Maria


Status: Paying Back

$225.00   Loan Amount
0% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Maria
Location: Juliaca, Peru
Activity: Food Production/Sales

About the Loan

Loan Amount: $225.00
Loan Use: Buy ingredients for the food she makes
Repayment Term: 7 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Nov 2, 2009
Date Disbursed: Oct 13, 2009
Date Funded:Nov 2, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.9100 PEN = 1 USD



Maria, 21, is a very hard-working young woman. She lives in her family’s house together with her dear two year old son, Yerson. She wishes to give him a good education.

Although she had a child when she was very young, Maria did not let her need for money defeat her. She was able to get together a little money and set up her own food business. Now she has lots of customers. Her delicious potato and cheese and potato and egg dishes are much asked for and consumed.

What she likes best about her work is waiting on her customers. She takes great care in pleasing them. She has been doing this for three years. The most difficult part is having to stay under the burning sun everyday. In the near future she hopes to be able to buy a small food cart so that she will be able to move her utensils easier.

This is Maria’s first loan with MFP. She is very happy to have the opportunity to have a loan. She is prepared to make all of her payments punctually. She is a much respected member of her communal bank because she is very punctual. She will use the money she is asking for to buy more ingredients to prepare her delicious dishes.

Translated from Spanish by Ginny Kalish, Kiva Volunteer


Maria, de 21 años, es una joven muy trabajadora, vive en la casa de sus familiares junto a su querido hijo Yerson de 2 años, a quien desea dar una buena educación.

Aunque tuvo a su hijo muy joven, Maria no dejó que las necesidades de dinero que tenía la vencieran, es así que logro juntar un poco de dinero e implementar su propio negocio de comida. Ahora tiene muchos clientes, ya que sus deliciosos platos de papa con queso y papa con huevo, son muy solicitados y consumidos.
Lo que más le gusta de su trabajo es atender a sus clientes, ella se esmera mucho en complacerlos, lleva 3 años realizando esta actividad y considera que lo más difícil es tener que permanecer bajo el ardiente sol todos los días.
Para un futuro cercano espera poder comprar un carrito de comida donde pueda trasladar sus utensilios con mayor facilidad.

Este es el primer préstamo de Maria con MFP, se siente muy feliz por la oportunidad de crédito y está dispuesta a pagar todas sus cuotas puntualmente. En su banco comunal es una socia muy respetada, ya que es muy puntual. Con el dinero que solicita comprará más ingredientes para preparar sus deliciosos platillos.

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Journal entries for Maria


Loan has been disbursed
 
Entrepreneur: Maria
Location: Juliaca, Peru

Thank you for your loan. It has been disbursed to Maria by Microfinanzas Prisma in Peru. We are excited to watch this business grow. Over the 4 months of this loan, Microfinanzas Prisma will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Juliaca, Peru
Nov 3, 2009
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Kiva Help Repayment Schedule for Maria

  Expected Repayments Actual Repayments Comments
January 2010 $45.00 Available Jan 1  
February 2010 $45.00 Available Feb 1  
March 2010 $45.00 Available Mar 1  
April 2010 $45.00 Available Apr 1  
May 2010 $45.00 Available May 1