretagne
France
Patrick
Elk Grove village, IL
United States
Patti
Winter Springs, FL
United States
Sonia
Seattle, WA
United States
harman
Richmond Heights, MO
United States
family
St. George, UT
United States
Jacobson Family
Cortlandt Manor, NY
United States
William & Kathryn
Urbana, IL
United States
Naudia
Vancouver, British Columbia
Canada
James
Lakewood, CO
United States
Keith
Minneapolis, MN
United States
sandra
HOLLYWOOD, FL
United States
ARMANDO
CLIFTON, AZ
United States
David
Cincinnati, OH
United States
Rune
Eidsvoll, N
Norway
Anonymous
cupertino, CA
United States
The Noble Pagan
Williamsburg, VA
United States
Jason
Paynes Creek, CA
United States
Paul
Poole, Dorset
United Kingdom
Timothy
Sunnyside, NY
United States
Kirk
San Francisco, CA
United States
Lee & Karen
Sacramento, CA
United States
Mark
Westerville, OH
United States
Jane
Estero, FL
United States
Melissa
Portland, OR
United States
Eric
Maple Valley, WA
United States
Anonymous
San Francisco, CA
United States
Larry
Glenview, IL
United States
Veronica
San Francisco, CA
United States
Mike & Deb C.
Doylestown, PA
United States
Martha
KivaFriends.org Alexandria, VA
United States
Alison & Andrew
Halifax, Nova Scotia
Canada
D & K
Kamloops, British Columbia
Canada
Celia
Powell, OH
United States
Matthew
Raleigh, NC
United States
Darby
Richmond, CA
United States
Ken and Betsy
Bloomington, IN
United States
Katherine
Chicago, IL
United States
Barbara
San Rafael, CA
United States
Todays Harvest
Eagle Mountain, UT
United States
Katie
Lincolnshire, IL
United States
Kevin
Berthoud, CO
United States
William
Washington, DC
United States
Anonymous
Roslindale, MA
United States
Isaac
Los Altos, CA
United States
Brigitta
Park City, UT
United States
Mark
La Crescenta, CA
United States
A Scot
Provo, UT
United States
Bryan & Linda
Houston, TX
United States
Intaba Topera
Champaign-Urbana, IL
United States
Lon
Thetis Island, British Columbia
Canada
Nehemiah
San Antonio, TX
United States
Ken
Bury St. Edmunds, Suffolk
United Kingdom
Brian
Redondo Beach, California
United States
Roger
Columbus, OH
United States
Menno
Brooklyn, NY
United States
Michael
Brookhaven, NY
United States
Kay and Greg
Houston, TX
United States
Sarah
Tunbridge Wells, Kent
United Kingdom
Matt
Vienna, VA
United States
Vince
Colleyville, TX
United States
Anonymous
Richard Davis
West Linn, OR
United States
Jeanne
Redmond, WA
United States
Carol
North Branch, MN
United States
Lex
Farmington, UT
United States
Thompson family
Epping, Victoria
Australia
Steve
Cambridge, MA
United States
Wall Family
Mountain Lakes, NJ
United States
Martin
Burlington, Ontario
Canada
karl
Fremont, NE
United States
Laura
Berwyn, IL
United States
Richard
Oxnard, CA
United States
Ron
Hardy, VA
United States
Merrie
Indialantic, FL
United States
jeff
bell gardens, CA
United States
Matt
Daly City, CA
United States
Andrew & Kristen
Portland, OR
United States
David
Atlanta, GA
United States
Damon
St. Louis, MO
United States
Lou
Sanbornton, NH
United States
Rob @ Innovative Methods
Bethesda, MD
United States
Tino
Minneapolis, MN
United States
Henry Yang DDS
Berkeley, CA
United States
Jason
Bangor, ME
United States
Laura
Saint Louis, MO
United States
Kimberly L
Washington, DC
United States
Anonymous
Reading, MA
United States
Jerri Linn
Chicago, IL
United States
Sakina
Lynchburg, VA
United States
Andrew
Bellevue, WA
United States
Jimmy Chang
Riverside, CA
United States
Camren
United States
Geoff
West Roxbury, MA
United States
Rich
Charlotte, NC
United States
Brandi, Sean and Todd
Astoria, OR
United States
Sarah
Lowell, MA
United States
Anonymous
West Des Moines, IA
United States
Michael
Scottsdale, AZ
United States
Kathy
Baltimore, MD
United States
Teddy
Aventura, FL
United States
Anonymous
Poverty2Prosperity
San Francisco Bay Area, CA
United States
Anonymous
Brian
Phoenix, AZ
United States
Suzanne, Greg & Ted
San Diego, CA
United States
James
Hillsdale, MI
United States
Dave
Salt Lake City, UT
United States
DENNIS
WASHINGTON, DC
United States
Lisa
Indian, AK
United States
Penny
Portland, OR
United States
Anonymous
evansville, IN
United States
John
West Chester, PA
United States
Andrew
Boston, MA
United States
Hai
Ann Arbor, Michigan
United States
Anonymous
Hanwell, London
United Kingdom
Jesse
Jonesboro, AR
United States
Dale
Aurora, CO
United States
Amy & Jeremy
Arvada, CO
United States
Anonymous
Montclair, NJ
United States
Anonymous
Boulder, CO
United States
Katerina
Huntington Station, NY
United States
Miri,Israel,Alex,&Ivan
Lakewood, California
United States
Laurent D
Brussels,
Belgium
Ken & Kristine
Powder Springs, GA
United States
r & l
Winter Springs, FL
United States
Marilyn and Lane
San Diego, CA
United States
Michelle
Rockwall, Texas
United States
Oogi
Pelham, AL
United States
Anonymous
Livingston, TX
United States
Robert
Natick, MA
United States
Patricia
Las Vegas, NV
United States
Kariboo
Lexington, MA
United States
James
Scottsdale, AZ
United States
Chuck
Jackson, WY
United States
FPC C-Cubed
Huntsville, AL
United States
Jennifer
Grinnell, IA
United States
Terrance L
Ennice, NC
United States
Laurie
Seattle, WA
United States
Isa
All over, the
United States
sekimonryu
los angeles, CA
United States
Brian
Stamford, CT
United States
Barbara & Thom
Moore Haven, FL
United States
mole333
Brooklyn, NY
United States
Bill & Monika
Ridgefield, CT
United States
Doris
Alexandria, VA
United States
Elizabeth
Astoria, NY
United States
Rick
Orlando, FL
United States
David
Westport, CT
United States
Haoen
Metuchen, NJ
United States
adamvonwillis
Gilbert, AZ
United States
Anonymous
Neuhausen,
Switzerland
TinyEYE
Saskatoon, Saskatchewan
Canada
Vince
cambridge, MA
United States
Kyle
Los Angeles, CA
United States
Sue
Poughkeepsie, NY
United States
Matthew
Tempe, AZ
United States
Jane
Avon, CT
United States
MSC Learning by Loaning
Adrian, MI
United States
Tamara Cristine
Boston, MA
United States
Peter
Naperville, IL
United States
Kolby
Tempe, AZ
United States
Boaz
Washington, DC
United States
Leonard
CO
United States
Amy
McKinleyville, CA
United States
Carla
Concord, CA
United States
Family-Affairs.org
Corpus Christi, TX
United States
Anonymous
Kula, HI
United States
Glenn
Orchard Park, NY
United States
Keith
bellevue, WA
United States
Ana & Jim
Oak Park, IL
United States
Milena
Grand Blanc, MI
United States
marcie
woodland hills, CA
United States
Victoria
New York, NY
United States
Mark
Oconomowoc, WI
United States
Sue
Goldendale, WA
United States
Kurt and Lisa
San Francisco, CA
United States
Teresa
Hopewell, VA
United States
Dick & Ellie
Menasha, WI
United States
Morgan and Jason
Pasadena, CA
United States
Jeffrey & Dolores
Tuxedo Park, NY
United States
Ryan
Azusa, CA
United States
Anonymous
Austin, TX
United States
Jaycn
North Plains, OR
United States
Bryan Swords
Minford, OH
United States
Sung
Alpharetta, GA
United States
Mark
Idyllwild, CA
United States
Chad
Fort Saskatchewan, Alberta
Canada
Julia
San Francisco, CA
United States
Seánan
Blackheath, London
United Kingdom
Christina
Seattle, WA
United States
Dave
Denver, Colorado
United States
Simon
Borculo,
Netherlands
Jim
Simi Valley, CA
United States
Jeff and Mary
Tucson, AZ
United States
Anonymous
St Paul, MN
United States
Marky
Austin, TX
United States
JohnnyPants
Castle Rock, CO
United States
Frank
Corona, CA
United States
Daniel
Lafayette, IN
United States
Bastlynn
Cary, NC
United States
Shawn
Los Angeles, CA
United States
kurt
san francisco, CA
United States
Cynthia
Morgan HIll, CA
United States
Erik
lake forest, CA
United States
wayne
haymarket, VA
United States
Kate
Hamtramck, MI
United States
Corinne & Devin
Oakland, CA
United States
marco
calco, Lecco
Italy
John
Santa Fe, NM
United States
Kathy
Oakland, CA
United States
Brian
Arlington, VA
United States
Arvind
Piedmont, CA
United States
Sweet Pea
Tigard, OR
United States
eloise
Asheville, NC
United States
Orion Jr. High
Harrisville, UT
United States
Anonymous
Dallas, TX
United States
ben
Baltimore, MD
United States
Craig
Enfield, CT
United States
Scott
Yellow Springs, OH
United States
Scott & Sharon
Lubbock, TX
United States
Debbie
Cincinnati, OH
United States
Jonathan
Hagerstown, MD
United States
Michelle
Richland, MI
United States
Tara
El Sobrante, CA
United States
Top Lending Teams for this entrepreneur
Atheists, Agnostics, Skeptics, Freethinkers, Secular Humanists and the Non-Religious
Common Interest
7010 Members
Journal entries for Jose
|
Loan to Jose in United States has been 100% funded
Location: Utah, United States
|
|
|
Posted by
from Utah, United States
Nov 17, 2009 |
|
|
Comment on this entry
|
|
Repayment Schedule for Jose
Repayment Schedule for Jose
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| February 2010 | $232.98 | Available Feb 1 | |||
| March 2010 | $235.70 | Available Mar 1 | |||
| April 2010 | $238.45 | Available Apr 1 | |||
| May 2010 | $241.23 | Available May 1 | |||
| June 2010 | $244.05 | Available Jun 1 | |||
| July 2010 | $246.89 | Available Jul 1 | |||
| August 2010 | $249.78 | Available Aug 1 | |||
| September 2010 | $252.69 | Available Sep 1 | |||
| October 2010 | $255.64 | Available Oct 1 | |||
| November 2010 | $258.62 | Available Nov 1 | |||
| December 2010 | $261.64 | Available Dec 1 | |||
| January 2011 | $264.69 | Available Jan 1 | |||
| February 2011 | $267.78 | Available Feb 1 | |||
| March 2011 | $270.90 | Available Mar 1 | |||
| April 2011 | $274.06 | Available Apr 1 | |||
| May 2011 | $277.26 | Available May 1 | |||
| June 2011 | $280.49 | Available Jun 1 | |||
| July 2011 | $283.77 | Available Jul 1 | |||
| August 2011 | $287.08 | Available Aug 1 | |||
| September 2011 | $290.43 | Available Sep 1 | |||
| October 2011 | $293.81 | Available Oct 1 | |||
| November 2011 | $297.24 | Available Nov 1 | |||
| December 2011 | $300.71 | Available Dec 1 | |||
| January 2012 | $304.22 | Available Jan 1 | |||
| February 2012 | $307.77 | Available Feb 1 | |||
| March 2012 | $311.36 | Available Mar 1 | |||
| April 2012 | $314.99 | Available Apr 1 | |||
| May 2012 | $318.67 | Available May 1 | |||
| June 2012 | $322.38 | Available Jun 1 | |||
| July 2012 | $326.14 | Available Jul 1 | |||
| August 2012 | $329.95 | Available Aug 1 | |||
| September 2012 | $333.80 | Available Sep 1 | |||
| October 2012 | $337.69 | Available Oct 1 | |||
| November 2012 | $341.63 | Available Nov 1 | |||
| December 2012 | $345.51 | Available Dec 1 | |||
| 
