Barno Yadgorova


Status: Paying Back

$1,150.00   Loan Amount
0% repaid

About the Entrepreneur

Name: Barno Yadgorova
Location: Istaravshan, Tajikistan
Activity: Clothing Sales

About the Loan

Loan Amount: $1,150.00
Loan Use: To purchase new clothing for women in order to increase the range of her goods
Repayment Term: 14 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Nov 3, 2009
Date Disbursed: Oct 13, 2009
Date Funded:Nov 3, 2009

About the Country

Country:Tajikistan
Avg Annual Income:$1,388.00
Currency:Tajikistan Somoni (TJS)
Exchange Rate:4.3484 TJS = 1 USD



Problems and money shortages never defeated Barno, who has always looked for a way to get past obstacles and continue to improve her situation. She is an extremely hard-working and energetic woman. She is 32 years old, married, and the loving mother of three children.

For more than 6 years, Barno has operated a store where she sells women’s clothing. As a rule she travels to the neighboring town to get new garments at very cheap prices. Her store is well known, and people love to visit because it's clean, tidy, and run by someone who is very kind and thoughtful.

Barno hopes that her store will keep growing so that she can maintain a comfortable life for her family, especially for her children. To make that possible, she has applied for a new loan that she will use to buy more clothing to sell. She promises to repay the loan with accuracy as she has done with previous loans.

Be an important part of the growth of Barno’s business.


More about Tajikistan and IMON International
Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium B.C. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj


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Journal entries for Barno Yadgorova


Loan has been disbursed
 
Entrepreneur: Barno Yadgorova
Location: Istaravshan, Tajikistan

Thank you for your loan. It has been disbursed to Barno Yadgorova by IMON International in Tajikistan. We are excited to watch this business grow. Over the 12 months of this loan, IMON International will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Istaravshan, Tajikistan
Nov 4, 2009
Comment on this entry

Kiva Help Repayment Schedule for Barno Yadgorova

  Expected Repayments Actual Repayments Comments
January 2010 $76.53 Available Jan 1  
February 2010 $79.60 Available Feb 1  
March 2010 $82.78 Available Mar 1  
April 2010 $86.09 Available Apr 1  
May 2010 $89.54 Available May 1  
June 2010 $93.11 Available Jun 1  
July 2010 $96.84 Available Jul 1  
August 2010 $100.72 Available Aug 1  
September 2010 $104.74 Available Sep 1  
October 2010 $108.93 Available Oct 1  
November 2010 $113.29 Available Nov 1  
December 2010 $117.83 Available Dec 1