Agapito

Agapito is 56 years old and lives in his own home, along with his wife and young children. Agapito and his wife make aprons. They are well known and are very experienced in this business. Agapito is also a musician in the armed forces and he is preparing for his retirement. They do not have much competition and Agapito and his wife deliver their goods to regular customers. This loan will be used as operating capital, as Agapito has had to make repairs to his home, which has depleted his savings. He has always been punctual in making payments, and this will be his third loan, also having worked with commercial lending institutions. He has always acted responsibly.

Translated from Spanish by Hugo Reyes, Kiva Volunteer

Agapito tiene 56 años de edad vive con su esposa e hijos que son jóvenes en su casa propia, Agapito junto a su esposa se dedican a la producción de mandiles, en este negocio tienen mucha experiencia y además de ser muy conocidos en el medio. Por otra parte, Agapito es músico en las fuerzas armadas y está en trámite para su jubilación anticipada. La competencia es media ya que Agapito y su esposa entregan los productos a personas conocidas. El destino del crédito fue para capital de operación, debido a que Agapito ha estado realizando construcciones en su casa por lo que se ha descapitalizado. El comportamiento de Agapito es muy bueno ya que paga puntualmente es su tercera secuencia, también trabaja con créditos institucionales. Finalmente, cabe mencionar que el cliente ha demostrado durante este tiempo responsabilidad y buena fe pagos.

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